Financials
- Financial year
- 2025
- Total assets
- €786,746
- Loss
- -€39,132
- Solvency
- 58.0%
Total assets▼ 9.1%
Net result
20182025
MODAL VOICE
ActiveSummary
The computed 12-month bankruptcy probability of MODAL VOICE is 1.6% (moderate). The 2025 annual accounts show equity of €456,038 and a net result of -€39,132. Equity is shrinking by about 5.9% per year across the filed financial years. Its solvency ranks better than 62% of 2,063 sector peers (NACE 73, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Public relations and communication consultancy
NACE 73300General electrical installation work NACE 43211
1 site
Size
€786,746total assets 2025
- Staff
- 6.2 FTE
- Equity
- €456,038
- Loss
- -€39,132
Structure
- Parent
- J2C Invest · 100%
2025 accounts 24 days early2 of 14 deeds summarised
Why 54raises risk2 of the last 3 lateLiquidity: current ratio 1.99, cash €1,359Loss of €39,132 (financial year 2025)Size: 6.2 FTE, total assets €786,746Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 30% of its sector peers (NACE 73, micro)
Financial strength · tick = 2024
Weak
Solvency
83+1
equity 58.0% of total assets
Liquidity
31+1
short-term debt 41.3% · cash 0.2%
Profitability
13-62
return on assets -5.0%
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.4%highest value
12-2024: 3.4%● unchanged vs 11-2024highest value
01-2025: 3.4%● unchanged vs 12-2024
02-2025: 3.4%● unchanged vs 01-2025
03-2025: 3.3%▼ -0.1 percentage points vs 02-2025
04-2025: 3.3%● unchanged vs 03-2025
05-2025: 2.9%▼ -0.4 percentage points vs 04-2025
06-2025: 2.7%▼ -0.2 percentage points vs 05-2025
07-2025: 2.7%● unchanged vs 06-2025
08-2025: 3.0%▲ +0.3 percentage points vs 07-2025
09-2025: 3.1%▲ +0.1 percentage points vs 08-2025
10-2025: 1.5%▼ -1.6 percentage points vs 09-2025
11-2025: 1.5%● unchanged vs 10-2025
12-2025: 0.8%▼ -0.7 percentage points vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.7%▼ -0.1 percentage points vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026lowest value
08-2026: 1.6%▲ +0.9 percentage points vs 07-2026
09-2026: 1.6%● unchanged vs 08-2026
10-2026: 1.6%● unchanged vs 09-2026
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.99, compared with 2.25 in 2024, above the usual 1.5; short-term debt: 41.3% and cash: 0.2% of total assets), and 42% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 56% on solvency, 16% on liquidity, 17% on profitability and 32% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 days early
2024
35 days late
2023
61 days late
2022
84 days late
2021
27 days early
2020
9 days late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 September (4 of the last 5 filed years within 59 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · full…
- Back to profitnet €66,176
Key points
By topic
Board & ownership
- Parent
- J2C Invest · 100%
Timeline
- Events
- 30
- Since
- 2003
- Next accounts
- by 31-07-2027
- 30-09-2024Annual accounts filed
- 15-02-2024Resignation: SPAGO Hugues (day-to-day manager)
- 31-12-2023Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Public relations and communication consultancyNACE 73300
- Founded
- 25-07-2000
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about MODAL VOICE
- What is the company number of MODAL VOICE?
- 0472.496.502. In Belgium the VAT number is the company number with BE in front: BE 0472.496.502.
- Where is MODAL VOICE based?
- The registered office is at Route de Charleroi(EP) 152, 7134 Binche.Company details
- What does MODAL VOICE do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of MODAL VOICE?
- Private limited company (BV).
- When was MODAL VOICE founded?
- On 25-07-2000.
- Is MODAL VOICE still active?
- Yes, MODAL VOICE is an active enterprise in the KBO register.
- How many employees does MODAL VOICE have?
- On average 6.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of MODAL VOICE?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is MODAL VOICE profitable?
- In financial year 2025, MODAL VOICE made a loss of €39,132.
- Where can I find the annual accounts of MODAL VOICE?
- MODAL VOICE filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MODAL VOICE due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to MODAL VOICE
Parent and group
- J2C Invest100%
Comparable companies
- CloverfieldGent
- BERGFINElsene
- JOCA CONSULTINGLievegem
- S&D INVEST GROUPZonhoven
- eFluenzBrussel
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