Turnover
≈ €43,000 estimated
The accounts state no turnover.
Tech4Good
Overview
Lifetime
2 annual accounts with figures on one time axispeak €16,137 (2024)
€9,520▼ 41.0%
peak €12,748 (2024)
€5,523▼ 56.7%
peak €18,771 (2025)
€18,771▲ 41.7%
€30,547▲ 116%
Board1 name since 2024
1 directorTUMSON Steve
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €16,137 to €9,520Result from €12,748 to €5,523Equity from €13,248 to €18,771Debts from €14,168 to €30,547Cash from €1,323 to €22,031
Key points
from the 2025 annual accountsInvestments
€5,129 6.2 × depreciation
Green is investment, beige is depreciation.
Starting capital
€500 1,000 shares
2025 accounts filed 31 days after the deadline
Checked score
94
Excellent
Financially stronger than 56% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.2%
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.4 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Founded in 2024
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.48, cash €22,031
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 37% of them on solvency, 56% on liquidity, 53% on profitability and 79% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as Tech4Good has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Tech4Good itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Tech4Good. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.48 (1.94 in 2024), below the usual 1.5. Short-term debt is 61.4% and cash 44.7% of total assets. 61.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 5 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016873665
Incorporation
Founding capital of €500, 1,000 shares · Founder: TUMSON Steve · Appointment: TUMSON Steve (director) · published on 05-12-2024 · Gazette deed
First establishment
Rue Neuve 59, Manage
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Tech4Good Morlanwelz | €49,318 | €9,520 | 38.1% | - |
| SB CONSULT Aywaille | €58,107 | €10,158 | 19.2% | - |
| EDEM Electrotechnique Quévy | €63,366 | €12,226 | 32.6% | - |
| Solid Zebra Nazareth-De Pinte | €43,095 | €12,575 | 24.3% | - |
| JVista Consulting Oud-Heverlee | €49,870 | €7,334 | 8.2% | - |
| ARMATHURE Seraing | €61,067 | €9,038 | 15.3% | - |
| BIECONSTRUCT Ghent | €43,899 | €9,815 | 3.6% | - |
These companies have the same main activity as Tech4Good: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €43,100 and €63,400, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 03-12-2024Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 5 others
- Establishment unit
- 2.367.194.6317170 Manage, since 03-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Annual accounts 2025
- €9,520▼ 41.0%
- €5,523▼ 56.7%
- €18,771▲ 41.7%
- €49,318▲ 79.9%
- Filing
- Filed on 31-08-2026
Insights on Tech4Good
Tech4Good has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,771 and a net result of €5,523.
Its solvency ranks better than 36% of 11,794 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€9,520
▼ 41.0%
€8,222
▼ 49.0%
€5,523
▼ 56.7%
€14,517
▲ 9.6%
38.1%
▼ 10.3 percentage points
1.48
▼ 0.46
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €43,000. Estimated: probably between €30,000 and €81,000.
Balance sheet
balance sheet total €49,318 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
38.1%
Higher than 36% of 11,794 companies in 2025.
1.48
Higher than 36% of 11,521 companies in 2025.
11.2%
Higher than 48% of 11,605 companies in 2025.
