Tech-guru solutions
ActiveSummary
Tech-guru solutions has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €161,021 and a net result of €71,483. Equity is growing by about 78% per year across the filed financial years. Its solvency ranks better than 95% of 39,200 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €161,021
- Profit
- €71,483
Why 99raises riskLast filed accounts filed 45 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 43.11, cash €153,608Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €161,021 (97.7% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 97% on liquidity, 84% on profitability and 87% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 35 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2023 to 2025net €71,483 ▲4%
- Liquidity more than triplescurrent ratio 43.11
Financials · financial year 2025, micro format
2025 annual accounts filed late (45 days) Filed on 14 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00515540.
2023 to 2025, 3 financial years
The operating result has risen two years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | - | - | €285 | - |
| Gross operating margin9900 | €23,533 | €85,925 | €89,875 | ▲ 4.6% |
| Operating profit (loss)9901 | €23,533 | €85,925 | €89,589 | ▲ 4.3% |
| Financial income75/76B | - | - | €0 | - |
| Recurring financial income75 | - | - | €0 | - |
| Financial charges65/66B | - | €35 | €165 | ▲ 376% |
| Recurring financial charges65 | - | €35 | €165 | ▲ 376% |
| Profit (loss) for the period before taxes9903 | €23,533 | €85,890 | €89,425 | ▲ 4.1% |
| Income taxes67/77 | €4,707 | €17,178 | €17,942 | ▲ 4.4% |
| Profit (loss) for the period9904 | €18,826 | €68,712 | €71,483 | ▲ 4.0% |
| Profit (loss) for the period to be appropriated9905 | €18,826 | €68,712 | €71,483 | ▲ 4.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €30,113 | €96,984 | €164,845 | ▲ 70.0% |
| Current assets29/58 | €30,113 | €96,984 | €164,845 | ▲ 70.0% |
| Amounts receivable within one year40/41 | €4,298 | €10,270 | €11,237 | ▲ 9.4% |
| Trade receivables40 | €3,740 | €10,000 | €10,907 | ▲ 9.1% |
| Other amounts receivable41 | €558 | €270 | €331 | ▲ 22.6% |
| Cash at bank and in hand54/58 | €25,814 | €86,594 | €153,608 | ▲ 77.4% |
| Deferred charges and accrued income490/1 | - | €120 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €30,113 | €96,984 | €164,845 | ▲ 70.0% |
| Equity10/15 | €20,826 | €89,539 | €161,021 | ▲ 79.8% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €18,826 | €87,539 | €159,021 | ▲ 81.7% |
| Amounts payable17/49 | €9,286 | €7,445 | €3,824 | ▼ 48.6% |
| Amounts payable within one year42/48 | €9,286 | €7,445 | €3,824 | ▼ 48.6% |
| Trade debts44 | €2,571 | - | - | - |
| Suppliers440/4 | €2,571 | - | - | - |
| Taxes, remuneration and social security45 | €6,715 | €7,445 | €3,824 | ▼ 48.6% |
| Taxes450/3 | €5,502 | €3,620 | €2,448 | ▼ 32.4% |
| Remuneration and social security454/9 | €1,213 | €3,825 | €1,375 | ▼ 64.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,826 | €68,712 | €71,483 | ▲ 4.0% |
| Operating cash flow (approximation) | €18,826 | €68,712 | €71,483 | ▲ 4.0% |
| Change in cash | - | €60,779 | €67,014 | ▲ 10.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 14-09-2026 | 2026-00515540 |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00485533 |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00446654 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| ANDHARE Uttara Nagesh |
|
Owners and capital
Capital and shareholders
- ANDHARE Uttara Nagesh 99 shares (99%)
- NALAWADE Sameer Prabhakar 1 share (1%)
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 06-07-2023 Incorporation · €2,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Tech-guru solutions was incorporated on 4 July 2023 as a general partnership by two natural persons, with a starting capital of €2,000.12 The registered office was moved to Waterloo in 2024.3 Since 2023, ANDHARE Uttara Nagesh has served as manager of the company.2 Total assets rose from €30,113 in 2023 to €164,845 in 2025.4
Acts, filings and financial milestones
24-05
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 27-03-2024
- Registered-office move, Chaussée de Bruxelles 124,1410 Waterloo
06-07
Gazette deed
IncorporationAppointment: ANDHARE Uttara Nagesh (manager) · Founder · Founding capital11 facts ▸
- Incorporation, 13-06-2023
- Founder, ANDHARE Uttara Nagesh (partner)
- Founder, NALAWADE Sameer Prabhakar (partner)
- Founding capital, €2,000
- Other provision, “frais constitution”, 500 (deed in French)
- Director appointment, ANDHARE Uttara Nagesh (manager (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements annexe un,obligations et activités depuis 2003-01-01 par associée au nom et pour compte société en formation” (deed in French)
- Pre-incorporation commitments, “interim mandate, souscrire actes et engagements nécessaires ou utiles à objet social pour compte société en formation” (deed in French)
- Power of attorney, Kévin CHARLIER
- Power of attorney
- Registered office clause, “1410 Waterloo,Avenue des Hirondelles,16” (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25763M0621/00F000indicative | Wallonia | 1.0 ha | 1 · 1,772 m² | 22.9 m · 6 |
| 25762G0116/00_000 | Wallonia | 1,113 m² | 1 · 358 m² | 12.7 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L’analyse prédictive big data; La communication marketing personnalisée; La gestion des données numérisées; Le traitement de…” (deed in French)
8 activities (deed in French)
- L’analyse prédictive big data
- La communication marketing personnalisée
- La gestion des données numérisées
- Le traitement de données,hébergement et activités connexes
- L’édition de logiciels
- La programmation,conseil et autres activités informatiques
- Le conseil de gestion
- Les études de marché et sondages d'opinion,etc.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- TECH-GURU SOLUTIONS
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Brabant Wallon, sièges administratifs,succursales,agences,dépôts,comptoirs,filiales en Belgique ou à l’étranger par décision de l’organe de…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “11.5-11.6, en accord avec intéressé,autres associés peuvent réduire délai” (deed in French)“Convoquer dans le mois de l évènement assemblée pour remplacement temporaire ou définitif, gérant intérimaire” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Majorité de trois-quarts des associés,même entre associés, gérant chargé des publications aux frais de la société” (deed in French)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Faillite,interdiction profession économique-commerciale,incapacité d un associé, entre autres associés” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed