MF CONSULTING

Active

Private limited companyfounded 20224 yrs activeRue de la Citadelle(TOU) 122, 7500 Tournai, BelgiumKBO/BCE: BE 0787.802.227

Summary

MF CONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €161,007 and a net result of €91,175. Its solvency ranks better than 51% of 3447 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

MF CONSULTINGActiveChecked score 86/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€297,652total assets 2025

Equity: €161,007
Profit: €91,175

Financial health

86 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.4%

Structure

Accounts 4 d early0 of 1 deed read

Why 86- Liquidity: current ratio 21.81, cash €652- 1 of the last 3 late+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €297,652Show the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Better than 65% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 79-3

equity 54.1% of total assets

Liquidity 50+5

short-term debt 4.6% · cash 0.2%

Profitability 100=

return on assets 30.6%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)

Last 9 months 02-2026: 0.5%highest value 03-2026: 0.4%▼ -15.6% vs 02-2026 04-2026: 0.4%● 0.0% vs 03-2026 05-2026: 0.4%● 0.0% vs 04-2026 06-2026: 0.4%▼ -1.7% vs 05-2026 07-2026: 0.4%▼ -2.7% vs 06-2026 08-2026: 0.4%▲ +1.5% vs 07-2026 09-2026: 0.4%▼ -0.3% vs 08-2026 10-2026: 0.4%▼ -2.3% vs 09-2026lowest value

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Liquidity: current ratio 21.81, cash €652 raises the probability
1 of the last 3 late raises the probability
Size: total assets €297,652 lowers the probability for this profile

Credit up to €13,000 at 30 days acceptable

Liquidity ample (current ratio 21.81 against 5.53 in 2024; short-term debt: 4.6% and cash: 0.2% of total assets), and 45.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 49%, liquidity 36%, profitability 85%, growth against the median 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 21.81, cash €652

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Size: total assets €297,652

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

4 d early

2024

46 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Position in the running window

31-03-2026 close02-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage