TECHMULTI
ActiveSummary
TECHMULTI has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €40k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95=
Solvency62▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.42 in 2024; short-term debt: 38.7% and cash: 23% of total assets), and 62.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.1%
Return on assets
21.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-12-2025, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
on the day
2023
on the day
2022
on the day
2021
3 d early
2020
23 d late
2019
32 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▼ 7.3%
2024 · €76k
2019: €58k
2020: €46k▼ -21.6% vs 2019
2021: €13k▼ -71.1% vs 2020lowest in 7 years
2022: €23k▲ +72.6% vs 2021
2023: €56k▲ +145% vs 2022
2024: €76k▲ +36.1% vs 2023highest in 7 years
2025: €70k▼ -7.3% vs 2024
2019 → 2025
Total assets
€190k▲ 6.2%
2024 · €179k
2019: €222khighest in 7 years
2020: €204k▼ -8.4% vs 2019
2021: €157k▼ -22.7% vs 2020
2022: €147k▼ -6.5% vs 2021lowest in 7 years
2023: €156k▲ +6.0% vs 2022
2024: €179k▲ +14.6% vs 2023
2025: €190k▲ +6.2% vs 2024
2019 → 2025
Net result
€40k▲ 6.0%
2024 · €38k
2019: €14k
2020: €-13k▼ -190% vs 2019
2021: €-32k▼ -158% vs 2020lowest in 7 years
2022: €10k▲ +130% vs 2021
2023: €33k▲ +244% vs 2022
2024: €38k▲ +15.8% vs 2023
2025: €40k▲ +6.0% vs 2024highest in 7 years
2019 → 2025
Working capital
€7k▼ 69.2%
2024 · €22k
2019: €7k
2020: €5k▼ -28.5% vs 2019
2021: €-29k▼ -687% vs 2020lowest in 7 years
2022: €-23k▲ +21.5% vs 2021
2023: €7k▲ +129% vs 2022
2024: €22k▲ +235% vs 2023highest in 7 years
2025: €7k▼ -69.2% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€23k▲ 72.6%€56k▲ 145%€76k▲ 36.1%€70k▼ 7.3%
2021: €13klowest in 5 years
2022: €23k▲ +72.6% vs 2021
2023: €56k▲ +145% vs 2022
2024: €76k▲ +36.1% vs 2023highest in 5 years
2025: €70k▼ -7.3% vs 2024
Operating result€-43k-€15k€43k▲ 182%€52k▲ 22.5%€53k▲ 2.3%
2021: €-43klowest in 5 years
2022: €15k▲ +135% vs 2021
2023: €43k▲ +182% vs 2022
2024: €52k▲ +22.5% vs 2023
2025: €53k▲ +2.3% vs 2024highest in 5 years
Net result€-32k-€10k€33k▲ 244%€38k▲ 15.8%€40k▲ 6.0%
2021: €-32klowest in 5 years
2022: €10k▲ +130% vs 2021
2023: €33k▲ +244% vs 2022
2024: €38k▲ +15.8% vs 2023
2025: €40k▲ +6.0% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€110k ▲ 4.0%
Current assets
€80k ▲ 9.4%
Equity and liabilities €190k
Equity
€70k ▼ 7.3%
Debt
€119k ▲ 16.1%
Debt's share of the balance-sheet total rises from 57.5% to 62.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€64k▲
2024 · €60k
Cash flow
€51k▲
2024 · €46k
Current ratio
1.09▼
2024 · 1.42
Debt to equity
1.70▲
2024 · 1.35
ROE
57.5%▲
2024 · 50.3%
ROA
21.3%▼
2024 · 21.4%
Interest coverage
25.01▲
2024 · 18.19
Debt ≤ 1 year
€73k▲
2024 · €51k
Debt > 1 year
€46k▼
2024 · €51k
Income taxes
€11k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€179k€190k▲
Fixed assets21/28€105k€110k▲
Tangible fixed assets22/27€105k€110k▲
Land and buildings22€101k€95k▼
Plant, machinery and equipment23€0€7k▲
Furniture and vehicles24€4k€8k▲
Current assets29/58€73k€80k▲
Amounts receivable within one year40/41€52k€35k▼
Trade receivables40€39k€30k▼
Other amounts receivable41€13k€5k▼
Cash at bank and in hand54/58€20k€44k▲
Deferred charges and accrued income490/1€997€1k▲
Equity and liabilities
Total equity and liabilities10/49€179k€190k▲
Equity10/15€76k€70k▼
Contributions10/11€12k€19k▲
Reserves13€63k€11k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€62k€9k▼
Profit (loss) carried forward14-€40k
Amounts payable17/49€103k€119k▲
Amounts payable after more than one year17€51k€46k▼
Financial debts170/4€51k€46k▼
Amounts payable within one year42/48€51k€73k▲
Current portion of amounts payable after more than one year42€10k€8k▼
Trade debts44€13k€3k▼
Suppliers440/4€13k€3k▼
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€11k€9k▼
Other amounts payable47/48€18k€52k▲
Income statement
Code20242025
Non-recurring operating income76A€500-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€62k€67k▲
Operating profit (loss)9901€52k€53k▲
Financial income75/76B€351€518▲
Recurring financial income75€351€518▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€49k€51k▲
Income taxes67/77€11k€11k▼
Profit (loss) for the period9904€38k€40k▲
Profit (loss) for the period to be appropriated9905€38k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€40k▲
Transfer from equity791/2€18k€52k▲
Transfer to equity691/2€38k-
To other reserves6921€38k-
Profit to be distributed694/7€18k€52k▲
Return on contributions (dividend)694€18k€52k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €500 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16k | €15k | €15k | €8k | €11k | ▲ 32.0% |
