Starting capital
€100,000
Techbel
Lifetime
1 annual account with figurespeak -€25,299 (2025)
-€25,299
lowest -€44,563 (2025)
-€44,563
peak €55,437 (2025)
€55,437
€2,693
Board1 name since 2025
1 directorTIZZA Zakaria Rais
Documentsfilings and deeds
10-08-2026102 days late
2025micro format
Loss of €44,563Incorporation 07-041 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsAt the same address
320 companies
Position in the sector
-€44,563
Lower net result than 95% of companies in repair of computers and personal goods. Sector median €8,386 · 3,328 companies.
2025 accounts filed 102 days after the deadlineTurnover not published (micro format)
Checked score
53
Fair
Financially stronger than 65% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 5,139 companies (NACE 95, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 1.8%lowest value
06-2026: 1.9%▲ +0.1 percentage points vs 05-2026
07-2026: 2.2%▲ +0.3 percentage points vs 06-2026
08-2026: 2.3%▲ +0.1 percentage points vs 07-2026
09-2026: 2.6%▲ +0.3 percentage points vs 08-2026
10-2026: 2.6%● unchanged vs 09-2026highest value
11-2026: 2.6%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 102 days late; 1 of the last 3 accounts late
1 change of registered office in 24 months
Founded in 2025
lowers risk
Liquidity: current ratio 20.70, cash €24,878
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 92% of them on solvency, 98% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 584 companies had the same profile as Techbel has now. Each dot stands for 2 companies, two years later.
92.6%
were still trading
6.0%
stopped another way
1.4%
went bankrupt
The bankruptcy probability of Techbel itself is higher: 2.6% within 12 months. It rests on far more data about Techbel than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 584 companies, not a prediction for Techbel. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 20.7, above the usual 1.5. Short-term debt is 4.6% and cash 42.8% of total assets. 4.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 102 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-08-2026, 102 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filingDeviation from the deadline
2025
102 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- TIZZA Zakaria Rais founderdeed of 07-04-2025
- WASIELEWSKI Bartosz Karol founderdeed of 07-04-2025
Recent changes
Registered office moved from Kontich to Temse
New registered office: Luxemburgstraat 20, 9140 Temse · Previous registered office: Herman De Nayerstraat 9i, 2550 Kontich, België · Board meeting of 07-08-2026 · Gazette deed
Incorporation
Founding capital of €100,000 · Founders: TIZZA Zakaria Rais and WASIELEWSKI Bartosz Karol · Appointment: TIZZA Zakaria Rais (director) · published on 07-04-2025 · Gazette deed
First establishment
Luxemburgstraat 20, Temse
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Techbel Temse | - | - | 95.4% | - |
| REPAIRTAXI Pelt | - | - | 0.0% | - |
| NHM Groep Wommelgem | €141,701 | -10.3% | -51.3% | - |
| DIABI Sint-Niklaas | €55,744 | 4.2% | -21.1% | - |
| SMARTPHONES AND MORE Pelt | - | - | 19.4% | - |
| Fynads Antwerp | - | - | 59.5% | - |
| MB TECH SOLUTION Brussels | - | - | 43.3% | - |
These companies have the same main activity as Techbel: repair and maintenance of computers and communication equipment (NACE 95100). They are comparable in size and age: total assets between €24,500 and €73,500, founded between 2022 and 2025.
Official details
Source: KBO- Status
- Active since 03-04-2025Normal situation
- Registered office
- 321 active companies are registered at this address71 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Repair and maintenance of computers and communication equipmentNACE 95100and 6 others
- Establishment unit
- 2.372.020.1829140 Temse, since 03-04-2025
- Financial year end
- 30 September
- Peppol
- Reachable
Insights on Techbel
The computed 12-month bankruptcy probability of Techbel is 2.6% (moderate). The annual accounts of Techbel for financial year 2025 show a net loss of 77% of total assets.
The 2025 annual accounts show equity of €55,437 and a net result of -€44,563. Its solvency ranks better than 95% of 3,329 sector peers (NACE 95, financial year 2025).
The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Techbel
- What is the company number of Techbel?
- The company number of Techbel is 1021.876.786. The VAT number is the same number with BE in front: BE 1021.876.786.
- Where is Techbel based?
- The registered office is at Luxemburgstraat 20, 9140 Temse.Company details
- What does Techbel do?
- According to the KBO register, the main activity is repair and maintenance of computers and communication equipment (NACE 95100).
- What is the legal form of Techbel?
- Techbel is a private limited company (BV).
- When was Techbel founded?
- Techbel was founded on 03-04-2025.
- Is Techbel still active?
- Yes, Techbel is an active enterprise in the KBO register.
- What is the turnover of Techbel?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Techbel profitable?
- In financial year 2025, Techbel made a loss of €44,563.
- Where can I find the annual accounts of Techbel?
- Techbel filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark Estimate what this company is worth.Value indication
See how customers, suppliers and banks see your own company and what to improve first.