TECHMINDS
ActiveSummary
TECHMINDS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €5k. Its solvency ranks better than 29% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability58▼-42
Solvency58=
Growth32
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 1.67 in 2024; short-term debt: 40% and cash: 29.2% of total assets), but 67.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.8%
Return on assets
7.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
25 d late
2024
390 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 12.2%
2024 · €24k
2024: €24k
2025: €21k▼ -12.2% vs 2024
2024 → 2025
Total assets
€64k▼ 12.6%
2024 · €74k
2024: €74k
2025: €64k▼ -12.6% vs 2024
2024 → 2025
Net result
€5k▼ 76.8%
2024 · €21k
2024: €21k
2025: €5k▼ -76.8% vs 2024
2024 → 2025
Working capital
€37k▲ 170%
2024 · €14k
2024: €14k
2025: €37k▲ +170% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€24k-€21k▼ 12.2%
2024: €24k
2025: €21k▼ -12.2% vs 2024
Operating result€27k-€7k▼ 73.4%
2024: €27k
2025: €7k▼ -73.4% vs 2024
Net result€21k-€5k▼ 76.8%
2024: €21k
2025: €5k▼ -76.8% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€1k ▼ 96.9%
Current assets
€63k ▲ 83.5%
Equity and liabilities €64k
Equity
€21k ▼ 12.2%
Debt
€43k ▼ 12.8%
Debt's share of the balance-sheet total falls from 67.3% to 67.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €53k
Cash flow
€6k▼
2024 · €47k
Current ratio
2.45▲
2024 · 1.67
Debt to equity
2.05▼
2024 · 2.06
ROE
22.6%▼
2024 · 85.5%
ROA
7.4%▼
2024 · 27.9%
Interest coverage
3.60▼
2024 · 8.27
Debt ≤ 1 year
€26k▲
2024 · €21k
Debt > 1 year
€17k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€74k€64k▼
Fixed assets21/28€39k€1k▼
Tangible fixed assets22/27€39k€1k▼
Furniture and vehicles24€39k€1k▼
Current assets29/58€34k€63k▲
Amounts receivable within one year40/41€5k€42k▲
Trade receivables40€5k€42k▲
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€29k€19k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€74k€64k▼
Equity10/15€24k€21k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€21k€18k▼
Amounts payable17/49€50k€43k▼
Amounts payable after more than one year17€29k€17k▼
Financial debts170/4€29k€17k▼
Amounts payable within one year42/48€21k€26k▲
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€885€8k▲
Suppliers440/4€885€8k▲
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€7k€7k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48-€35
Income statement
Code20242025
Non-recurring operating income76A-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€1k▼
Other operating charges640/8€1k€144▼
Gross operating margin9900€55k€9k▼
Operating profit (loss)9901€27k€7k▼
Financial charges65/66B€6k€2k▼
Recurring financial charges65€6k€2k▼
Profit (loss) for the period before taxes9903€21k€5k▼
Profit (loss) for the period9904€21k€5k▼
Profit (loss) for the period to be appropriated9905€21k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€18k▼
Profit (loss) brought forward from the previous period14P-€13k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | - | €11k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26k | €1k | ▼ 94.5% |
| Other operating charges640/8 | €1k | €144 | ▼ 87.5% |
| Gross operating margin9900 | €55k | €9k | ▼ 83.9% |
| Operating profit (loss)9901 | €27k | €7k | ▼ 73.4% |
| Financial charges65/66B | €6k | €2k | ▼ 62.9% |
| Recurring financial charges65 | €6k | €2k | ▼ 62.9% |
| Profit (loss) for the period before taxes9903 | €21k | €5k | ▼ 76.8% |
| Profit (loss) for the period9904 | €21k | €5k | ▼ 76.8% |
| Profit (loss) for the period to be appropriated9905 | €21k | €5k | ▼ 76.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €74k | €64k | ▼ 12.6% |
| Fixed assets21/28 | €39k | €1k | ▼ 96.9% |
| Tangible fixed assets22/27 | €39k | €1k | ▼ 96.9% |
| Furniture and vehicles24 | €39k | €1k | ▼ 96.9% |
| Current assets29/58 | €34k | €63k | ▲ 83.5% |
| Amounts receivable within one year40/41 | €5k | €42k | ▲ 697% |
| Trade receivables40 | €5k | €42k | ▲ 697% |
| Other amounts receivable41 | €0 | €0 | - |
| Cash at bank and in hand54/58 | €29k | €19k | ▼ 35.4% |
| Deferred charges and accrued income490/1 | - | €2k | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €74k | €64k | ▼ 12.6% |
| Equity10/15 | €24k | €21k | ▼ 12.2% |
| Contributions10/11 | €4k | €4k | = |
| Profit (loss) carried forward14 | €21k | €18k | ▼ 14.2% |
| Amounts payable17/49 | €50k | €43k | ▼ 12.8% |
| Amounts payable after more than one year17 | €29k | €17k | ▼ 39.7% |
| Financial debts170/4 | €29k | €17k | ▼ 39.7% |
| Amounts payable within one year42/48 | €21k | €26k | ▲ 25.1% |
| Current portion of amounts payable after more than one year42 | €11k | €12k | ▲ 5.8% |
| Trade debts44 | €885 | €8k | ▲ 770% |
| Suppliers440/4 | €885 | €8k | ▲ 770% |
| Taxes, remuneration and social security45 | €9k | €7k | ▼ 26.0% |
| Taxes450/3 | €7k | €7k | ▼ 6.3% |
| Remuneration and social security454/9 | €2k | - | - |
| Other amounts payable47/48 | - | €35 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €5k | ▼ 76.8% |
| + Depreciation and write-downs630 | €26k | €1k | ▼ 94.5% |
| Operating cash flow (approximation) | €47k | €6k | ▼ 86.7% |
| Investment in fixed assets (approximation) | - | €37k | - |
| Change in cash | - | €-10k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 390 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2023
Ground area
507 m²
Building footprint
145 m²
Volume, LiDAR
767 m³
Parcel 46025B0749/00L000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TECHMINDS
since 20232.344.247.894
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0749/00L000 | Flanders | 507 m² | 1 · 145 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500F1EC8D39F5D198
Similar companies · same sector, comparable size
HEXUVIUM
BE 0633.871.343
Brussel · Eq €21,139
Digital Business Management
BE 0778.439.054
Antwerpen · Eq €21,146
MEA Consult
BE 1014.593.175
Brussel · Eq €21,127
iConec Wave
BE 0544.892.847
Wavre · Eq €21,126
STRUJA
BE 0801.161.305
Lede · Eq €21,099
Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 5,851 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.