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COMPUTERS CUYPERS

Active Private limited companyfounded 1988active for 37 yearsAsbroeklaan 4, 2900 SchotenKBO/BCE: BE 0435.893.848 #6 oldest company in Schoten, Telecoms and IT sector

Lifetime

20 annual accounts with figures on one time axis, 37 filings since 1989
peak €126,398 (2025)
€126,398▲ 35.0%
lowest -€17,646 (2010)
€69,900▲ 46.6%
peak €381,264 (2025)
€381,264▲ 9.9%
€53,526▲ 14.0%
Documentsfilings and deeds
04-07-202627 days before the deadline
2025micro format
Gross margin from €93,601 to €126,398Result from €47,671 to €69,900Dividend €30,800

Key points

from the 2025 annual accounts

Equity

€381,264 ▲ 9.9%

COMPUTERS CUYPERS has made a profit without a break since 2017.

Filings

37 annual accounts since 1989
AprilJune31 JulyOctober1990200020102020

The last five annual accounts were filed 27 to 36 days before the end of the period.

Position in the sector

€381,264

More equity than 92% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.

Checked score

96
Excellent
Financially stronger than 71% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 87.7% of total assets
99=short-term debt 12.3% · cash 72.1%
89+5return on assets 16.1%

Score breakdown

lowers risk
Liquidity: current ratio 6.97, cash €313,410
Equity €381,264 (87.7% of total assets)
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €434,789
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 90% on liquidity, 52% on profitability and 56% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as COMPUTERS CUYPERS has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of COMPUTERS CUYPERS itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for COMPUTERS CUYPERS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 6.97 (6.62 in 2024), above the usual 1.5. Short-term debt is 12.3% and cash 72.1% of total assets. 12.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 6.97, cash €313,410
NBB · annual accounts
lowers risk · Equity €381,264 (87.7% of total assets)
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €434,789
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
27 days early
2024
33 days early
2023
32 days early
2022
28 days early
2021
36 days early
2020
28 days early
2019
20 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0435893848
Legal-form change · Resignations & appointments Board composition: CUYPERS Stefan (director (not named in the articles)) · Board composition: WALLYN Greet (director (not named in the articles)) · Gazette deed
First establishment COMPUTERS CUYPERS BVBA, Asbroeklaan 4, Schoten
Incorporation published on 17-12-1988 · Gazette deed
All 51 events

Comparable companies

same main activity, similar in size and age
Company
COMPUTERS CUYPERS Schoten - - 87.7% -
Informatica Advies Bureau Boutersem €230,394 20.3% 65.8% -
Efficient Data Process Intelligence Herve - - 50.7% -
NOVARTSOFT Halle - - 96.4% -
ENTERPRISE SOLUTIONS Bonheiden €267,472 20.9% 71.8% -
Joris Onghena Consulting Antwerp - - 78.9% -
NETCONSULT Wijnegem - - 96.4% -

These companies have the same main activity as COMPUTERS CUYPERS: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €403,000 and €530,000, founded between 1985 and 1998.

Official details

Source: KBO
Status
Active since 23-11-1988Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 1 other
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 2025
Establishment unit
2.041.702.0252900 Schoten, since 16-01-1989
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

≈ €190,000estimated
€434,789▲ 10.4%
Employeeson 31-12-2025
1
Filing
Filed on 04-07-2026, 27 days before the end of the filing period
Financials

Insights on COMPUTERS CUYPERS

COMPUTERS CUYPERS files the micro format. That format states no turnover. The gross margin rose from €40,405 in 2006 to €126,398 in 2025.

The balance sheet grew most in 2010 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about COMPUTERS CUYPERS

What is the company number of COMPUTERS CUYPERS?
The company number of COMPUTERS CUYPERS is 0435.893.848. The VAT number is the same number with BE in front: BE 0435.893.848.
Where is COMPUTERS CUYPERS based?
The registered office is at Asbroeklaan 4, 2900 Schoten.Company details
What does COMPUTERS CUYPERS do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of COMPUTERS CUYPERS?
COMPUTERS CUYPERS is a private limited company (BV).
When was COMPUTERS CUYPERS founded?
COMPUTERS CUYPERS was founded on 23-11-1988.
Is COMPUTERS CUYPERS still active?
Yes, COMPUTERS CUYPERS is an active enterprise in the KBO register.
How many employees does COMPUTERS CUYPERS have?
COMPUTERS CUYPERS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does COMPUTERS CUYPERS fall under?
In its 2025 annual accounts, COMPUTERS CUYPERS states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of COMPUTERS CUYPERS?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €126,398 and 42 comparable companies (NACE 62200). It probably lies between €180,000 and €240,000.
Is COMPUTERS CUYPERS profitable?
In financial year 2025, COMPUTERS CUYPERS made a profit of €69,900.
Where can I find the annual accounts of COMPUTERS CUYPERS?
COMPUTERS CUYPERS filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COMPUTERS CUYPERS due?
COMPUTERS CUYPERS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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