| Other operating charges640/8 | - | €2k | €1k | €1k | €2k | ▲ 67.7% |
| Gross operating margin9900 | €-27k | €32k | €59k | €62k | €67k | ▲ 7.7% |
| Operating profit (loss)9901 | €-43k | €15k | €43k | €52k | €53k | ▲ 2.3% |
| Financial income75/76B | - | €0 | - | €351 | €518 | ▲ 47.6% |
| Recurring financial income75 | €15k | €0 | - | €351 | €518 | ▲ 47.6% |
| Financial charges65/66B | - | €5k | €5k | €3k | €3k | ▼ 22.7% |
| Recurring financial charges65 | €4k | €5k | €5k | €3k | €3k | ▼ 22.7% |
| Profit (loss) for the period before taxes9903 | €-32k | €10k | €37k | €49k | €51k | ▲ 4.3% |
| Income taxes67/77 | €116 | €118 | €4k | €11k | €11k | ▼ 1.5% |
| Profit (loss) for the period9904 | €-32k | €10k | €33k | €38k | €40k | ▲ 6.0% |
| Profit (loss) for the period to be appropriated9905 | €-32k | €10k | €33k | €38k | €40k | ▲ 6.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €157k | €147k | €156k | €179k | €190k | ▲ 6.2% |
| Fixed assets21/28 | €138k | €123k | €111k | €105k | €110k | ▲ 4.0% |
| Tangible fixed assets22/27 | €138k | €123k | €111k | €105k | €110k | ▲ 4.0% |
| Land and buildings22 | - | €113k | €107k | €101k | €95k | ▼ 5.8% |
| Plant, machinery and equipment23 | - | €9k | €793 | €0 | €7k | ▲ 34,122,200% |
| Furniture and vehicles24 | - | €2k | €3k | €4k | €8k | ▲ 74.5% |
| Current assets29/58 | €19k | €24k | €45k | €73k | €80k | ▲ 9.4% |
| Amounts receivable within one year40/41 | €2k | €2k | €3k | €52k | €35k | ▼ 31.6% |
| Trade receivables40 | - | €2k | €3k | €39k | €30k | ▼ 21.4% |
| Other amounts receivable41 | - | - | - | €13k | €5k | ▼ 61.5% |
| Cash at bank and in hand54/58 | €15k | €21k | €40k | €20k | €44k | ▲ 114% |
| Deferred charges and accrued income490/1 | - | €869 | €3k | €997 | €1k | ▲ 6.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €157k | €147k | €156k | €179k | €190k | ▲ 6.2% |
| Equity10/15 | €13k | €23k | €56k | €76k | €70k | ▼ 7.3% |
| Contributions10/11 | - | €12k | €12k | €12k | €19k | ▲ 50.0% |
| Reserves13 | €34k | €34k | €43k | €63k | €11k | ▼ 82.2% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €32k | €41k | €62k | €9k | ▼ 84.7% |
| Profit (loss) carried forward14 | €-33k | €-24k | - | - | €40k | - |
| Amounts payable17/49 | €144k | €124k | €100k | €103k | €119k | ▲ 16.1% |
| Amounts payable after more than one year17 | €96k | €78k | €61k | €51k | €46k | ▼ 10.5% |
| Financial debts170/4 | - | €78k | €61k | €51k | €46k | ▼ 10.5% |
| Amounts payable within one year42/48 | €48k | €46k | €39k | €51k | €73k | ▲ 42.8% |
| Current portion of amounts payable after more than one year42 | - | €18k | €17k | €10k | €8k | ▼ 17.3% |
| Trade debts44 | €2k | €9k | €5k | €13k | €3k | ▼ 72.6% |
| Suppliers440/4 | - | €9k | €5k | €13k | €3k | ▼ 72.6% |
| Taxes, remuneration and social security45 | - | €15k | €15k | €11k | €9k | ▼ 11.0% |
| Taxes450/3 | - | €13k | €15k | €11k | €9k | ▼ 11.0% |
| Remuneration and social security454/9 | - | €2k | - | - | - | - |
| Other amounts payable47/48 | - | €4k | €2k | €18k | €52k | ▲ 189% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-32k | €10k | €33k | €38k | €40k | ▲ 6.0% |
| + Depreciation and write-downs630 | €16k | €15k | €15k | €8k | €11k | ▲ 32.0% |
| Operating cash flow (approximation) | €-16k | €25k | €48k | €46k | €51k | ▲ 10.6% |
| Investment in fixed assets (approximation) | - | €-705 | €-2k | €-3k | €-15k | ▼ 400% |
| Change in cash | - | €6k | €18k | €-19k | €23k | ▲ 220% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €40k ▲6%
Operating result €53k, net result €40k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity doublescurrent ratio 1.17
Current ratio from 0.51 to 1.17; short-term debt falls from €46k to €39k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
03-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 182 days late
2018
05-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 33 days late
2016
10-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2015
Ground area
1,368 m²
Building footprint
265 m²
Volume, LiDAR
1,671 m³
2 parcels, Flanders · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Henricus Rampelbergstraat 19, 1830 Machelen (Brab.)
since 20152.239.455.727
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045D0212/00E000 | Flanders | 1,067 m² | 1 · 184 m² | 7.7 m · 2 fl. |
| 23047A0189/00F002 | Flanders | 300 m² | 1 · 81 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,526 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-01-2015
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
93299Other amusement and recreation activities
Scores and ratios are computed by Checked and are not a credit decision.