TEBERA
Open bankruptcyFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 30-06-2026 at the NBB all 6 filings
Equity
€83,280▼ 14.1%
2024 · €96,904
Total assets
€96,005▼ 16.7%
2024 · €115,261
Net result
-€13,624
2024 · €17,150
Working capital
€83,280▼ 14.1%
2024 · €96,904
Multi-year overview
2020 to 2025, 6 financial yearsOperating result
-€11,646
2025
20202025
Net result
-€13,624
2025
lowest quarter of the sector
20202025
Equity
€83,280
▼ 14.1%
2025
middle half of the sector
20202025
Total assets
€96,005
▼ 16.7%
2025
middle half of the sector
20202025
Debt
€12,726
▼ 30.7%
2025
20202025
Working capital
€83,280
▼ 14.1%
2025
middle half of the sector
20202025
Solvency
86.7%
▲ 2.7pp
2025
highest quarter of the sector
20202025
Current ratio
7.54
▲ 1.27
2025
highest quarter of the sector
20202025
Return on assets (ROA)
-14.2%
▼ 29.1pp
2025
lowest quarter of the sector
20202025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202020212022202320242025
Operating result€32,016-€28,604▼ 10.7%€17,836▼ 37.6%€26,485▲ 48.5%€25,806▼ 2.6%-€11,646
Net result€23,976within the sector's middle half-€20,639within the sector's middle half▼ 13.9%€12,067within the sector's middle half▼ 41.5%€18,872within the sector's middle half▲ 56.4%€17,150within the sector's middle half▼ 9.1%-€13,624below the sector's middle half
Equity€28,976within the sector's middle half-€48,815within the sector's middle half▲ 68.5%€60,882within the sector's middle half▲ 24.7%€79,754within the sector's middle half▲ 31.0%€96,904within the sector's middle half▲ 21.5%€83,280within the sector's middle half▼ 14.1%
Total assets€41,766below the sector's middle half-€65,486below the sector's middle half▲ 56.8%€69,173within the sector's middle half▲ 5.6%€91,289within the sector's middle half▲ 32.0%€115,261within the sector's middle half▲ 26.3%€96,005within the sector's middle half▼ 16.7%
Debt€12,790-€16,671▲ 30.3%€8,291▼ 50.3%€11,535▲ 39.1%€18,357▲ 59.1%€12,726▼ 30.7%
Working capital€28,976within the sector's middle half-€48,815within the sector's middle half▲ 68.5%€60,882within the sector's middle half▲ 24.7%€79,754within the sector's middle half▲ 31.0%€96,904within the sector's middle half▲ 21.5%€83,280within the sector's middle half▼ 14.1%
Solvency69.4%within the sector's middle half-74.5%within the sector's middle half▲ 5.2pp88.0%above the sector's middle half▲ 13.5pp87.4%above the sector's middle half▼ 0.6pp84.1%above the sector's middle half▼ 3.3pp86.7%above the sector's middle half▲ 2.7pp
Current ratio3.27within the sector's middle half-3.93within the sector's middle half▲ 0.668.34above the sector's middle half▲ 4.427.91above the sector's middle half▼ 0.436.28above the sector's middle half▼ 1.647.54above the sector's middle half▲ 1.27
Return on assets (ROA)57.4%above the sector's middle half-31.5%above the sector's middle half▼ 25.9pp17.4%within the sector's middle half▼ 14.1pp20.7%within the sector's middle half▲ 3.2pp14.9%within the sector's middle half▼ 5.8pp-14.2%below the sector's middle half▼ 29.1pp
above
within
below
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €11,646, after a profit of €25,806 in 2024. It is the lowest result since 2021.
Turnover and EBIT margin are not published. The micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €96,005
Equity
€83,280 ▼ 14.1%
Debt
€12,726 ▼ 30.7%
Debt's share of the balance-sheet total falls from 15.9% to 13.3%. Equity and debt are lower.
