Equity
€286,452 ▲ 27.8%
TECH8 has made a profit in every financial year since 2022.
TECH8
Overview
Lifetime
4 annual accounts with figures on one time axispeak €120,192 (2022)
€90,539▼ 4.4%
peak €87,721 (2022)
€62,315▼ 1.9%
peak €286,452 (2025)
€286,452▲ 27.8%
€101,720▲ 163%
Board2 names since 2021
2 directorsVan Dyck, Stephan and 1 other
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Equity from €224,137 to €286,452Debts from €38,659 to €101,720Cash from €39,213 to €91,628
Key points
from the 2025 annual accountsTurnover
≈ €170,000 estimated
The micro format states no turnover.
Debts
€101,720 ▲ 163%
Debts rose by €63,061 in 2025.
Liquidity
3.60 was 6.86 in 2024
Short-term debts rose from €34,308 to €101,377.
Filings
4 annual accounts 3 late
The 2022 accounts came latest: 102 days after the end of the period.
Position in the sector
€286,452
More equity than 88% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.
Checked score
95
Excellent
Financially stronger than 61% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 3.60, cash €91,628
Size: total assets €388,171
Figures for financial year 2025 (filed on 15-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 68% of them on solvency, 53% on liquidity, 52% on profitability and 70% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as TECH8 has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TECH8 itself is lower: < 0.1% within 12 months. It rests on far more data about TECH8 than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for TECH8. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.6 (6.86 in 2024), above the usual 1.5. Short-term debt is 26.1% and cash 23.6% of total assets. 26.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
16 days early
2024
1 day late
2023
2 days late
2022
102 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 22 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0776621491
Appointment: Kelly Vermeulen (director)
General meeting of 05-08-2024 · Gazette deed
Incorporation
Founding capital of €3,000 · Founder: Van Dyck, Stephan · Appointment: Van Dyck, Stephan (director) · published on 03-11-2021 · Gazette deed
First establishment
Zonderschotsesteenweg 2 B, Heist-op-den-Berg
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TECH8 Heist-op-den-Berg | €388,171 | €90,539 | 73.8% | - |
| Sflow Balen | €355,760 | €86,203 | 74.9% | - |
| DER SCHMALE Ghent | €372,237 | €93,518 | 47.2% | - |
| SAM Venture Mons | €366,479 | €88,250 | 18.2% | - |
| Ma.Nick Kortemark | €426,588 | €93,264 | 18.7% | - |
| MentionBox Nassogne | €407,337 | €95,927 | 5.8% | - |
| Febe Moens Lokeren | €418,644 | €89,296 | 26.3% | - |
These companies have the same main activity as TECH8: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €356,000 and €427,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 28-10-2021Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.323.768.7212220 Heist-op-den-Berg, since 28-10-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 24-04-2025
Annual accounts 2025
- €90,539▼ 4.4%
- €62,315▼ 1.9%
- €286,452▲ 27.8%
- €388,171▲ 47.7%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on TECH8
TECH8 files the micro format. That format states no turnover. The gross margin fell from €120,192 in 2022 to €90,539 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 15-07-2026, 16 days before the deadline€90,539
▼ 4.4%
€83,562
▼ 2.6%
€62,315
▼ 1.9%
€263,182
▲ 31.0%
73.8%
▼ 11.5 percentage points
3.60
▼ 3.26
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €170,000. Estimated: probably between €160,000 and €230,000.
Balance sheet
balance sheet total €388,171 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
73.8%
Higher than 66% of 21,206 companies in 2025.
3.60
Higher than 64% of 20,569 companies in 2025.
16.1%
Higher than 46% of 20,744 companies in 2025.
