Turnover
≈ €48,000 estimated
The micro format states no turnover.
TECHMINDS
Overview
Lifetime
2 annual accounts with figures on one time axispeak €54,508 (2024)
€8,770▼ 83.9%
peak €20,570 (2024)
€4,782▼ 76.8%
peak €24,070 (2024)
€21,140▼ 12.2%
€43,292▼ 12.8%
Board1 name since 2023
1 directorYILMAZ Enes
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €54,508 to €8,770Result from €20,570 to €4,782Registered office moved within Temse 19-11Equity from €24,070 to €21,140Cash from €29,125 to €18,805
Key points
from the 2025 annual accountsLiquidity
2.45 was 1.67 in 2024
Short-term debts rose from €20,613 to €25,795.
Starting capital
€3,500 100 shares
2025 accounts filed 25 days after the deadline
Checked score
86
Excellent
Financially stronger than 34% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.6%▲ +0.1 percentage points vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.7%▲ +0.1 percentage points vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 1.2%▲ +0.5 percentage points vs 11-2025
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.1%▼ -0.1 percentage points vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 1.1%● unchanged vs 06-2026
08-2026: 1.9%▲ +0.8 percentage points vs 07-2026highest value
09-2026: 0.2%▼ -1.7 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Last filed accounts filed 25 days late; 1 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.45, cash €18,805
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 31% of them on solvency, 51% on liquidity, 23% on profitability and 29% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as TECHMINDS has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TECHMINDS itself is lower: 0.2% within 12 months. It rests on far more data about TECHMINDS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for TECHMINDS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.45 (1.67 in 2024), above the usual 1.5. Short-term debt is 40% and cash 29.2% of total assets. However, 67.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
25 days late
2024
390 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 208 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved within Temse
New registered office: Nini Bulterysstraat 2, 9140 Temse · Previous registered office: Schoolstraat 25, 9140 Temse · Board meeting of 01-10-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0800219316
Incorporation
Founding capital of €3,500, 100 shares · Founder: YILMAZ Enes · Appointment: YILMAZ Enes (director) · published on 04-04-2023 · Gazette deed
First establishment
Nini Bulterysstraat 2, Temse
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as TECHMINDS: computer programming (NACE 62100). They are comparable in size and age: total assets between €44,500 and €75,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 31-03-2023Normal situation
- Activity
- Computer programmingNACE 62100
- Establishment unit
- 2.344.247.8949140 Temse, since 31-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 20-06-2024
Annual accounts 2025
- €8,770▼ 83.9%
- €4,782▼ 76.8%
- €21,140▼ 12.2%
- €64,432▼ 12.6%
- Filing
- Filed on 25-08-2026
Insights on TECHMINDS
TECHMINDS has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,140 and a net result of €4,782, with €11,355 of non-recurring income.
Its solvency ranks better than 29% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 25-08-2026, 25 days late€8,770
▼ 83.9%
€7,177
▼ 73.4%
€4,782
▼ 76.8%
€37,424
▲ 170%
32.8%
▲ 0.2 percentage points
2.45
▲ 0.78
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €48,000. Estimated: probably between €25,000 and €91,000.
Balance sheet
balance sheet total €64,432 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
32.8%
Higher than 29% of 21,206 companies in 2025.
2.45
Higher than 50% of 20,569 companies in 2025.
7.4%
Higher than 30% of 20,744 companies in 2025.
TECHMINDS
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: bottom quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
64,432 | 73,719 | |
21/28 |
1,213 | 39,270 | |
22/27 |
1,213 | 39,270 | |
24 |
1,213 | 39,270 | |
29/58 |
63,219 | 34,449 | |
40/41 |
42,410 | 5,324 | |
40 |
42,410 | 5,324 | |
41 |
0 | 0 | |
54/58 |
18,805 | 29,125 | |
490/1 |
2,005 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
64,432 | 73,719 | |
10/15 |
21,140 | 24,070 | |
10/11 |
3,500 | 3,500 | |
14 |
17,640 | 20,570 | |
17/49 |
43,292 | 49,649 | |
17 |
17,497 | 29,037 | |
170/4 |
17,497 | 29,037 | |
42/48 |
25,795 | 20,613 | |
42 |
11,540 | 10,910 | |
44 |
7,699 | 885 | |
440/4 |
7,699 | 885 | |
45 |
6,521 | 8,818 | |
450/3 |
6,521 | 6,961 | |
454/9 |
- | 1,856 | |
47/48 |
35 | - | |
| Income statement | |||
76A |
11,355 | - | |
9900 |
8,770 | 54,508 | |
630 |
1,448 | 26,327 | |
640/8 |
144 | 1,157 | |
9901 |
7,177 | 27,023 | |
65/66B |
2,395 | 6,453 | |
65 |
2,395 | 6,453 | |
9903 |
4,782 | 20,570 | |
9904 |
4,782 | 20,570 | |
9905 |
4,782 | 20,570 | |
| Appropriation of the result | |||
9906 |
17,640 | 20,570 | |
14P |
12,858 | - | |
| Document | |||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 25-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 25 days after the deadline. Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00421858.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 8,626 | 53,351 | ||
| 6,231 | 46,897 | ||
| -36,609 | 65,597 | ||
| -10,321 | - | ||
| 37,424 | 13,836 | ||
| 32.8% | 32.7% | ||
| 2.45 | 1.67 | ||
| 2.05 | 2.06 | ||
| 22.6% | 85.5% | ||
| 7.4% | 27.9% | ||
| 3.60 | 8.27 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €65,597 |
| €1,448 | €26,327 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on TECHMINDS
The operating result for 2025 is 73% lower than in 2024.
