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IT HOP

Active
Private limited companyfounded 2025active for 1 yearRue Hans Pierre 81, 6040 Charleroi, BelgiumKBO/BCE: BE 1022.277.456
Summary

IT HOP has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,408 and a net result of €408. Its solvency ranks better than 10% of 20,890 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Other information technology and computer services
NACE 62900General electrical installation work NACE 43211
1 site
Size
€234,597total assets 2025
Staff
4.4 FTE
Equity
€3,408
Profit
€408
Turnover not published (micro format)
Financial health
77 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts filed 17 days late
Why 77raises riskLiquidity: current ratio 0.82Founded in 2025lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €234,597Show the evidence

Checked score

Score 2025
77 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 15% of its sector peers (NACE 62, micro)
Financial strength
Weak
Solvency 26
equity 1.5% of total assets
Liquidity 25
short-term debt 70.3%
Profitability 69
return on assets 0.2%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,858 companies, NACE 62, micro)
Last 24 months 05-2026: 0.4%lowest value 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.6%▲ +0.1 percentage points vs 09-2026highest value
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 10% on solvency, 9% on liquidity and 27% on profitability.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Liquidity: current ratio 0.82
NBB · annual accounts
lowers risk · Size: total assets €234,597
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 20890 sector peers (2025).
NBB · sector comparison
Position among 20890 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
17 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: TOURNAY Stéphane (director) and…

Key points

  • Caution: Among the weakest 10% on solvencysector median 60.1% · 20,890 companies 1.5% View
  • Total assets 2025first financial year filed €234,597 View
  • Active since 2025founded 11-04-2025 1 years View

By topic

Financials

Financial year
2025
Total assets
€234,597
Profit
€408
Solvency
1.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other information technology and computer servicesNACE 62900
Founded
11-04-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
36
Annual meeting
First Thursday of June at 19:00
Purpose
“Tous services en matière d’informatique, de télécommunication, de communication, la…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

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