SAM Venture
ActiveSummary
SAM Venture has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66,641 and a net result of €42,539. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 17239 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▲+1
Solvency43▲+8
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.77 in 2024; short-term debt: 23.1% and cash: 4.9% of total assets), and 81.8% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.2%
Return on assets
11.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 17239 sector peers (2025).
NBB · sector comparisonPosition among 17239 sector peers
Solvency
better than 20%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €66,641
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
7 d early
2023
125 d early
2022
4 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€66,641▲ 176%
2024 · €24,102
Total assets
€366,479▲ 58.2%
2024 · €231,702
Net result
€42,539▲ 78.6%
2024 · €23,820
Working capital
-€15,035▲ 48.7%
2024 · -€29,303
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€34,558-€83,360▲ 141%€37,630▼ 54.9%€65,128▲ 73.1%
Net result€27,951within the sector's middle half-€58,117above the sector's middle half▲ 108%€23,820within the sector's middle half▼ 59.0%€42,539within the sector's middle half▲ 78.6%
Equity€28,351within the sector's middle half-€2,000below the sector's middle half▼ 92.9%€24,102below the sector's middle half▲ 1,105%€66,641within the sector's middle half▲ 176%
Total assets€78,172within the sector's middle half-€124,377within the sector's middle half▲ 59.1%€231,702within the sector's middle half▲ 86.3%€366,479above the sector's middle half▲ 58.2%
Debt€49,820-€122,377▲ 146%€207,600▲ 69.6%€299,838▲ 44.4%
Working capital€14,993within the sector's middle half--€12,705below the sector's middle half-€29,303below the sector's middle half▼ 131%-€15,035below the sector's middle half▲ 48.7%
Solvency36.3%within the sector's middle half-1.6%below the sector's middle half▼ 34.7pp10.4%below the sector's middle half▲ 8.8pp18.2%below the sector's middle half▲ 7.8pp
Current ratio1.36below the sector's middle half-0.89below the sector's middle half▼ 0.460.77below the sector's middle half▼ 0.120.82below the sector's middle half▲ 0.05
Return on assets (ROA)35.8%above the sector's middle half-46.7%above the sector's middle half▲ 11.0pp10.3%within the sector's middle half▼ 36.4pp11.6%within the sector's middle half▲ 1.3pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 73% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €366,479
Fixed assets
€296,684 ▲ 122%
Current assets
€69,796 ▼ 28.8%
Equity and liabilities €366,479
Equity
€66,641 ▲ 176%
Debt
€299,838 ▲ 44.4%
Debt's share of the balance-sheet total falls from 89.6% to 81.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€85,183▲
2024 · €48,049
Cash flow
€62,595▲
2024 · €34,239
Debt to equity
4.50▼
2024 · 8.61
ROE
63.8%▼
2024 · 98.8%
Interest coverage
7.40▼
2024 · 8.10
Debt ≤ 1 year
€84,830▼
2024 · €127,380
Debt > 1 year
€215,008▲
2024 · €80,002
Income taxes
€11,093▲
2024 · €7,875
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,830 | €4,773 | €10,419 | €20,056 | ▲ 92.5% |
| Other operating charges640/8 | €856 | €361 | - | €3,067 | - |
| Non-recurring operating charges66A | €5,830 | - | - | - | - |
| Gross operating margin9900 | €44,074 | €88,494 | €48,049 | €88,250 | ▲ 83.7% |
| Operating profit (loss)9901 | €34,558 | €83,360 | €37,630 | €65,128 | ▲ 73.1% |
| Financial income75/76B | €286 | €1,218 | - | €8 | - |
| Recurring financial income75 | €286 | €1,218 | - | €8 | - |
| Financial charges65/66B | €402 | €1,457 | €5,935 | €11,504 | ▲ 93.8% |
| Recurring financial charges65 | €402 | €1,457 | €5,935 | €11,504 | ▲ 93.8% |
| Profit (loss) for the period before taxes9903 | €34,442 | €83,121 | €31,695 | €53,632 | ▲ 69.2% |
| Income taxes67/77 | €6,491 | €25,004 | €7,875 | €11,093 | ▲ 40.9% |
| Profit (loss) for the period9904 | €27,951 | €58,117 | €23,820 | €42,539 | ▲ 78.6% |
