TECH Lighting
ActiveThe computed 12-month bankruptcy probability of TECH Lighting is 2.1% (moderate). The 2025 annual accounts show equity of €138k and a net result of €45k. Equity is growing by ~47.2% per year across the filed fiscal years. Its solvency ranks better than 69% of 4827 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+46
Solvency88▼-12
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 3.99 in 2024; short-term debt: 37.5% and cash: 60.5% of total assets), and 37.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.5%
Return on assets
20.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
65 d early
2024
2 d early
2023
30 d early
2022
25 d early
2021
29 d late
2020
28 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€45k▲ 542%
2024 · €7k
2019: €8k
2020: €12k
2021: €15k
2022: €52k
2023: €23k
2024: €7k
2019 → 2025
Working capital
€134k▲ 11.4%
2024 · €120k
2019: €11k
2020: €23k
2021: €38k
2022: €90k
2023: €113k
2024: €120k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€94k▲ 127%€116k▲ 24.4%€123k▲ 6.0%€138k▲ 12.1%
Operating result€21k-€72k▲ 239%€32k▼ 55.8%€11k▼ 66.0%€61k▲ 471%
Net result€15k-€52k▲ 248%€23k▼ 56.4%€7k▼ 69.3%€45k▲ 542%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 471% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221k
Fixed assets
€4k▲ 36.4%
Current assets
€216k▲ 35.1%
Equity and liabilities €221k
Equity
€138k▲ 12.1%
Debt
€83k▲ 106%
The debt ratio rises from 24.6% to 37.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€61k
Cash flow
€45k
Solvency
62.5%▼
2024 · 75.4%
Current ratio
2.62▼
2024 · 3.99
Quick ratio
2.29▼
2024 · 3.53
Debt / equity
0.60▲
2024 · 0.33
ROE
32.5%▲
2024 · 5.7%
ROA
20.3%▲
2024 · 4.3%
Interest coverage
63.09
Debt
€83k▲
2024 · €40k
Debt ≤ 1 year
€83k▲
2024 · €40k
Income taxes
€16k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€163k€221k▲
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Financial fixed assets28€3k€3k=
Current assets29/58€160k€216k▲
Stocks and contracts in progress3€18k€27k▲
Stocks30/36€18k€27k▲
Amounts receivable within one year40/41€38k€56k▲
Trade receivables40€31k€51k▲
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€103k€134k▲
Deferred charges and accrued income490/1€505€448▼
Equity and liabilities
Total equity and liabilities10/49€163k€221k▲
Equity10/15€123k€138k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€117k€132k▲
Amounts payable17/49€40k€83k▲
Amounts payable within one year42/48€40k€83k▲
Trade debts44€29k€36k▲
Suppliers440/4€29k€36k▲
Advances received on contracts in progress46-€13k
Taxes, remuneration and social security45€6k€13k▲
Taxes450/3€6k€13k▲
Other amounts payable47/48€5k€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€10
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€8k
Other operating charges640/8€387€500▲
Non-recurring operating charges66A€224-
Gross operating margin9900€11k€70k▲
Operating profit (loss)9901€11k€61k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€949€975▲
Recurring financial charges65€949€975▲
Profit (loss) for the period before taxes9903€10k€61k▲
Income taxes67/77€3k€16k▲
Profit (loss) for the period9904€7k€45k▲
Profit (loss) for the period to be appropriated9905€7k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€117k€162k▲
Profit (loss) brought forward from the previous period14P€110k€117k▲
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €7k ▼69.3%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €100kEq €116k ▲24.4%
5 profitable years in a row build equity to €116k.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2019net €52k ▲248%
Operating result €72k, net result €52k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 28 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jacques Pasturlaan 41180 UkkelGround area
747 m²
Building footprint
373 m²
Volume, LiDAR
747 m³
2 parcels, Brussels, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TECH Lighting
since 20192.288.192.287
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25099D0012/00T007 | Wallonia | 583 m² | 1 · 295 m² | - |
| 21614H0006/00K016 | Brussels | 163 m² | 1 · 77 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,246 companies in sector 46643 we hold annual accounts for 954. 633 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2019
Fiscal year end31-12
Activities, NACEBEL
46643Wholesale of electrical equipment, including installation materials
46474Wholesale trade
46500Wholesale of information and communication equipment
46520Wholesale trade
47552Retail sale of lighting equipment
47592Retail trade
71121Engineering and related technical consultancy, excluding land surveyors
90393Specialised image, lighting and sound technical services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.