TeamTalent
ActiveThe annual accounts of TeamTalent for fiscal year 2025 show a net loss of 145% of total assets and of 83% of the equity at the start of that year. The 2025 annual accounts show equity of €752 and a net result of €-4k. Equity is shrinking by ~37.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 36% of 782 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency55▼-45
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
10 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 18-05-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
39 d early
2023
2 d late
2022
20 d late
2021
33 d late
2020
28 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-11-2026 close30-06-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€752▼ 83.0%
2024 · €4k
2019: €40k
2020: €52k
2021: €23k
2022: €4k
2023: €19k
2024: €4k
2019 → 2025
Total assets
€3k▼ 53.3%
2024 · €5k
2019: €122k
2020: €89k
2021: €44k
2022: €18k
2023: €53k
2024: €5k
2019 → 2025
Net result
€-4k▲ 74.2%
2024 · €-14k
2019: €1k
2020: €12k
2021: €-29k
2022: €-18k
2023: €14k
2024: €-14k
2019 → 2025
Working capital
€1k▼ 71.1%
2024 · €4k
2019: €37k
2020: €64k
2021: €22k
2022: €3k
2023: €18k
2024: €4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€4k▼ 81.1%€19k▲ 334%€4k▼ 76.3%€752▼ 83.0%
Operating result€-29k-€-18k▲ 37.1%€15k€-14k€-4k▲ 74.9%
Net result€-29k-€-18k▲ 36.9%€14k€-14k€-4k▲ 74.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €3k
Equity
€752▼ 83.0%
Debt
€2k▲ 80.2%
The debt ratio rises from 18.2% to 70.3%. Equity is lower and debt is higher.
Key figures and ratios
Debt
€2k▲
2024 · €988
Debt ≤ 1 year
€1k▲
2024 · €600
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€3k▼
Fixed assets21/28€1k€0▼
Financial fixed assets28€1k€0▼
Current assets29/58€4k€3k▼
Amounts receivable within one year40/41€420€430▲
Trade receivables40€420€429▲
Other amounts receivable41-€1
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€243€252▲
Equity and liabilities
Total equity and liabilities10/49€5k€3k▼
Equity10/15€4k€752▼
Contributions10/11€19k€19k=
Reserves13€21k€20k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€19k€18k▼
Profit (loss) carried forward14€-35k€-38k▼
Amounts payable17/49€988€2k▲
Amounts payable within one year42/48€600€1k▲
Current portion of amounts payable after more than one year42-€1k
Trade debts44€274€412▲
Suppliers440/4€274€412▲
Taxes, remuneration and social security45€57€0▼
Taxes450/3€57€0▼
Other amounts payable47/48€269€0▼
Accrued charges and deferred income492/3€387€318▼
Income statement
Code20242025
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-13k€-1k▲
Operating profit (loss)9901€-14k€-4k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€232€163▼
Recurring financial charges65€232€163▼
Profit (loss) for the period before taxes9903€-14k€-4k▲
Profit (loss) for the period9904€-14k€-4k▲
Profit (loss) for the period to be appropriated9905€-14k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-39k▼
Profit (loss) brought forward from the previous period14P€-21k€-35k▼
Transfer from equity791/2-€1k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-11
Financial
Liquidity times 5current ratio 7.16
Current ratio from 1.54 to 7.16; short-term debt falls from €33k to €600.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
30-11
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 20 days late
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 33 days late
2021
30-11
Financial
Weakest financial yearnet €-29k ▼337%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
30-11
Financial
Liquidity triplescurrent ratio 3.76
Current ratio from 1.45 to 3.76; short-term debt falls from €82k to €23k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornveld 1401731 AsseGround area
1,619 m²
Parcel 23095B0028/00C003, Flanders. Linked by address, not a title deed.
1 establishment unit
TeamTalent
since 19902.049.319.295
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095B0028/00C003 | Flanders | 1,619 m² | - | - |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SEEKING4U
BE 0760.950.845
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S.B. Recruitment & Services
BE 0472.645.663
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SETIMIO & CO
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Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-07-1990
Fiscal year end30-11
Activities, NACEBEL
79110Travel agency activities
78100Employment placement agencies
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.