Tech4Good
Middle half of the sector
80% of the sector
Micro accounts in architecture and engineering (NACE 71)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
49,318 | 27,416 | |
21/28 |
4,531 | - | |
22/27 |
4,306 | - | |
23 |
397 | - | |
24 |
3,908 | - | |
28 |
225 | - | |
29/58 |
44,788 | 27,416 | |
40/41 |
21,738 | 25,178 | |
40 |
21,738 | 25,178 | |
54/58 |
22,031 | 1,323 | |
490/1 |
1,019 | 916 | |
| Balance sheet: equity and liabilities | |||
10/49 |
49,318 | 27,416 | |
10/15 |
18,771 | 13,248 | |
10/11 |
500 | 500 | |
10 |
- | 500 | |
100 |
- | 500 | |
14 |
18,271 | 12,748 | |
17/49 |
30,547 | 14,168 | |
42/48 |
30,271 | 14,168 | |
44 |
2,980 | 3,174 | |
440/4 |
2,980 | 3,174 | |
45 |
15,833 | 7,956 | |
450/3 |
13,883 | 7,956 | |
454/9 |
1,950 | - | |
47/48 |
11,457 | 3,038 | |
492/3 |
276 | - | |
| Income statement | |||
9900 |
9,520 | 16,137 | |
630 |
824 | - | |
640/8 |
474 | - | |
9901 |
8,222 | 16,137 | |
65/66B |
18 | - | |
65 |
18 | - | |
9903 |
8,204 | 16,137 | |
67/77 |
2,681 | 3,388 | |
9904 |
5,523 | 12,748 | |
9905 |
5,523 | 12,748 | |
| Appropriation of the result | |||
9906 |
18,271 | 12,748 | |
14P |
12,748 | - | |
| Document | |||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00469607.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 9,045 | - | ||
| 6,347 | - | ||
| 5,354 | - | ||
| 20,708 | - | ||
| 14,517 | 13,248 | ||
| 38.1% | 48.3% | ||
| 1.48 | 1.94 | ||
| 1.63 | 1.07 | ||
| 29.4% | 96.2% | ||
| 11.2% | 46.5% | ||
| over 100 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €5,129 | - |
| Financial fixed assets | €225 | - |
| €824 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Tech4Good
The operating result for 2025 is 49% lower than in 2024.
Debt's share of the balance-sheet total rises from 51.7% to 61.9%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 05-12-2024
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 05-12-2024
Mandates through the years
1 name, the dashed line is todayTUMSON Steve
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- TUMSON Steve
- Director (not named in the articles), appointed by deed of 05-12-2024, still in office
Control
Capital
- Contribution
- €500
- Shares
- 1,000
- Contribution per share
- €0.50
- Equity per share
- €18.77 in 2025
- Source
- deed of 05-12-2024
Articles of association
deed of 05-12-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Héritiers et légataires qui ne deviendraient pas de plein droit actionnaires tenus de solliciter agrément selon mêmes formalités, organe…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Monday of June
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Shareholders
At incorporation
deed of 05-12-2024 ↗
- TUMSON Steve 1,000 shares (100%) · €500 in cash
Network & group
No group
Tech4Good has no parent and no holdings in its annual accounts. TUMSON Steve is the only director. Tech4Good shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1016873665
Annual accounts 2024 filed NBBabbreviated format · 22 days before the deadline
2024
IncorporationFounding capital of €500, 1,000 shares · Founder: TUMSON Steve · Appointment: TUMSON Steve (director) · published on 05-12-20243 points ▸
- Founder, TUMSON Steve
- Director appointment, TUMSON Steve (director (not named in the articles))
- Founding capital, €500, 1,000 shares
- The deed holds 8 more points.
First establishment Rue Neuve 59, Manage
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Tech4Good was incorporated on 3 December 2024 as a private limited company by one natural person, with a starting capital of €500.12 TUMSON Steve is director of the company, appointed by deed of 05-12-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1016.873.665
- VAT number
- BE 1016.873.665
- Peppol ID
- 0208:1016873665
- Other Peppol ID
- 9925:BE1016873665
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 03-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Monday of Junedeed of 05-12-2024 (in French)
- Peppol
- Reachable since 29-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Tech4Good in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-12-2024 (in French)
- Name clauseThe company operates under this name according to its articles.
- Tech4Gooddeed of 05-12-2024 (in French)
Activities
NACEBEL 202571121
Engineering and related technical consultancy, excluding land surveyors main activity
90111
Literary creation
Codes under NACEBEL 2008
71121
Engineering activities main activity
62020
IT consultancy
70220
Business consulting
82300
Organisation of conventions and trade shows
90031
Arts creation and performing arts activities
95290
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Conseil en transformation numérique : Accompagnement des entreprises dans l'adoption de technologies innovantes et responsables,visant à…”deed of 05-12-2024 (in French)
22 activities
- Conseil en transformation numérique : Accompagnement des entreprises dans l'adoption de technologies innovantes et responsables,visant à améliorer leur performance tout en respectant des critères éthiques et durables.
- Audit et évaluation d’impact : Réalisation d'audits pour mesurer l’impact social et environnemental des activités de l’entreprise,avec des recommandations pour l’amélioration continue.
