TECH FUSION
ActiveSummary
TECH FUSION has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €381k and a net result of €78k. Equity is growing by ~33.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-1
Solvency100▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.67 against 2.92 in 2024; short-term debt: 15.2% and cash: 9.8% of total assets), and 15.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.8%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
10 d early
2024
17 d early
2023
1 d late
2022
14 d early
2021
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€381k▲ 25.6%
2024 · €304k
2021: €78k
2022: €162k
2023: €226k
2024: €304k
2021 → 2025
Total assets
€450k▲ 4.2%
2024 · €432k
2021: €112k
2022: €187k
2023: €434k
2024: €432k
2021 → 2025
Net result
€78k▲ 0.4%
2024 · €77k
2021: €76k
2022: €84k
2023: €64k
2024: €77k
2021 → 2025
Working capital
€183k▲ 18.0%
2024 · €155k
2021: €69k
2022: €140k
2023: €151k
2024: €155k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€162k▲ 107%€226k▲ 39.7%€304k▲ 34.2%€381k▲ 25.6%
Operating result€101k-€113k▲ 11.5%€91k▼ 19.0%€112k▲ 22.4%€112k▲ 0.4%
Net result€76k-€84k▲ 9.8%€64k▼ 23.1%€77k▲ 20.4%€78k▲ 0.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €450k
Fixed assets
€198k ▲ 1.2%
Current assets
€252k ▲ 6.6%
Equity and liabilities €450k
Equity
€381k ▲ 25.6%
Debt
€69k ▼ 46.6%
Debt's share of the balance-sheet total falls from 29.7% to 15.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€131k▲
2024 · €128k
Cash flow
€97k▲
2024 · €93k
Current ratio
3.67▲
2024 · 2.92
Debt to equity
0.18▼
2024 · 0.42
ROE
20.4%▼
2024 · 25.5%
ROA
17.3%▼
2024 · 17.9%
Interest coverage
33.81▲
2024 · 18.82
Debt ≤ 1 year
€69k▼
2024 · €81k
Income taxes
€31k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€432k€450k▲
Fixed assets21/28€196k€198k▲
Tangible fixed assets22/27€196k€198k▲
Land and buildings22€175k€184k▲
Plant, machinery and equipment23€910€716▼
Furniture and vehicles24€14k€9k▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€236k€252k▲
Amounts receivable within one year40/41€205k€208k▲
Other amounts receivable41€205k€208k▲
Cash at bank and in hand54/58€31k€44k▲
Equity and liabilities
Total equity and liabilities10/49€432k€450k▲
Equity10/15€304k€381k▲
Contributions10/11€2k€2k=
Reserves13€210k€280k▲
Distributable reserves133€210k€280k▲
Profit (loss) carried forward14€92k€99k▲
Amounts payable17/49€128k€69k▼
Amounts payable after more than one year17€47k-
Financial debts170/4€47k-
Amounts payable within one year42/48€81k€69k▼
Current portion of amounts payable after more than one year42€63k€47k▼
Trade debts44€186€2k▲
Suppliers440/4€186€2k▲
Taxes, remuneration and social security45€17k€19k▲
Taxes450/3€17k€19k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€19k▲
Other operating charges640/8€538€1k▲
Gross operating margin9900€128k€133k▲
Operating profit (loss)9901€112k€112k▲
Financial charges65/66B€7k€4k▼
Recurring financial charges65€7k€4k▼
Profit (loss) for the period before taxes9903€105k€108k▲
Income taxes67/77€28k€31k▲
Profit (loss) for the period9904€77k€78k▲
Profit (loss) for the period to be appropriated9905€77k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€142k€169k▲
Profit (loss) brought forward from the previous period14P€64k€92k▲
Transfer to equity691/2€50k€70k▲
To other reserves6921€50k€70k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Weakest financial yearnet €64k ▼23.1%
Net result drops to €64k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €226k ▲39.7%
3 profitable years in a row build equity to €226k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €84k ▲9.8%
Operating result €113k, net result €84k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.65
Current ratio from 3.01 to 6.65; short-term debt falls from €34k to €25k.
31-12
Financial
Equity above €150kEq €162k ▲107%
2 profitable years in a row build equity to €162k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisbeeldstraat 759220 Hamme (Vl.)Ground area
796 m²
Building footprint
108 m²
Volume, LiDAR
643 m³
Parcel 42452D0667/00K000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TECH FUSION
since 20212.315.783.740
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452D0667/00K000 | Flanders | 796 m² | 1 · 108 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COMPUTERS CUYPERS
BE 0435.893.848
Schoten · Eq €381,264
COMAX
BE 0738.443.182
Schoten · Eq €381,565
TAP TSI Services Governance Association
BE 0673.899.877
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ACNC
BE 0459.338.154
Oud-Heverlee · Eq €381,864
AVVISO CONSULT
BE 0895.487.271
Maldegem · Eq €382,111
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 5,878 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.