TECH IMMO CONSULT
ActiveTECH IMMO CONSULT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €526k and a net result of €35k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 41% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-34
Solvency61▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.31 against 0.18 in 2024; short-term debt: 61.9% and cash: 18.2% of total assets), and 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
2.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
9 d early
2024
1 d early
2023
8 d late
2022
7 d early
2021
17 d early
2020
10 d late
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€35k▼ 24.0%
2024 · €47k
2019: €79k
2020: €52k
2021: €53k
2022: €22k
2023: €20k
2024: €47k
2019 → 2025
Working capital
€-632k▲ 16.3%
2024 · €-755k
2019: €92k
2020: €61k
2021: €2k
2022: €26k
2023: €-850k
2024: €-755k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€396k-€418k▲ 5.6%€444k▲ 6.3%€491k▲ 10.5%€526k▲ 7.2%
Operating result€79k-€-4k€-94k▼ 2,426%€29k€34k▲ 17.1%
Net result€53k-€22k▼ 57.9%€20k▼ 9.1%€47k▲ 132%€35k▼ 24.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.47M
Fixed assets
€1.19M▼ 4.3%
Current assets
€278k▲ 67.3%
Equity and liabilities €1.47M
Equity
€526k▲ 7.2%
Debt
€945k▲ 2.5%
The debt ratio falls from 65.3% to 64.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k▼
2024 · €80k
Cash flow
€81k▼
2024 · €98k
Solvency
35.8%▲
2024 · 34.7%
Current ratio
0.31▲
2024 · 0.18
Quick ratio
0.31▲
2024 · 0.14
Debt / equity
1.79▼
2024 · 1.88
ROE
6.7%▼
2024 · 9.5%
ROA
2.4%▼
2024 · 3.3%
Interest coverage
2.12▼
2024 · 1536.50
Debt
€945k▲
2024 · €922k
Debt ≤ 1 year
€910k▼
2024 · €921k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.47M▲
Fixed assets21/28€1.25M€1.19M▼
Tangible fixed assets22/27€881k€828k▼
Land and buildings22€725k€700k▼
Plant, machinery and equipment23€145k€125k▼
Furniture and vehicles24€11k€3k▼
Financial fixed assets28€365k€365k=
Current assets29/58€166k€278k▲
Stocks and contracts in progress3€40k-
Stocks30/36€40k-
Amounts receivable within one year40/41€6k€7k▲
Trade receivables40€3k€6k▲
Other amounts receivable41€4k€807▼
Current investments50/53€110k-
Cash at bank and in hand54/58€9k€267k▲
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.47M▲
Equity10/15€491k€526k▲
Contributions10/11€219k€219k=
Reserves13€267k€302k▲
Distributable reserves133€267k€302k▲
Profit (loss) carried forward14€5k€5k▲
Amounts payable17/49€922k€945k▲
Amounts payable within one year42/48€921k€910k▼
Trade debts44€17k€2k▼
Suppliers440/4€17k€2k▼
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Other amounts payable47/48€900k€900k=
Accrued charges and deferred income492/3€431€35k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€46k▼
Other operating charges640/8€4€1k▲
Gross operating margin9900€80k€80k▲
Operating profit (loss)9901€29k€34k▲
Financial income75/76B€22k€43k▲
Recurring financial income75€22k€43k▲
Financial charges65/66B€52€37k▲
Recurring financial charges65€52€37k▲
Profit (loss) for the period before taxes9903€51k€39k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€47k€35k▼
Profit (loss) for the period to be appropriated9905€47k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€40k▼
Profit (loss) brought forward from the previous period14P€3k€5k▲
Transfer to equity691/2€45k€35k▼
To other reserves6921€45k€35k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €526k ▲7.2%
7 profitable years in a row build equity to €526k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Weakest financial yearnet €20k ▼9.1%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 10 days late
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Durbuy · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos du Manoir 116940 DurbuyGround area
2,224 m²
Building footprint
191 m²
Parcel 83012A0555/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TECH IMMO CONSULT
since 20182.275.840.922
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83012A0555/00G000 | Wallonia | 2,224 m² | 1 · 191 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PERFORMANCE CONSTRUCTION
BE 0670.871.992
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Entreprise J. Paternostre
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 9,032 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2018
Fiscal year end31-12
Abbreviation FR
T.I.C.
Activities, NACEBEL
41001General construction of residential buildings
70200Business and other management consultancy
70220Business consulting
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
43995Specialised construction activities
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
71121Engineering and related technical consultancy, excluding land surveyors
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:marc@integralauto.be
Phone:0495 208208