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TECHMULTI

Active Private limited company (pre-2019)founded 2015active for 11 yearsMolenhoek 3, 1840 LonderzeelKBO/BCE: BE 0568.907.671
TECHMULTI
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Overview

Lifetime

10 annual accounts with figures on one time axis
peak €66,506 (2025)
€66,506▲ 7.7%
lowest -€32,412 (2021)
€40,424▲ 6.0%
peak €75,801 (2024)
€70,292▼ 7.3%
€119,264▲ 16.1%
Board1 name since 2022
1 directorMerchiers Mike
Documentsfilings and deeds
03-12-202559 days before the deadline
2025micro format
Dividend €52,133Debts from €102,706 to €119,264Cash from €20,303 to €43,516

Key points

from the 2025 annual accounts

Equity

€70,292 ▼ 7.3%
75,8012024+40,424Profit-52,133Dividend+6,200Other70,2922025

TECHMULTI paid out €52,133 in dividends. That is 129% of the 2025 profit.

Turnover

≈ €130,000 estimated

The micro format states no turnover.

Filings

10 annual accounts 4 late
deadline20202025

The 2018 accounts came latest: 182 days after the end of the period.

Checked score

93
Excellent
Financially stronger than 42% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025highest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

62-5equity 37.1% of total assets
61+8short-term debt 38.7% · cash 23.0%
95=return on assets 21.3%

Score breakdown

lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €189,557
Liquidity: current ratio 1.09, cash €43,516
Figures for financial year 2025 (filed on 03-12-2025)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 34% of them on solvency, 44% on liquidity, 60% on profitability and 33% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as TECHMULTI has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of TECHMULTI itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for TECHMULTI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.09 (1.42 in 2024), below the usual 1.5. Short-term debt is 38.7% and cash 23% of total assets. 62.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €189,557
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.09, cash €43,516
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 03-12-2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-12-2025, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 days early
2024
on the day
2023
on the day
2022
on the day
2021
3 days early
2020
23 days late
2019
32 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

MM
Merchiers Mike
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0568907671
Registered office moved from Machelen to Londerzeel New registered office: Molenhoek 3 te 1840 Londerzeel · Previous registered office: Hendrik Rampelbergstraat 19 te 1830 Machelen · Gazette deed
Incorporation published on 23-01-2015 · Gazette deed
First establishment Henricus Rampelbergstraat 19, Machelen (Brab.)
All 18 events

Comparable companies

same main activity, similar in size and age
Company
TECHMULTI Londerzeel €189,557 €66,506 37.1% -
Snowshine Lubbeek €189,443 €61,411 92.5% -
OTRA CONSULTING Overijse €191,134 €71,766 38.7% -
D-ProC Linter €197,722 €63,091 61.7% -
iReact Leuven €184,147 €63,998 61.7% -
Joost Deseure Consulting Pajottegem €175,014 €70,690 87.5% -
KL CONSULTANCY Aarschot €181,981 €64,831 10.2% -

These companies have the same main activity as TECHMULTI: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €175,000 and €198,000, founded between 2014 and 2016.

Official details

Source: KBO
Status
Active since 21-01-2015Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 2 others
Establishment unit
2.239.455.7271830 Machelen (Brab.), since 21-01-2015
Financial year end
30 June
Peppol
Reachable since 04-02-2025
Company details

Annual accounts to 30-06-2025

€66,506▲ 7.7%
€40,424▲ 6.0%
€70,292▼ 7.3%
€189,557▲ 6.2%
Filing
Filed on 03-12-2025, 59 days before the end of the filing period
Financials

Insights on TECHMULTI

TECHMULTI files the micro format. That format states no turnover. The gross margin rose from €27,217 in 2016 to €66,506 in 2025.

The balance sheet grew most from 2017 to 2019 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 03-12-2025, 59 days before the deadline
€66,506
▲ 7.7%
€53,369
▲ 2.3%
€40,424
▲ 6.0%
€6,723
▼ 69.2%
37.1%
▼ 5.4 percentage points
1.09
▼ 0.33

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €130,000. Estimated: probably between €110,000 and €170,000.

Balance sheet

balance sheet total €189,557 on 30-06-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

37.1%

Higher than 32% of 21,206 companies in 2025.

1.09

Higher than 21% of 20,569 companies in 2025.

21.3%

Higher than 55% of 20,744 companies in 2025.