Key figures and ratios
Debt to equity
0.15▼
2024 · 0.19
ROE
-16.4%▼
2024 · 17.7%
Debt ≤ 1 year
€12,726▼
2024 · €18,357
Income taxes
€181▼
2024 · €5,468
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €378 | €324 | €584 | €262 | €129 | ▼ 51.0% |
| Gross operating margin9900 | €33,592 | €28,982 | €18,160 | €27,069 | €26,068 | -€11,518 | - |
| Operating profit (loss)9901 | €32,016 | €28,604 | €17,836 | €26,485 | €25,806 | -€11,646 | - |
| Financial income75/76B | - | - | - | €1 | €20 | €27 | ▲ 32.1% |
| Recurring financial income75 | €20 | - | - | €1 | €20 | €27 | ▲ 32.1% |
| Financial charges65/66B | - | €2,509 | €2,076 | €2,152 | €3,208 | €1,823 | ▼ 43.2% |
| Recurring financial charges65 | €938 | €2,509 | €2,076 | €2,152 | €3,208 | €1,823 | ▼ 43.2% |
| Profit (loss) for the period before taxes9903 | €31,099 | €26,095 | €15,760 | €24,334 | €22,618 | -€13,443 | - |
| Income taxes67/77 | €7,123 | €5,456 | €3,693 | €5,462 | €5,468 | €181 | ▼ 96.7% |
| Profit (loss) for the period9904 | €23,976 | €20,639 | €12,067 | €18,872 | €17,150 | -€13,624 | - |
| Profit (loss) for the period to be appropriated9905 | €23,976 | €20,639 | €12,067 | €18,872 | €17,150 | -€13,624 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €41,766 | €65,486 | €69,173 | €91,289 | €115,261 | €96,005 | ▼ 16.7% |
| Current assets29/58 | €41,766 | €65,486 | €69,173 | €91,289 | €115,261 | €96,005 | ▼ 16.7% |
| Amounts receivable within one year40/41 | €13,889 | €48,442 | €55,701 | €88,370 | €94,744 | €95,987 | ▲ 1.3% |
| Trade receivables40 | - | €20,303 | - | €13,819 | - | - | - |
| Other amounts receivable41 | - | €28,139 | €55,701 | €74,551 | €94,744 | €95,987 | ▲ 1.3% |
| Cash at bank and in hand54/58 | €27,877 | €17,044 | €13,054 | €2,501 | €19,840 | €18 | ▼ 99.9% |
| Deferred charges and accrued income490/1 | - | - | €417 | €417 | €677 | - | - |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €41,766 | €65,486 | €69,173 | €91,289 | €115,261 | €96,005 | ▼ 16.7% |
| Equity10/15 | €28,976 | €48,815 | €60,882 | €79,754 | €96,904 | €83,280 | ▼ 14.1% |
| Contributions10/11 | - | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €23,976 | €43,815 | €55,882 | €74,754 | €91,904 | €78,280 | ▼ 14.8% |
| Non-distributable reserves130/1 | - | €500 | €500 | €500 | €500 | €500 | = |
| Reserves not available under the articles1311 | - | €500 | €500 | €500 | €500 | €500 | = |
| Distributable reserves133 | - | €43,315 | €55,382 | €74,254 | €91,404 | €77,780 | ▼ 14.9% |
| Amounts payable17/49 | €12,790 | €16,671 | €8,291 | €11,535 | €18,357 | €12,726 | ▼ 30.7% |
| Amounts payable within one year42/48 | €12,790 | €16,671 | €8,291 | €11,535 | €18,357 | €12,726 | ▼ 30.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €1,746 | - | - | - |
| Trade debts44 | €1,397 | €10,232 | €1,767 | €1,852 | €2,132 | €2,875 | ▲ 34.9% |
| Suppliers440/4 | - | €10,232 | €1,767 | €1,852 | €2,132 | €2,875 | ▲ 34.9% |
| Taxes, remuneration and social security45 | - | €6,439 | €6,524 | €7,937 | €16,225 | €9,850 | ▼ 39.3% |
| Taxes450/3 | - | €6,439 | €6,524 | €7,937 | €16,225 | €9,850 | ▼ 39.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23,976 | €20,639 | €12,067 | €18,872 | €17,150 | -€13,624 | - |
| Operating cash flow (approximation) | €23,976 | €20,639 | €12,067 | €18,872 | €17,150 | -€13,624 | - |
| Change in cash | - | -€10,833 | -€3,990 | -€10,553 | €17,339 | -€19,822 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-06-2026 | 2026-00223444 | |
| 31-12-2024 | micro format | 04-07-2025 | 2025-00230284 | |
| 31-12-2023 | micro format | 28-06-2024 | 2024-00174912 | |
| 31-12-2022 | micro format | 01-07-2023 | 2023-00186007 | |
| 31-12-2021 | micro format | 12-08-2022 | 2022-20284664 | |
| 31-12-2020 | micro format | 27-07-2021 | 2021-40100167 |