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TECH-DECO

Active
Private limited companyfounded 20251 yr activeRue Hodister 137, 4860 Pepinster, BelgiumKBO/BCE: BE 1024.743.929
Summary

The computed 12-month bankruptcy probability of TECH-DECO is 1.5% (moderate). The 2025 annual accounts show negative equity (-€1,299) and a net result of -€1,324. Its solvency ranks better than 12% of 2576 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02; short-term debt: 126% and cash: 2.1% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-26%
Return on assets
-26.5%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TECH-DECO was incorporated on 26 June 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€1,299
Total assets
€5,001
Net result
-€1,324
Working capital
-€6,194

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €5,001
Fixed assets €4,896
Current assets €106
Key figures and ratios
2025 value
EBITDA
-€1,300
Cash flow
-€1,319
Solvency
-26.0%
Current ratio
0.02
Debt to equity
-4.85
ROA
-26.5%
Interest coverage
-67.36
Debt
€6,300
Debt ≤ 1 year
€6,300
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 24 lines
Balance sheet Code2025
Assets
Total assets20/58€5,001
Fixed assets21/28€4,896
Tangible fixed assets22/27€4,896
Furniture and vehicles24€4,896
Current assets29/58€106
Cash at bank and in hand54/58€106
Equity and liabilities
Total equity and liabilities10/49€5,001
Equity10/15-€1,299
Contributions10/11€25
Profit (loss) carried forward14-€1,324
Amounts payable17/49€6,300
Amounts payable within one year42/48€6,300
Current portion of amounts payable after more than one year42€5,000
Trade debts44€1,300
Suppliers440/4€1,300
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4
Gross operating margin9900-€1,300
Operating profit (loss)9901-€1,304
Financial charges65/66B€19
Recurring financial charges65€19
Profit (loss) for the period before taxes9903-€1,324
Profit (loss) for the period9904-€1,324
Profit (loss) for the period to be appropriated9905-€1,324
Appropriation of the result
Profit (loss) to be appropriated9906-€1,324

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4
Gross operating margin9900-€1,300
Operating profit (loss)9901-€1,304
Financial charges65/66B€19
Recurring financial charges65€19
Profit (loss) for the period before taxes9903-€1,324
Profit (loss) for the period9904-€1,324
Profit (loss) for the period to be appropriated9905-€1,324
Line2025
Assets
Total assets20/58€5,001
Fixed assets21/28€4,896
Tangible fixed assets22/27€4,896
Furniture and vehicles24€4,896
Current assets29/58€106
Cash at bank and in hand54/58€106
Equity and liabilities
Total equity and liabilities10/49€5,001
Equity10/15-€1,299
Contributions10/11€25
Profit (loss) carried forward14-€1,324
Amounts payable17/49€6,300
Amounts payable within one year42/48€6,300
Current portion of amounts payable after more than one year42€5,000
Trade debts44€1,300
Suppliers440/4€1,300
Line2025
Profit (loss) for the period9904-€1,324
+ Depreciation and write-downs630€4
Operating cash flow (approximation)-€1,319

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepinster · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
194 m²
Building footprint
199 m²
Volume, LiDAR
2,353 m³
Parcel 63083C0369/00B002, Wallonia · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
TECH-DECO
Rue Hodister 137, 4860 PepinsterManufacture of other wood products
since 20252.391.849.160
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63083C0369/00B002 Wallonia 194 m² 1 · 199 m² 14.3 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 695 companies in sector 95240 we hold annual accounts for 95. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
95240Repair and maintenance of furniture and upholstery

Scores and ratios are computed by Checked and are not a credit decision.