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TECHNI - CAL

Active
Private limited companyfounded 1994active for 31 yearsEssenestraat 16, 1740 Ternat, BelgiumKBO/BCE: BE 0453.944.063
Summary

The computed 12-month bankruptcy probability of TECHNI - CAL is 4.2% (elevated). The annual accounts of TECHNI - CAL for financial year 2025 show a net loss of 72% of the equity at the start of that year. The 2025 annual accounts show equity of €93,187 and a net result of -€240,854. Equity has been growing by about 9.6% per year since 2018. Its solvency ranks better than 14% of 9,898 sector peers (NACE 43, financial year 2025). The company has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 09-12-1994 Normal situation
Registered office
13 active companies are registered at this address Source: KBO register, as of 3 November 2026.
Activity
General electrical installation work NACE 43211and 2 others
Establishment unit
2.069.960.796 1740 Ternat, since 25-01-1995
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
Shareholders
  • Apollo 182025 annual accounts of Apollo 18

Financial position

46 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.2%
Annual accounts 2025
Gross margin
€366,689
▼ 43.4%
Turnover
≈ €820,000
estimated
Loss
€240,854
Equity
€93,187
▼ 72.1%
Total assets
€787,521
▲ 11.8%
Employees on 31-12-2025
7
Score breakdownraises riskLoss of €240,854 (financial year 2025)Equity €93,187 (11.8% of total assets)Sector: Specialised construction activities (NACE 43)Size: 7.5 FTE, total assets €787,521Show the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 8% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 37-35
equity 11.8% of total assets
Liquidity 13-23
short-term debt 79.9% · cash 5.5%
Profitability 0-56
return on assets -30.6%
Bankruptcy probability within 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025lowest value 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%▲ +0.5 percentage points vs 07-2025 09-2025: 0.7%▼ -0.4 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 4.2%▲ +3.5 percentage points vs 06-2026highest value 08-2026: 4.2%● unchanged vs 07-2026highest value 09-2026: 4.2%● unchanged vs 08-2026highest value 10-2026: 4.2%● unchanged vs 09-2026highest value 11-2026: 4.2%● unchanged vs 10-2026highest value
Credit of up to €4,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 1.0 (1.79 in 2024), below 1. Short-term debt is 79.9% and cash 5.5% of total assets. 88.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 15% of them on solvency, 8% on liquidity, 4% on profitability and 6% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Loss of €240,854 (financial year 2025)
NBB · annual accounts
raises risk · Equity €93,187 (11.8% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: 7.5 FTE, total assets €787,521
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9898 sector peers (2025).
NBB · sector comparison
Position among 9898 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 days early
2024
29 days late
2023
125 days early
2022
48 days early
2021
156 days early
2020
124 days early
2019
71 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 78 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 June (4 of the last 5 accounts filed within 81 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €759 in 2024 -€240,854 View
  • Caution: Lower net result than 95% of companies in specialised constructionsector median €26,845 · 9,890 companies -€240,854 View

Recent changes

  1. · Gazette deed Amendment of the articles
  2. · Gazette deed 3 directors appointed, 1 director resigningResignation: Corpora Finance BV (director) · Permanent representatives: Jurgen Vandenbroeke and Andries Busschaert · Appointments: Sustainable Invest NV (director) and Flemish Management Consulting BV (day-to-day manager)
  3. · Gazette deed Change of role: CORPORA FINANCE, from manager to directorPermanent representative: Jurgen VANDENBROEKE
All 18 events

Comparable companies

These companies have the same main activity as TECHNI - CAL: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €757,000 and €1.1m, founded between 1987 and 2001.

CompanyTotal assetsGross margin
TECHNI - CAL Ternat€0.8m€0.4m
BUILDING MAINTENANCE SYSTEM Manage€0.8m€0.5m
DE GENDT GAVIN Londerzeel€0.8m€0.6m
ELECTRICITEITSWERKEN NIJS WIM Aarschot€1.1m€0.5m
LIFTEN DE WEGHE Dilbeek€0.8m€0.5m
BRAINTRONIC SYSTEMS INSTALLATIONS Braine-l'Alleud€1.0m€0.4m
MODAL VOICE Binche€0.8m€0.4m
Full comparison

Key facts about TECHNI - CAL

What is the company number of TECHNI - CAL?
The company number of TECHNI - CAL is 0453.944.063. The VAT number is the same number with BE in front: BE 0453.944.063.
Where is TECHNI - CAL based?
The registered office is at Essenestraat 16, 1740 Ternat.Company details
What does TECHNI - CAL do?
According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of TECHNI - CAL?
The legal form of TECHNI - CAL is Private limited company (BV).
When was TECHNI - CAL founded?
TECHNI - CAL was founded on 09-12-1994.
Is TECHNI - CAL still active?
Yes, TECHNI - CAL is an active enterprise in the KBO register.
How many employees does TECHNI - CAL have?
TECHNI - CAL had an average of 7.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of TECHNI - CAL?
The turnover in financial year 2025 is ≈ €820,000. This figure is estimated from the gross margin of €366,689 and 34 comparable companies (NACE 43211). It probably lies between €710,000 and €1.0m. In financial year 2020 turnover was €2.4m.
Is TECHNI - CAL profitable?
In financial year 2025, TECHNI - CAL made a loss of €240,854.
Where can I find the annual accounts of TECHNI - CAL?
TECHNI - CAL filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TECHNI - CAL due?
TECHNI - CAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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