| Profit (loss) for the period to be appropriated9905 | €27,951 | €58,117 | €23,820 | €42,539 | ▲ 78.6% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €78,172 | €124,377 | €231,702 | €366,479 | ▲ 58.2% |
| Fixed assets21/28 | €21,036 | €17,298 | €133,624 | €296,684 | ▲ 122% |
| Tangible fixed assets22/27 | €21,036 | €16,263 | €132,589 | €295,649 | ▲ 123% |
| Land and buildings22 | - | - | €86,789 | €262,708 | ▲ 203% |
| Furniture and vehicles24 | €21,036 | €16,263 | €45,801 | €32,941 | ▼ 28.1% |
| Financial fixed assets28 | - | €1,035 | €1,035 | €1,035 | = |
| Current assets29/58 | €57,135 | €107,079 | €98,078 | €69,796 | ▼ 28.8% |
| Amounts receivable after more than one year29 | €45,000 | €28,280 | €28,280 | €28,280 | = |
| Other amounts receivable291 | €45,000 | €28,280 | €28,280 | €28,280 | = |
| Amounts receivable within one year40/41 | €10,509 | €17,015 | €50,659 | €23,659 | ▼ 53.3% |
| Trade receivables40 | - | €13,100 | €35,736 | €8,597 | ▼ 75.9% |
| Other amounts receivable41 | €10,509 | €3,915 | €14,923 | €15,061 | ▲ 0.9% |
| Cash at bank and in hand54/58 | €1,626 | €61,784 | €19,073 | €17,857 | ▼ 6.4% |
| Deferred charges and accrued income490/1 | - | - | €66 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €78,172 | €124,377 | €231,702 | €366,479 | ▲ 58.2% |
| Equity10/15 | €28,351 | €2,000 | €24,102 | €66,641 | ▲ 176% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €26,351 | - | €22,102 | €64,641 | ▲ 192% |
| Amounts payable17/49 | €49,820 | €122,377 | €207,600 | €299,838 | ▲ 44.4% |
| Amounts payable after more than one year17 | €7,667 | €2,594 | €80,002 | €215,008 | ▲ 169% |
| Financial debts170/4 | €7,667 | €2,594 | €80,002 | €215,008 | ▲ 169% |
| Amounts payable within one year42/48 | €42,142 | €119,783 | €127,380 | €84,830 | ▼ 33.4% |
| Current portion of amounts payable after more than one year42 | €16,925 | €17,073 | €25,330 | €26,994 | ▲ 6.6% |
| Trade debts44 | €24 | €12,453 | €51,043 | €18,936 | ▼ 62.9% |
| Suppliers440/4 | €24 | €12,453 | €51,043 | €18,936 | ▼ 62.9% |
| Taxes, remuneration and social security45 | €1,373 | €20,298 | €3,684 | €3,773 | ▲ 2.4% |
| Taxes450/3 | €1,373 | €19,398 | €2,564 | €3,773 | ▲ 47.2% |
| Remuneration and social security454/9 | - | €900 | €1,120 | - | - |
| Other amounts payable47/48 | €23,820 | €69,959 | €47,322 | €35,127 | ▼ 25.8% |
| Accrued charges and deferred income492/3 | €12 | - | €218 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,951 | €58,117 | €23,820 | €42,539 | ▲ 78.6% |
| + Depreciation and write-downs630 | €2,830 | €4,773 | €10,419 | €20,056 | ▲ 92.5% |
| Operating cash flow (approximation) | €30,781 | €62,890 | €34,239 | €62,595 | ▲ 82.8% |
| Investment in fixed assets (approximation) | - | -€1,035 | -€126,745 | -€183,115 | ▼ 44.5% |
| Change in cash | - | €60,158 | -€42,711 | -€1,216 | ▲ 97.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €23,820 ▼59%
Net result drops to €23,820, the lowest in the series; recovery starts the following year.
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €58,117 ▲108%
Operating result €83,360, net result €58,117, both a record.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2021
Ground area
191 m²
Building footprint
49 m²
Parcel 53404B0004/00G002, Wallonia. Linked by address, not a title deed.
1 establishment unit
SAM Venture
since 20212.318.583.773
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53404B0004/00G002 | Wallonia | 191 m² | 1 · 49 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,008 companies in sector 62200 we hold annual accounts for 18,400. 15,533 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47730Retail sale of pharmaceutical products
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-mail
samventure.srl@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0769676390
Also
9925:BE0769676390
Registered
06-07-2021
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.