TECHNICAL POINT
ActiveTECHNICAL POINT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €639k and a net result of €-81k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 15% of 7983 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-7
Solvency32▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days only on tighter terms
Liquidity tight (current ratio 1.01 against 1.08 in 2024; short-term debt: 84.3% and cash: 0.3% of total assets), and 92.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.1%
Return on assets
-0.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7983 sector peers (2025).
NBB · sector comparisonPosition among 7983 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
21 d early
2022
4 d early
2021
80 d late
2020
58 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€639k▼ 11.2%
2024 · €720k
2018: €600k
2019: €661k
2020: €637k
2021: €510k
2022: €426k
2023: €652k
2024: €720k
2018 → 2025
Total assets
€9.04M▲ 21.6%
2024 · €7.43M
2018: €3.82M
2019: €3.77M
2020: €3.52M
2021: €3.72M
2022: €4.56M
2023: €8.20M
2024: €7.43M
2018 → 2025
Net result
€-81k
2024 · €68k
2018: €4k
2019: €61k
2020: €-25k
2021: €-127k
2022: €-83k
2023: €225k
2024: €68k
2018 → 2025
Working capital
€106k▼ 75.9%
2024 · €439k
2018: €611k
2019: €-803k
2020: €-782k
2021: €-907k
2022: €-685k
2023: €-336k
2024: €439k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€510k-€426k▼ 16.3%€652k▲ 52.8%€720k▲ 10.4%€639k▼ 11.2%
Operating result€-40k-€-8k▲ 81.0%€370k€399k▲ 7.9%€267k▼ 33.0%
Net result€-127k-€-83k▲ 34.7%€225k€68k▼ 69.8%€-81k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.04M
Fixed assets
€1.32M▲ 9.2%
Current assets
€7.72M▲ 24.0%
Equity and liabilities €9.04M
Equity
€639k▼ 11.2%
Provisions
€115k▲ 15.7%
Debt
€8.28M▲ 25.2%
The debt ratio rises from 89.0% to 91.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€561k▼
2024 · €659k
Cash flow
€213k▼
2024 · €328k
Solvency
7.1%▼
2024 · 9.7%
Current ratio
1.01▼
2024 · 1.08
Quick ratio
0.27▼
2024 · 0.41
Debt / equity
12.96▲
2024 · 9.19
ROE
-12.6%▼
2024 · 9.4%
ROA
-0.9%▼
2024 · 0.9%
Interest coverage
1.58▼
2024 · 2.18
Debt
€8.28M▲
2024 · €6.61M
Debt ≤ 1 year
€7.61M▲
2024 · €5.79M
Debt > 1 year
€395k▼
2024 · €579k
Income taxes
€233▼
2024 · €29k
Staff costs
€558k▲
2024 · €458k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.43M€9.04M▲
Fixed assets21/28€1.21M€1.32M▲
Intangible fixed assets21€194k€2k▼
Tangible fixed assets22/27€1.01M€1.31M▲
Land and buildings22€847k€826k▼
Plant, machinery and equipment23€66k€112k▲
Furniture and vehicles24€12k€313k▲
Leasing and similar rights25€86k€63k▼
Financial fixed assets28€750€750=
Current assets29/58€6.23M€7.72M▲
Stocks and contracts in progress3€3.84M€5.70M▲
Stocks30/36€3.84M€5.70M▲
Amounts receivable within one year40/41€1.56M€1.98M▲
Trade receivables40€1.19M€1.78M▲
Other amounts receivable41€375k€197k▼
Cash at bank and in hand54/58€811k€30k▼
Deferred charges and accrued income490/1€11k€12k▲
Equity and liabilities
Total equity and liabilities10/49€7.43M€9.04M▲
Equity10/15€720k€639k▼
Contributions10/11€75k€75k=
Revaluation surpluses12€408k€408k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Profit (loss) carried forward14€230k€149k▼
Provisions and deferred taxes16€99k€115k▲
Provisions for liabilities and charges160/5€99k€115k▲
Other liabilities and charges164/5€99k€115k▲
Amounts payable17/49€6.61M€8.28M▲
Amounts payable after more than one year17€579k€395k▼
Financial debts170/4€579k€395k▼
Amounts payable within one year42/48€5.79M€7.61M▲
Current portion of amounts payable after more than one year42€215k€184k▼
Financial debts43€850k€1.35M▲
Credit institutions430/8€850k€1.35M▲
Trade debts44€726k€1.76M▲
Suppliers440/4€726k€1.76M▲
Advances received on contracts in progress46€181k€0▼
Taxes, remuneration and social security45€155k€506k▲
Taxes450/3€92k€410k▲
Remuneration and social security454/9€63k€96k▲
Other amounts payable47/48€3.66M€3.82M▲
Accrued charges and deferred income492/3€247k€273k▲
Income statement
Code20242025
Non-recurring operating income76A€1k€0▼
Remuneration, social security and pensions62€458k€558k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€260k€294k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€27k€16k▼
Other operating charges640/8€16k€17k▲
Gross operating margin9900€1.16M€1.15M▼
Operating profit (loss)9901€399k€267k▼
Financial income75/76B€586€6k▲
Recurring financial income75€586€6k▲
Financial charges65/66B€303k€354k▲
Recurring financial charges65€303k€354k▲
Profit (loss) for the period before taxes9903€97k€-80k▼
Income taxes67/77€29k€233▼
Profit (loss) for the period9904€68k€-81k▼
Profit (loss) for the period to be appropriated9905€68k€-81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€230k€149k▼
Profit (loss) brought forward from the previous period14P€162k€230k▲
Social balance
Average headcount (FTE)90877.89.4▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €225k
Net result €225k after 3 loss-making years.
31-12
Financial
Equity above €500kEq €652k ▲52.8%
Equity rises from €426k to €652k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 80 days late
2021
31-12
Financial
Weakest financial yearnet €-127k
Net result drops to €-127k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 58 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 62 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 61 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 2 establishment units since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieterrein 2 23290 DiestGround area
6,311 m²
Building footprint
2,626 m²
Volume, LiDAR
17,060 m³
2 parcels, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
TECHNICAL POINT DIEST
since 19982.087.742.282
TECHNICAL POINT KORTRIJK
since 20212.312.805.543
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24120B0222/00N000 | Flanders | 5,984 m² | 1 · 2,323 m² | 9.5 m · 2 fl. |
| 34354C0798/00G004 | Flanders | 327 m² | 1 · 303 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 2
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EURO-TRUCKS.BE
BE 0427.595.695
Houthalen-Helchteren · Eq €629k
A.R.G.
BE 0810.805.974
Brecht · Eq €614k
New TRM Logistics
BE 0696.870.467
Amay · Eq €667k
AUTOHANDEL ERIC GHEYSEN
BE 0433.298.010
Hooglede · Eq €598k
TH Trucks Brussel
BE 0469.154.257
Hooglede · Eq €692k
Of 276 companies in sector 46712 we hold annual accounts for 195. 140 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-1998
Fiscal year end31-12
Activities, NACEBEL
29201Manufacture of motor vehicles, trailers and semi-trailers
34201
46712Wholesale trade
29100Manufacture of motor vehicles, trailers and semi-trailers
33110Repair and maintenance of fabricated metal products
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
45204
47820Retail sale of motor vehicle parts and accessories
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:wouter.desmet@technicalpoint.be