POORT EXPERT
ActiveSummary
POORT EXPERT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200k and a net result of €35k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+6
Solvency91▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 2.34 in 2024; short-term debt: 32.9% and cash: 30.1% of total assets), and 33.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.5%
Return on assets
11.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
24 d early
2023
35 d early
2022
31 d late
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€200k▲ 21.4%
2024 · €164k
2021: €70k
2022: €127k
2023: €147k
2024: €164k
2021 → 2025
Total assets
€300k▲ 17.3%
2024 · €256k
2021: €112k
2022: €184k
2023: €198k
2024: €256k
2021 → 2025
Net result
€35k▲ 97.5%
2024 · €18k
2021: €45k
2022: €57k
2023: €20k
2024: €18k
2021 → 2025
Working capital
€200k▲ 71.1%
2024 · €117k
2021: €70k
2022: €136k
2023: €153k
2024: €117k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€127k▲ 81.1%€147k▲ 15.4%€164k▲ 12.2%€200k▲ 21.4%
Operating result€62k-€79k▲ 27.0%€28k▼ 64.6%€26k▼ 5.2%€55k▲ 110%
Net result€45k-€57k▲ 26.0%€20k▼ 65.6%€18k▼ 8.7%€35k▲ 97.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 110% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €300k
Fixed assets
€2k ▼ 96.1%
Current assets
€298k ▲ 46.3%
Equity and liabilities €300k
Equity
€200k ▲ 21.4%
Debt
€101k ▲ 9.8%
Debt's share of the balance-sheet total falls from 35.8% to 33.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▲
2024 · €29k
Cash flow
€36k▲
2024 · €21k
Current ratio
3.02▲
2024 · 2.34
Quick ratio
1.65▲
2024 · 0.75
Debt to equity
0.50▼
2024 · 0.56
ROE
17.7%▲
2024 · 10.9%
ROA
11.7%▲
2024 · 7.0%
Interest coverage
84.38▲
2024 · 54.11
Debt ≤ 1 year
€99k▲
2024 · €87k
Debt > 1 year
€2k▼
2024 · €4k
Income taxes
€20k▲
2024 · €8k
Staff costs
€11k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€256k€300k▲
Fixed assets21/28€52k€2k▼
Tangible fixed assets22/27€52k€2k▼
Furniture and vehicles24€52k€2k▼
Current assets29/58€204k€298k▲
Stocks and contracts in progress3€138k€135k▼
Stocks30/36€138k€135k▼
Contracts in progress37€0-
Amounts receivable within one year40/41€27k€72k▲
Trade receivables40€15k€71k▲
Other amounts receivable41€12k€1k▼
Cash at bank and in hand54/58€36k€90k▲
Deferred charges and accrued income490/1€3k€608▼
Equity and liabilities
Total equity and liabilities10/49€256k€300k▲
Equity10/15€164k€200k▲
Contributions10/11€25k€25k=
Reserves13€139k€174k▲
Distributable reserves133€139k€174k▲
Profit (loss) carried forward14€553€563▲
Amounts payable17/49€92k€101k▲
Amounts payable after more than one year17€4k€2k▼
Financial debts170/4€4k€2k▼
Amounts payable within one year42/48€87k€99k▲
Current portion of amounts payable after more than one year42€2k€3k▲
Trade debts44€68k€11k▼
Suppliers440/4€68k€11k▼
Taxes, remuneration and social security45€3k€13k▲
Taxes450/3€3k€13k▲
Remuneration and social security454/9€228€0▼
Other amounts payable47/48€14k€73k▲
Income statement
Code20242025
Remuneration, social security and pensions62€11k€11k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€558▼
Other operating charges640/8€6k€6k▲
Non-recurring operating charges66A-€11k
Gross operating margin9900€46k€84k▲
Operating profit (loss)9901€26k€55k▲
Financial charges65/66B€544€664▲
Recurring financial charges65€544€664▲
Profit (loss) for the period before taxes9903€26k€55k▲
Income taxes67/77€8k€20k▲
Profit (loss) for the period9904€18k€35k▲
Profit (loss) for the period to be appropriated9905€18k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€36k▲
Profit (loss) brought forward from the previous period14P€552€553▲
Transfer to equity691/2€18k€35k▲
To other reserves6921€18k€35k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €18k ▼8.7%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €164k ▲12.2%
4 profitable years in a row build equity to €164k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2021net €57k ▲26%
Operating result €79k, net result €57k, both a record.
31-12
Financial
Equity above €100kEq €127k ▲81.1%
2 profitable years in a row build equity to €127k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turfstraat 372980 ZoerselGround area
2,005 m²
Building footprint
305 m²
Volume, LiDAR
1,193 m³
Parcel 11055A0280/00B006, Flanders · tallest building 18.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
POORT EXPERT
since 20202.302.622.622
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055A0280/00B006 | Flanders | 2,005 m² | 1 · 305 m² | 18.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,247 companies in sector 46643 we hold annual accounts for 954. 690 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
46643Wholesale of electrical equipment, including installation materials
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.