TECH8
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
388,171 | 262,796 | 207,400 | 138,119 | |
21/28 |
23,613 | 27,556 | 32,407 | 29,274 | |
22/27 |
22,113 | 26,056 | 32,407 | 29,274 | |
23 |
3,835 | 5,098 | 4,442 | - | |
24 |
6,307 | 6,967 | 11,953 | 11,243 | |
26 |
11,971 | 13,991 | 16,011 | 18,032 | |
28 |
1,500 | 1,500 | - | - | |
29/58 |
364,558 | 235,239 | 174,994 | 108,845 | |
29 |
129,463 | 80,478 | 45,900 | - | |
291 |
129,463 | 80,478 | 45,900 | - | |
40/41 |
106,815 | 95,067 | 49,373 | 17,309 | |
40 |
81,114 | 71,275 | 40,807 | 17,303 | |
41 |
25,702 | 23,792 | 8,566 | 6 | |
50/53 |
36,388 | 20,482 | 8,000 | - | |
54/58 |
91,628 | 39,213 | 71,720 | 91,536 | |
490/1 |
264 | - | - | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
388,171 | 262,796 | 207,400 | 138,119 | |
10/15 |
286,452 | 224,137 | 160,585 | 90,721 | |
10/11 |
3,000 | 3,000 | 3,000 | 3,000 | |
13 |
283,452 | 221,137 | 157,585 | 87,721 | |
133 |
283,452 | 221,137 | 157,585 | 87,721 | |
17/49 |
101,720 | 38,659 | 46,815 | 47,398 | |
17 |
343 | 4,350 | 8,389 | 1,511 | |
170/4 |
343 | 4,350 | 8,389 | 1,511 | |
42/48 |
101,377 | 34,308 | 38,427 | 45,887 | |
42 |
36,008 | 4,038 | 4,933 | 1,267 | |
44 |
60,114 | 25,826 | 3,112 | 13,700 | |
440/4 |
60,114 | 25,826 | 3,112 | 13,700 | |
45 |
5,255 | 4,444 | 30,382 | 30,720 | |
450/3 |
5,255 | 4,444 | 30,382 | 30,720 | |
47/48 |
- | - | - | 200 | |
| Income statement | |||||
9900 |
90,539 | 94,660 | 103,921 | 120,192 | |
630 |
6,832 | 8,069 | 6,726 | 2,081 | |
640/8 |
145 | 803 | 2,036 | 1,446 | |
9901 |
83,562 | 85,788 | 95,160 | 116,665 | |
75/76B |
2,539 | 1,922 | 1,139 | 0 | |
75 |
2,539 | 1,922 | 1,139 | 0 | |
65/66B |
5,689 | 4,675 | 5,520 | 3,203 | |
65 |
5,689 | 4,675 | 5,520 | 3,203 | |
9903 |
80,411 | 83,035 | 90,779 | 113,463 | |
67/77 |
18,096 | 19,483 | 20,915 | 25,741 | |
9904 |
62,315 | 63,552 | 69,864 | 87,721 | |
9905 |
62,315 | 63,552 | 69,864 | 87,721 | |
| Appropriation of the result | |||||
9906 |
62,315 | 63,552 | 69,864 | 87,721 | |
691/2 |
62,315 | 63,552 | 69,864 | 87,721 | |
6921 |
62,315 | 63,552 | 69,864 | 87,721 | |
| Document | |||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2023 to 2025, 2 entries, €4,172 awarded, €4,172 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €1,337 | €1,337 |
| 2023 | 1 | €2,835 | €2,835 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 90,394 | 93,857 | 101,885 | 118,746 | ||
| 69,147 | 71,622 | 76,589 | 89,802 | ||
| 2,889 | 27,585 | 9,858 | 31,355 | ||
| 52,415 | -32,508 | -19,816 | - | ||
| 263,182 | 200,931 | 136,567 | 62,958 | ||
| 73.8% | 85.3% | 77.4% | 65.7% | ||
| 3.60 | 6.86 | 4.55 | 2.37 | ||
| 0.36 | 0.17 | 0.29 | 0.52 | ||
| 21.8% | 28.4% | 43.5% | 96.7% | ||
| 16.1% | 24.2% | 33.7% | 63.5% | ||
| 15.89 | 20.08 | 18.46 | 37.08 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €2,889 | €26,085 | €9,858 | €31,355 |
| Financial fixed assets | - | €1,500 | - | - |
| €6,832 | €8,069 | €6,726 | €2,081 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on TECH8
The operating result for 2025 is 3% lower than in 2024 and the lowest since 2022. It is the third fall in a row.
Debt's share of the balance-sheet total rises from 14.7% to 26.2%. Equity and debt are higher.
Board & ownership
Board
2 directors, no change since 2024Director (not named in the articles)
since 28-10-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 15-07-2026
Director (not named in the articles)
since 05-08-2024
listed in the 2025 annual accounts, filed on 15-07-2026
Mandates through the years
2 names, the dashed line is todayVan Dyck, Stephan
Director (not named in the articles)
Director (not named in the articles)
Kelly Vermeulen
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Van Dyck, Stephan
- Director (not named in the articles), from 28-10-2021 to date
- Kelly Vermeulen
- Director (not named in the articles), from 05-08-2024 to date
Control
Capital
- Contribution
- €3,000
- Source
- deed of 03-11-2021
Articles of association
deed of 03-11-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Voorzitter of bij afwezigheid aangeduid lid bij gewone meerderheid, verhinderde bestuurder kan schriftelijk ander lid machtigen om te…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00
Founder
At incorporation
deed of 03-11-2021 ↗
- Van Dyck, Stephan sole founder · 100% at incorporation
Network & group
Holdings
own 2025 accountsThis companyTECH81 holding, 1 country
2025 accounts
Belgium 1 Equity Result
- BE Resilix BV50% €61,579 result €48,808
Source: list of holdings in its own 2025 accounts. Every holding stands with its own latest accounts.