TECHMULTI Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016
Balance sheet: assets
20/58 189,557178,506155,821147,026157,263203,523222,085181,446143,34041,823
21/28 109,558105,390110,529123,470137,793153,733167,139123,926119,8394,162
22/27 109,558105,390110,529123,470137,793153,733167,139123,926119,8394,162
22 95,227101,087106,947112,807118,667124,527130,386114,635116,485-
23 6,82407938,98117,45525,92930,2281,7793,3544,162
24 7,5074,3032,7891,6821,6713,2786,5247,513--
29/58 79,99973,11745,29323,55619,47049,79054,94557,52023,50137,661
40/41 35,42551,8173,1271,5461,86225,80318,35118,6762822,946
40 30,30338,5313,1271,5461,86225,80318,35118,351-793
41 5,12213,286-----3252822,153
54/58 43,51620,30339,59921,14014,80221,23732,88435,04919,38634,715
490/1 1,0589972,5678692,8052,7513,7103,7943,834-
Balance sheet: equity and liabilities
10/49 189,557178,506155,821147,026157,263203,523222,085181,446143,34041,823
10/15 70,29275,80155,68922,75213,18445,59658,14645,75728,42421,525
10/11 18,60012,40012,40012,40012,40012,40012,40012,40012,4006,200
100 ------18,60018,60018,60018,600
101 ------6,2006,2006,20012,400
13 11,26863,40143,28933,88133,88133,88133,88119,8922,5591,860
130/1 1,8601,8601,8601,8601,8601,860----
130 ------1,8601,8601,8601,860
1311 1,8601,8601,8601,8601,8601,860----
133 9,40861,54141,42932,02132,02132,02132,02118,032699-
14 40,424---23,528-33,097-68511,86513,46513,46513,465
17/49 119,264102,706100,133124,273144,078157,927163,939135,690114,91620,298
17 45,98951,39361,35378,07295,763113,047115,86387,04293,115-
170/4 45,98951,39361,35378,07295,763113,047115,86387,04293,115-
42/48 73,27651,31238,77946,20148,31644,88048,07548,50021,80120,298
42 8,2389,96016,71917,69017,28511,82114,7716,0735,953-
44 3,49212,7505,1689,4021,6819,0685,2136,9783,1171,518
440/4 3,49212,7505,1689,4021,6819,0685,2136,9783,1171,518
45 9,41310,57114,94314,62716,9669,43724,88033,85010,88117,974
450/3 9,41310,57114,94312,62716,9669,43713,04924,0198,01310,168
454/9 ---2,000--11,8319,8312,8687,806
47/48 52,13318,0321,9494,48212,38414,5543,2121,6001,851806
492/3 -------147--
Income statement
76A -500-----1,975--
9900 66,50661,73558,79731,963-26,55411,19640,82242,61226,17427,217
62 -------696-1,543
630 10,7198,11915,09815,02715,94119,83919,3508,9805,4212,182
640/8 2,4171,4411,1001,8329817772,0761,19916,1951,257
9901 53,36952,17642,59915,103-43,475-9,42119,39631,7374,55822,235
75/76B 518351-015,05101-0-
75 518351-015,05101-0-
65/66B 2,5633,3155,1815,4173,8712,8352,3762,5671,796186
65 2,5633,3155,1815,4173,8712,8352,3762,5671,796186
9903 51,32449,21137,4199,687-32,296-12,25617,02129,1712,76222,049
67/77 10,90011,0684,4821181162943,03210,2387635,918
9904 40,42438,14332,9369,568-32,412-12,55013,98918,9321,99916,131
9905 40,42438,14332,9369,568-32,412-12,55013,98918,9321,99916,131
Appropriation of the result
9906 40,42438,1439,408-23,528-33,097-68527,45432,39715,46416,131
14P ---23,528-33,097------
791/2 52,13318,032--------
691/2 -38,1439,408---13,98917,3326991,860
6920 ---------1,860
6921 -38,1439,408---13,98917,332699-
694/7 52,13318,032----1,6001,6001,300806
694 52,13318,032----1,6001,6001,300806
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 03-12-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-06-2025 micro format 03-12-2025 2025-00575301 PDF
30-06-2024 micro format 31-01-2025 2025-00031925 PDF
30-06-2023 micro format 31-01-2024 2024-00024609 PDF
30-06-2022 micro format 31-01-2023 2023-00018500 PDF
30-06-2021 micro format 28-01-2022 2022-03200283 PDF
30-06-2020 micro format 23-02-2021 2021-06000576 PDF
30-06-2019 micro format 03-03-2020 2020-06100350 PDF
30-06-2018 micro format 01-08-2019 2019-42500057 PDF
30-06-2017 micro format 05-03-2018 2018-06300274 PDF
30-06-2016 abbreviated format 10-11-2016 2016-67700396 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016
64,08960,29557,69730,130-27,53410,41938,74640,7189,97924,417
51,14446,26248,03424,596-16,4717,29033,34027,9137,42118,313
14,8882,9802,15770506,43362,56313,546121,0986,343
23,213-19,29618,4596,338-6,434-11,647-2,16515,663-15,329-
6,72321,8046,513-22,645-28,8464,9106,8709,0191,70017,363
37.1%42.5%35.7%15.5%8.4%22.4%26.2%25.2%19.8%51.5%
1.091.421.170.510.401.111.141.191.081.86
1.701.351.805.4610.933.462.822.974.040.94
57.5%50.3%59.1%42.1%-245.8%-27.5%24.1%41.4%7.0%74.9%
21.3%21.4%21.1%6.5%-20.6%-6.2%6.3%10.4%1.4%38.6%
25.0118.1911.145.56------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-06-202530-06-202430-06-202330-06-2022
Tangible fixed assets€14,888€2,980€2,157€705
€10,719€8,119€15,098€15,027

