ARMATHURE
ActiveARMATHURE has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €4k. Its solvency ranks better than 19% of 1994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability78
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.3; short-term debt: 84.7% and cash: 24.3% of total assets), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1994 sector peers (2025).
NBB · sector comparisonPosition among 1994 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
3 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€9k
Total assets
€61k
Net result
€4k
Working capital
€-36k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €61k
Fixed assets
€45k
Current assets
€16k
Equity and liabilities €61k
Equity
€9k
Debt
€52k
Debt finances 84.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€9k
Cash flow
€7k
Solvency
15.3%
Current ratio
0.30
Quick ratio
0.30
Debt / equity
5.55
ROE
46.3%
ROA
7.1%
Interest coverage
198.38
Debt
€52k
Debt ≤ 1 year
€52k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€61k
Fixed assets21/28€45k
Financial fixed assets28€45k
Current assets29/58€16k
Amounts receivable within one year40/41€865
Trade receivables40€32
Other amounts receivable41€833
Cash at bank and in hand54/58€15k
Equity and liabilities
Total equity and liabilities10/49€61k
Equity10/15€9k
Contributions10/11€5k
Reserves13€4k
Distributable reserves133€4k
Amounts payable17/49€52k
Amounts payable within one year42/48€52k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Other amounts payable47/48€46k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Gross operating margin9900€9k
Operating profit (loss)9901€6k
Financial charges65/66B€46
Recurring financial charges65€46
Profit (loss) for the period before taxes9903€6k
Income taxes67/77€2k
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
Transfer to equity691/2€4k
To other reserves6921€4k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Lisière 34102 SeraingGround area
268 m²
Building footprint
93 m²
Volume, LiDAR
559 m³
Parcel 62343C0018/00A002, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARMATHURE
since 20252.374.896.530
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62343C0018/00A002 | Wallonia | 268 m² | 1 · 93 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RESULTANCE BELGIUM
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HET DAM DESIGN
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BKTS
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,558. 2,825 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2025
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mariedoalto@gmail.com