Overdue debts
The annual accounts state €82,935 of overdue tax debts on 31-12-2025.
The annual accounts state €82,935 of overdue tax debts on 31-12-2025.
Higher net result than 95% of companies in computer programming and consultancy. Sector median €28,568 · 21,223 companies.
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 63% of them on solvency, 72% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 39,278 companies had the same profile as TechDoK has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TechDoK itself is lower: 0.2% within 12 months. It rests on far more data about TechDoK than the profile alone.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for TechDoK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 3.08, above the usual 1.5. Short-term debt is 30.3% and cash 75.6% of total assets. 30.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| TechDoK Leuven | €321,032 | €320,447 | 69.7% | - |
| Ian West Jurbise | €307,883 | €272,482 | 69.9% | - |
| IT HOP Charleroi | €234,597 | €244,297 | 1.5% | - |
| Widen Knowledge Center Keerbergen | €231,949 | €175,557 | 88.6% | - |
| Flashworld Brussels | €237,406 | €234,633 | 77.0% | - |
| INFOWISE Manage | €264,441 | €187,014 | 48.5% | - |
| MODULLO PRO Wavre | €534,618 | €404,909 | 11.6% | - |
These companies have the same main activity as TechDoK: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €232,000 and €535,000, founded between 2023 and 2025.
TechDoK has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223,639 and a net result of €220,639.
Its solvency ranks better than 61% of 21,217 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 61% of 21,217 companies in 2025.
Higher than 59% of 20,581 companies in 2025.
Higher than 95% of 20,756 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
321,032 | |
21/28 |
21,136 | |
22/27 |
758 | |
24 |
758 | |
28 |
20,377 | |
29/58 |
299,896 | |
40/41 |
57,206 | |
40 |
53,664 | |
41 |
3,543 | |
54/58 |
242,688 | |
490/1 |
2 | |
| Balance sheet: equity and liabilities | ||
10/49 |
321,032 | |
10/15 |
223,639 | |
10/11 |
3,000 | |
13 |
220,639 | |
133 |
220,639 | |
17/49 |
97,393 | |
42/48 |
97,393 | |
44 |
14,458 | |
440/4 |
14,458 | |
45 |
82,935 | |
450/3 |
82,935 | |
| Income statement | ||
70 |
584,680 | |
9900 |
320,447 | |
60/61 |
264,232 | |
630 |
1,704 | |
640/8 |
1,344 | |
9901 |
317,399 | |
75/76B |
96 | |
75 |
96 | |
65/66B |
450 | |
65 |
450 | |
9903 |
317,046 | |
67/77 |
96,407 | |
9904 |
220,639 | |
9905 |
220,639 | |
| Appropriation of the result | ||
9906 |
220,639 | |
691/2 |
220,639 | |
6921 |
220,639 | |
| Document | ||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 26-10-2026.
2025 annual accounts filed 87 days after the deadline. Filed on 26 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00568467.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 26-10-2026 | 2026-00568467 |
| Line | Trend | 2025 |
|---|---|---|
| 319,103 | ||
| 222,342 | ||
| 22,839 | ||
| 202,503 | ||
| 54.3% | ||
| 69.7% | ||
| 3.08 | ||
| 0.44 | ||
| 98.7% | ||
| 68.7% | ||
| over 100 | ||
| 34 days | ||
| 20 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 |
|---|---|
| Overdue tax debts | €82,935 |
Source: notes to the 2025 annual accounts (statement of debts)
| Item | 2025 |
|---|---|
| Tangible fixed assets | €2,462 |
| Financial fixed assets | €20,377 |
| €1,704 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Debt's share of the balance-sheet total is 30.3%.
TechDoK has no parent and no holdings in its annual accounts. HUSSEIN Tuna is the only director. TechDoK shares no director with another company.
| Hussein, Tuna (sole trader)
establishment since 01-07-2024 |
founded in 2024 0806.683.474 |
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Karel Schurmansstraat 130 registered office 3010 Leuven |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24483E0054/00G004 | 385 m² | 1 · 104 m² | 10.6 m · 2 |
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