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TECHNICAL POINT

Active
Private limited companyfounded 1998active for 28 yearsUranusstraat 2, 3290 Diest, BelgiumKBO/BCE: BE 0463.733.343
Summary

The computed 12-month bankruptcy probability of TECHNICAL POINT is 2.8% (moderate). The 2025 annual accounts show equity of €639,015 and a net result of -€80,632. Equity has been stable since 2018 (±0.8% per year). Its solvency ranks better than 16% of 9,850 sector peers (NACE 46, financial year 2025). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 13-07-1998 Normal situation
Activity
Wholesale trade NACE 46712and 6 others
Joint committee
149.02 Paritair Subcomité voor het koetswerk · annual accounts 2025
Establishment units
2.087.742.282 3290 Diest, since 22-07-1998
2.312.805.543 8500 Kortrijk, since 01-01-2021
Financial year end
31 December
Peppol
Reachable since 06-11-2025

Board and ownership

Board
Shareholders

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.8%
Annual accounts 2025
Gross margin
€1.2m
▼ 0.8%
Turnover
≈ €4.8m
estimated
Loss
€80,632
Equity
€639,015
▼ 11.2%
Total assets
€9.0m
▲ 21.6%
Employees on 31-12-2025
10
▲ 11.1%
Score breakdownraises riskLiquidity: current ratio 1.01, cash €29,932, halvedEquity €639,015 (7.1% of total assets)1 change of registered office in 24 monthsSize: 9.4 FTE, total assets €9.0mShow the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 20% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 32-3
equity 7.1% of total assets
Liquidity 4-17
short-term debt 84.3% · cash 0.3%
Profitability 31-7
return on assets -0.9%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.1%▲ +0.1 percentage points vs 01-2025 03-2025: 1.0%▼ -0.1 percentage points vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.1%▲ +0.1 percentage points vs 04-2025 06-2025: 1.2%▲ +0.1 percentage points vs 05-2025 07-2025: 1.5%▲ +0.3 percentage points vs 06-2025 08-2025: 0.4%▼ -1.1 percentage points vs 07-2025lowest value 09-2025: 0.4%● unchanged vs 08-2025lowest value 10-2025: 0.4%● unchanged vs 09-2025lowest value 11-2025: 0.4%● unchanged vs 10-2025lowest value 12-2025: 0.4%● unchanged vs 11-2025lowest value 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 1.7%▲ +1.2 percentage points vs 07-2026 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 2.8%▲ +1.1 percentage points vs 09-2026highest value 11-2026: 2.8%● unchanged vs 10-2026highest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.01 (1.08 in 2024), below the usual 1.5. Short-term debt is 84.3% and cash 0.3% of total assets. 92.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 21% of them on solvency, 7% on liquidity, 26% on profitability and 25% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Liquidity: current ratio 1.01, cash €29,932, halved
NBB · annual accounts
raises risk · Equity €639,015 (7.1% of total assets)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: 9.4 FTE, total assets €9.0m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9850 sector peers (2025).
NBB · sector comparison
Position among 9850 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
2 days early
2023
21 days early
2022
4 days early
2021
80 days late
2020
58 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €68,000 in 2024 -€80,632 View
  • Caution: Lower net result than 91% of companies in wholesale tradesector median €26,853 · 9,829 companies -€80,632 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Registered office moved within DiestNew seat: Uranusstraat 2, 3290 Diest · Previous seat: Industrieterrein 2 nummer 2 bus 15, 3290 Diest
  2. · Gazette deed Company renamed from STOCKX to TECHNICAL POINTReappointment: Wouter DESMET (director) · Appointment: DESMET & ENGELS (director) · Permanent representative: Charlotte ENGELS
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as TECHNICAL POINT: wholesale trade (NACE 46712). They are comparable in size and age: total assets between €2.9m and €6.9m, founded between 1978 and 2001.

CompanyTotal assetsGross margin
TECHNICAL POINT Diest€9.0m€1.2m
GARAGE PEETERS J. Aarschot€6.9m€0.7m
MILES BRUGGE Brugge€3.2m€1.4m
MONDIA KLUBB GROUP Crisnée€2.9m€1.4m
ELRO TRUCKS BELGIUM Bree€3.4m€1.0m
Autobedrijf Vander Stichele Roeselare€5.3m€1.1m
AMPE Zulte€4.9m€1.4m
Full comparison

Key facts about TECHNICAL POINT

What is the company number of TECHNICAL POINT?
The company number of TECHNICAL POINT is 0463.733.343. The VAT number is the same number with BE in front: BE 0463.733.343.
Where is TECHNICAL POINT based?
The registered office is at Uranusstraat 2, 3290 Diest.Company details
What does TECHNICAL POINT do?
According to the KBO register, the main activity is wholesale trade (NACE 46712).
What is the legal form of TECHNICAL POINT?
The legal form of TECHNICAL POINT is Private limited company (BV).
When was TECHNICAL POINT founded?
TECHNICAL POINT was founded on 13-07-1998.
Is TECHNICAL POINT still active?
Yes, TECHNICAL POINT is an active enterprise in the KBO register.
How many employees does TECHNICAL POINT have?
TECHNICAL POINT had an average of 9.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TECHNICAL POINT fall under?
In its 2025 annual accounts, TECHNICAL POINT states joint committee 149.02 (Paritair Subcomité voor het koetswerk).
What is the turnover of TECHNICAL POINT?
The turnover in financial year 2025 is ≈ €4.8m. This figure is estimated from the gross margin of €1.2m and 98 comparable companies (NACE 46). It probably lies between €2.9m and €8.2m.
Is TECHNICAL POINT profitable?
In financial year 2025, TECHNICAL POINT made a loss of €80,632.
Where can I find the annual accounts of TECHNICAL POINT?
TECHNICAL POINT filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TECHNICAL POINT due?
TECHNICAL POINT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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