Tech Construct

Active

Private limited companyfounded 20242 yrs activeBoesmolenstraat(HN) 11, 1540 Pajottegem, BelgiumKBO/BCE: BE 1010.746.730

The computed 12-month bankruptcy probability of Tech Construct is 3.3% (moderate). The 2025 annual accounts show equity of €4k and a net result of €-814. Its solvency ranks better than 21% of 27268 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

27 / 100

Weak▼ -46 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency35▼-65

Growth32

Stability82

Bankruptcy probability, 12 months

3.3% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity tight (current ratio 1.5 against 2.76 in 2024), and 80.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

19.1%

Return on assets

-3.8%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 27268 sector peers (2025).

NBB · sector comparison

Position among 27268 sector peers

Solvency

better than 21%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

31 d early

2024

16 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

11-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€4k▼ 16.4%

2024 · €5k

2024: €5k

2024 → 2025

Total assets

€22k▲ 209%

2024 · €7k

2024: €7k

2024 → 2025

Net result

€-814▼ 2,059%

2024 · €-38

2024: €-38

2024 → 2025

Working capital

€7k▲ 92.1%

2024 · €4k

2024: €4k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€5k-€4k▼ 16.4%

Operating result€60-€-545

Net result€-38-€-814▼ 2,059%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €545 after €60 in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €22k

95.9%

Fixed assets €887▼ 34.6%

Current assets €21k▲ 267%

Equity and liabilities €22k

19.1%

80.9%

Equity €4k▼ 16.4%

Debt €18k▲ 754%

The debt ratio rises from 29.2% to 80.9%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-75▼

2024 · €111

Cash flow

€-345▼

2024 · €14

Solvency

19.1%▼

2024 · 70.8%

Current ratio

1.50▼

2024 · 2.76

Quick ratio

1.50▼

2024 · 2.76

Debt / equity

4.23▲

2024 · 0.41

ROE

-19.6%▼

2024 · -0.8%

ROA

-3.8%▼

2024 · -0.5%

Interest coverage

-0.88▼

2024 · 5.92

Debt

€18k▲

2024 · €2k

Debt ≤ 1 year

€14k▲

2024 · €2k

Income taxes

€187▲

2024 · €79

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€7k€22k▲

Fixed assets21/28€1k€887▼

Tangible fixed assets22/27€1k€887▼

Furniture and vehicles24€1k€887▼

Current assets29/58€6k€21k▲

Amounts receivable within one year40/41€3k€19k▲

Trade receivables40€3k€19k▲

Other amounts receivable41€415€426▲

Cash at bank and in hand54/58€2k€2k▼

Deferred charges and accrued income490/1€384-

Equity and liabilities

Total equity and liabilities10/49€7k€22k▲

Equity10/15€5k€4k▼

Contributions10/11€5k€5k=

Profit (loss) carried forward14€-38€-852▼

Amounts payable17/49€2k€18k▲

Amounts payable within one year42/48€2k€14k▲

Trade debts44€1k€0▼

Suppliers440/4€1k€0▼

Taxes, remuneration and social security45€79€469▲

Taxes450/3€79€469▲

Other amounts payable47/48€956€13k▲

Accrued charges and deferred income492/3-€4k

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51€469▲

Gross operating margin9900€111€-75▼

Operating profit (loss)9901€60€-545▼

Financial income75/76B-€3

Recurring financial income75-€3

Financial charges65/66B€19€85▲

Recurring financial charges65€19€85▲

Profit (loss) for the period before taxes9903€41€-627▼

Income taxes67/77€79€187▲

Profit (loss) for the period9904€-38€-814▼

Profit (loss) for the period to be appropriated9905€-38€-814▼

Appropriation of the result

Profit (loss) to be appropriated9906€-38€-852▼

Profit (loss) brought forward from the previous period14P-€-38

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

15-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

0 of 2 acts read

About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.