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on TECHMULTI

The operating result for 2025 is 2% higher than in 2024 and the highest since 2016. It is the fourth rise in a row, after the fall in 2021.

Debt's share of the balance-sheet total rises from 57.5% to 62.9%. Equity is lower and debt is higher.

Board & ownership

Board

1 director
Merchiers Mike
Director
listed in the 2025 annual accounts, filed on 03-12-2025

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Merchiers Mike
Director
Boardmandate already running before its first mention
Mandates as a list
  • Merchiers Mike
    • Director, since before 30-06-2022

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€18,600
Source
2025 annual accounts

Network & group

No group

TECHMULTI has no parent and no holdings in its annual accounts. Merchiers Mike is the only director. TECHMULTI shares no director with another company.

Timeline

Timeline

18 events since 2015

Deadline for the 2026 accounts: 31-01-2027

2025
Annual accounts 2025 filed PDFmicro format · 59 days before the deadline
Highest result from 2016 to 2025 net €40,424 ▲6% The operating result of €53,369 and the net result of €40,424 are both a record.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0568907671
Annual accounts 2024 filed PDFmicro format · on the deadline day
2024
Annual accounts 2023 filed PDFmicro format · on the deadline day
2023
Liquidity more than doubled current ratio 1.17 The current ratio rises from 0.51 to 1.17. Short-term debt falls from €46,201 to €38,779.
Annual accounts 2022 filed PDFmicro format · on the deadline day
2022
Back to profit net €9,568 The net result is €9,568, after 2 loss-making years.
Annual accounts 2021 filed PDFmicro format · 3 days before the deadline
2021
Registered office moved from Machelen to LonderzeelNew registered office: Molenhoek 3 te 1840 Londerzeel · Previous registered office: Hendrik Rampelbergstraat 19 te 1830 Machelen1 point ▸
  • Registered-office move, Molenhoek 3 te 1840 Londerzeel
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

Weakest financial year net -€32,412 The net result drops to -€32,412, the lowest from 2016 to 2025. It recovers the following year.
Annual accounts 2020 filed PDFmicro format · 23 days late
2020
Annual accounts 2019 filed PDFmicro format · 32 days late
2019
Annual accounts 2018 filed PDFmicro format · 182 days late
2018
Annual accounts 2017 filed PDFmicro format · 33 days late
2016
Annual accounts 2016 filed PDFabbreviated format · 82 days before the deadline
2015
Incorporation PDFpublished on 23-01-2015
First establishment Henricus Rampelbergstraat 19, Machelen (Brab.)

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

TECHMULTI was incorporated on 21 January 2015.1 The registered office was moved to Londerzeel in 2021.2 Total assets fell from €222,085 in 2019 to €189,557 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 18-08-2021
  3. 3National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0568.907.671
VAT number
BE 0568.907.671
Peppol ID
0208:0568907671
Other Peppol ID
9925:BE0568907671
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
21-01-2015
Financial year
ends on 30 June
Peppol
Reachable since 04-02-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
TECHMULTI in French
Entity type
Legal entity

Activities

NACEBEL 2025
62200 Computer consultancy and computer facilities management main activity
47400 Retail sale of information and communication equipment
93299 Other amusement and recreation activities
Codes under NACEBEL 2008
62020 IT consultancy main activity
47410 Retail trade
93299 Other amusement and recreation activities

Registered office and establishments

1 establishment
Establishment Since Unit number
Molenhoek 3 registered office 1840 Londerzeel
Henricus Rampelbergstraat 19 1830 Machelen (Brab.) 46500 Wholesale of information and communication equipment 21-01-2015 2.239.455.727
1 former office
  • Hendrik Rampelbergstraat 19, 1830 Machelen until 15-06-2021 · deed of 18-08-2021

Buildings and parcels at the addresses

Ground area
1,368 m²
Buildings
265 m²
Volume, LiDAR
1,671 m³
Tallest building
13.3 m
Buildings to scale, each on its own parcel
184 m², 7.7 m 81 m², 13.3 m 184 m², 7.7 m 81 m², 13.3 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
23045D0212/00E0001,067 m² 1 · 184 m² 7.7 m · 2
23047A0189/00F002300 m² 1 · 81 m² 13.3 m · 3

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