Holdings and subsidiaries
1 holdingHoldings 1
Share, source and own figures per holding (1)
- Equity €61,579 Profit of €48,808 in 2025 (profit of €9,771 in 2024) Checked score 90Sourceown accounts 202550%
Board mandates elsewhere
1 board mandateBoard mandates of TECH8TECH8 sits on their board1
Connections & network
2 current directorsThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
10 events since 2021Board
Filings
Financial
Establishments
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 16 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 1 day late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0776621491
2024
Equity above €200,000 equity €224,137 ▲39.6% With a profit in every financial year since 2022, equity grows to €224,137.
- General meeting, 05-08-2024
- Director appointment, Kelly Vermeulen (director (not named in the articles))
- Board composition, Kelly Vermeulen (director (not named in the articles))
- Board composition, Stephan Van Dyck (director (not named in the articles))
Annual accounts 2023 filed PDFmicro format · 2 days late
2023
Equity above €150,000 equity €160,585 ▲77% With a profit in every financial year since 2022, equity grows to €160,585.
Annual accounts 2022 filed PDFmicro format · 102 days late
2021
IncorporationFounding capital of €3,000 · Founder: Van Dyck, Stephan · Appointment: Van Dyck, Stephan (director) · published on 03-11-20214 points ▸
- Founder, Van Dyck, Stephan
- Founding capital, €3,000
- Registered office clause, Zonderschotsesteenweg 2 B, 2220 Heist-op-den-Berg
- Director appointment, Van Dyck, Stephan (director (not named in the articles))
First establishment Zonderschotsesteenweg 2 B, Heist-op-den-Berg
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
TECH8 was incorporated on 28 October 2021 as a private limited company by one natural person, with a starting capital of €3,000.12 The board currently has 2 members. Van Dyck, Stephan has served longest, since 2021.3 Total assets rose from €138,119 in 2022 to €388,171 in 2025.4
Company details
Identity
- Enterprise number
- 0776.621.491
- VAT number
- BE 0776.621.491
- Peppol ID
- 0208:0776621491
- Other Peppol ID
- 9925:BE0776621491
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-10-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00deed of 03-11-2021 (in Dutch)
- Peppol
- Reachable since 24-04-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TECH8 in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 03-11-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 03-11-2021 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het leveren van advies, het maken van ontwerpen, het installeren en ondersteunen en begeleiden van projecten in de informatie en…”deed of 03-11-2021 (in Dutch)
8 activities
- Het leveren van advies, het maken van ontwerpen, het installeren en ondersteunen en begeleiden van projecten in de informatie en communicatie technologie (ICT);
- Het organiseren van helpdesk en controlecentrum en het leveren van advies op afstand;
- Het analyseren van ICT systemen, installeren en onderhouden van softwaretoepassingen, delegatie van gespecialiseerd hard en software personeel;
- De hierboven opgesomde diensten zullen verleend worden in alle mogelijke vormen, aan alle mogelijke ondernemingen ongeacht hun bedrijvigheid, grootte of locatie;
- Aan en verkoop, verhuur, leasing en installatie van computerhardware en software en alle randapparatuur en toebehoren daarmee gepaard gaande;
- Ontwerp en inrichting van computerzalen en aan en verkoop van gespecialiseerd meubilair;
- Het organiseren van alle mogelijke seminaries, opleidingen of manifestaties hetzij in groep, hetzij individueel zonder enige beperking inzake onderwerp, grootte of locatie.;
- Het programmeren en ontwerp van computer programma’s.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Zonderschotsesteenweg 2 B registered office 2220 Heist-op-den-Berg | 28-10-2021 | 2.323.768.721 |
Buildings and parcels at the address
- Ground area
- 236 m²
- Buildings
- 102 m²
- Volume, LiDAR
- 571 m³
- Tallest building
- 8.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12014K0105/00R002 | 236 m² | 1 · 102 m² | 8.6 m · 2 |