- Formation professionnelle : Organisation et animation de sessions de formation pour développer les compétences des collaborateurs en matière de technologies responsables et de pratiques durables.
- Coaching en leadership et gestion du changement : Soutien personnalisé aux dirigeants et équipes pour faciliter la transition vers des modèles opérationnels plus durables et inclusifs.
- Conférences et sensibilisation médiatique : Intervention en tant que conférencier et expert médiatique pour sensibiliser le public,les entreprises et les décideurs aux enjeux de la transformation numérique et durable.
- Organisation d’événements,expositions,congrès,conférences culturels,promotionnels,publicitaires et ateliers : Planification et animation d’événements,séminaires et ateliers sur des thématiques liées à la technologie responsable,l’innovation sociale et le développement durable.
- Veille technologique et stratégique : Surveillance des tendances et innovations en matière de technologies durables pour informer et conseiller les clients sur les meilleures pratiques à adopter.
- Partenariats et collaborations : Établissement de partenariats avec des organisations,institutions et entreprises partageant les mêmes valeurs pour promouvoir des initiatives communes en faveur de la technologie au service du bien commun.
- Développement de supports pédagogiques (articles,vidéos,podcasts) sur des thématiques comme l’IA,la durabilité et la transformation numérique.
- Enseignement supérieur : Contribution à la formation des étudiants en tant que professeur invité,en partageant une expertise avancée sur les thématiques de la transformation numérique,des technologies durables et de l’innovation.
- Organisation de spectacles de sensibilisation : Création et animation de spectacles interactifs,tels que du théâtre d’entreprise,pour engager et sensibiliser les participants aux thématiques de l’innovation responsable et du développement durable.
- Participation à des comités d’experts : Contribution active à des comités nationaux et internationaux d’experts pour influencer les politiques et pratiques en matière de transformation technologique et durable.
- Développement de solutions technologiques durables : Conception et mise en œuvre de solutions technologiques visant à réduire l'empreinte écologique des entreprises et à promouvoir une économie circulaire.
- Réparation et maintenance technique : Réalisation de réparations techniques,incluant la maintenance software et IT,pour prolonger la durée de vie des équipements technologiques et encourager des pratiques responsables.
- Coopération Nord-Sud : Développement de partenariats et d'initiatives favorisant la coopération entre les pays du Nord et du Sud pour promouvoir un transfert de connaissances et de technologies responsables.
- Toutes activités de petites restaurations relatives à tous snacks bars,brasseries,hôtels,restaurants,tavernes,cafés,glaciers,cabarets,discothèques,buffets,locations de places,salles d’organisation,de banquet et service traiteur ;
- Toute activité de conseil et d’assistance opérationnelle apportée aux entreprises et autres organisations en matière de relations publiques,de commerce et de communication,ce compris la création,la conception et la commercialisation de designs graphiques,de supports de communication visuelle,d'enseignes publicitaires,de contenus digitaux,etc.
- La création,la conception et la commercialisation de supports écrits,tels que des livres,bandes dessinées,recueils,et autres.
- Toutes activités de gestion de bureaux,d’entrepôt,de stock et de marchandises ;
- La franchise de tout ou partie des activités mentionnées ci-avant,
- La gestion de franchises,
- Toutes activités de sociétés holding,notamment : la détention à long terme d’actions émanant de plusieurs autres entreprises classées en majorité dans le secteur financier,le contrôle des décisions des filiales de ces sociétés via le droit de vote lié aux actions,afin de maximaliser les revenus de leur portefeuille ; les activités des sociétés de portefeuille.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue du Polichène 5 registered office 7140 Morlanwelz | ||
| Rue Neuve 59 7170 Manage | 03-12-2024 | 2.367.194.631 |
Buildings and parcels at the addresses
- Ground area
- 371 m²
- Buildings
- 114 m²
- Volume, LiDAR
- 947 m³
- Tallest building
- 9.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 56057A0900/00V000 | 303 m² | 1 · 66 m² | 9.9 m · 3 |
| 52035B0273/00B004 | 68 m² | 1 · 48 m² | 9.7 m · 3 |