Debt's share of the balance-sheet total falls from 67.3% to 67.2%. Equity and debt are lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 04-04-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 25-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 04-04-2023
Mandates through the years
1 name, the dashed line is todayYILMAZ Enes
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- YILMAZ Enes
- Director (not named in the articles), appointed by deed of 04-04-2023, still in office
Control
Capital
- Contribution
- €3,500
- Shares
- 100
- Contribution per share
- €35
- Equity per share
- €211 in 2025
- Source
- deed of 04-04-2023
Articles of association
deed of 04-04-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Algemene vergadering bepaalt aantal,duur opdracht en bij meerdere bevoegdheid, één of meer bestuurders”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Saturday of June at 15:00
Shareholders
At incorporation
deed of 04-04-2023 ↗
- YILMAZ Enes 100 shares (100%) · €3,500 in cash
Network & group
No group
TECHMINDS has no parent and no holdings in its annual accounts. YILMAZ Enes is the only director. TECHMINDS shares no director with another company.
Timeline
Timeline
6 events since 2023Filings
Establishments
Address
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2024 filed PDFmicro format · 390 days late
Annual accounts 2025 filed NBBmicro format · 25 days late
2025
Registered office moved within TemseNew registered office: Nini Bulterysstraat 2, 9140 Temse · Previous registered office: Schoolstraat 25, 9140 Temse · Board meeting of 01-10-20252 points ▸
- Board meeting, 01-10-2025
- Registered-office move, Nini Bulterysstraat 2, 9140 Temse
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:0800219316
2023
IncorporationFounding capital of €3,500, 100 shares · Founder: YILMAZ Enes · Appointment: YILMAZ Enes (director) · published on 04-04-20234 points ▸
- Founder, YILMAZ Enes
- Founding capital, €3,500, 100 shares
- YILMAZ Enes holds 100 shares
- Director appointment, YILMAZ Enes (director (not named in the articles))
- The deed holds 1 more point.
First establishment Nini Bulterysstraat 2, Temse
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 31 March 2023, TECHMINDS was incorporated as a private limited company by one natural person, with a starting capital of €3,500.12 In 2025 the registered office moved to Temse.3 YILMAZ Enes is director of the company, appointed by deed of 04-04-2023.2
Company details
Identity
- Enterprise number
- 0800.219.316
- VAT number
- BE 0800.219.316
- Peppol ID
- 0208:0800219316
- Other Peppol ID
- 9925:BE0800219316
- LEI code
- 984500F1EC8D39F5D198 no longer live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 31-03-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Saturday of June at 15:00deed of 04-04-2023 (in Dutch)
- Peppol
- Reachable since 20-06-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TECHMINDS in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 04-04-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Schoolstraat 25, 9140 Temse”deed of 04-04-2023 (in Dutch)
Activities
NACEBEL 202562100
Computer programming main activity
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Computerconsultancy-activiteiten; Automation engineering and consulting; Ontwerpen en programmeren van…”deed of 04-04-2023 (in Dutch)
11 activities
- Computerconsultancy-activiteiten;
- Automation engineering and consulting;
- Ontwerpen en programmeren van computerprogramma's,automatisering,PLC,webapplicaties en mobile applicatie;
- ICT diensten,in het breedste zin van het woord;
- Levering van allerlei,software en hardware;
- Elektrotechnische installatiewerken aan gebouwen;de elektrotechnische installatie van elektrische bedrading en elektrische apparaten en toestellen,bedrading voor telecommunicatiedoeleinden,bedrading voor computersystemen en kabeltelevisie,met inbegrip van optische vezels,verlichtingssystemen,elektrische zonnecollectoren,elektrische systemen,de aansluiting van elektrische apparaten en elektrische huishoudapparaten,de aansluiting van apparatuur met warmtestraling zoals vloerverwarming,wandverwarming,glasverwarming en plafondverwarming,de installatie van hulpvoedingssystemen(generatoraggregaten),de installatie van bewakingssystemen,
- Zoals apparatuur voor brandalarm en alarminstallaties tegen diefstal,al dan niet met toezicht op deze;
- Home domotica;
- Onderwijs en opleiding;
- Tussenpersoon in transportactiviteiten,incl.vervoersmanagement;
- E-commerce;
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Nini Bulterysstraat 2 registered office 9140 Temse | 31-03-2023 | 2.344.247.894 |
Buildings and parcels at the address
- Ground area
- 507 m²
- Buildings
- 145 m²
- Volume, LiDAR
- 767 m³
- Tallest building
- 9.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 46025B0749/00L000 | 507 m² | 1 · 145 m² | 9.0 m · 2 |