TEAMJ.BE
ActiveTEAMJ.BE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €28k. Equity is growing by ~75.2% per year across the filed fiscal years. Its solvency ranks better than 21% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-1
Solvency37▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 4.77 in 2024; short-term debt: 14.5% and cash: 0% of total assets), but 87.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.2%
Return on assets
5.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7740 sector peers (2025).
NBB · sector comparisonPosition among 7740 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
7 d early
2024
15 d early
2023
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 84.4%
2024 · €34k
2023: €11k
2024: €34k
2023 → 2025
Total assets
€506k▲ 15.1%
2024 · €440k
2023: €453k
2024: €440k
2023 → 2025
Net result
€28k▲ 28.0%
2024 · €22k
2023: €10k
2024: €22k
2023 → 2025
Working capital
€41k▼ 71.4%
2024 · €143k
2023: €114k
2024: €143k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€34k▲ 194%€62k▲ 84.4%
Operating result€17k-€42k▲ 146%€53k▲ 27.4%
Net result€10k-€22k▲ 123%€28k▲ 28.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €506k
Fixed assets
€392k▲ 51.7%
Current assets
€114k▼ 37.0%
Equity and liabilities €506k
Equity
€62k▲ 84.4%
Debt
€445k▲ 9.4%
The debt ratio falls from 92.4% to 87.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65k▲
2024 · €58k
Cash flow
€40k▲
2024 · €39k
Solvency
12.2%▲
2024 · 7.6%
Current ratio
1.56▼
2024 · 4.77
Quick ratio
1.56▼
2024 · 4.77
Debt / equity
7.18▼
2024 · 12.11
ROE
45.8%▼
2024 · 66.0%
ROA
5.6%▲
2024 · 5.0%
Interest coverage
3.99▼
2024 · 4.18
Debt
€445k▲
2024 · €406k
Debt ≤ 1 year
€73k▲
2024 · €38k
Debt > 1 year
€371k▲
2024 · €368k
Income taxes
€9k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€440k€506k▲
Fixed assets21/28€258k€392k▲
Tangible fixed assets22/27€258k€392k▲
Land and buildings22€258k€363k▲
Furniture and vehicles24-€29k
Current assets29/58€182k€114k▼
Amounts receivable after more than one year29€8k-
Other amounts receivable291€8k-
Amounts receivable within one year40/41€173k€114k▼
Trade receivables40€68k€114k▲
Other amounts receivable41€105k-
Cash at bank and in hand54/58€501€11▼
Deferred charges and accrued income490/1€437€219▼
Equity and liabilities
Total equity and liabilities10/49€440k€506k▲
Equity10/15€34k€62k▲
Contributions10/11€2k€2k=
Reserves13€32k€60k▲
Distributable reserves133€32k€60k▲
Amounts payable17/49€406k€445k▲
Amounts payable after more than one year17€368k€371k▲
Financial debts170/4€338k€331k▼
Other amounts payable178/9€30k€40k▲
Amounts payable within one year42/48€38k€73k▲
Current portion of amounts payable after more than one year42€20k€30k▲
Trade debts44€2k€11k▲
Suppliers440/4€2k€11k▲
Taxes, remuneration and social security45€16k€32k▲
Taxes450/3€13k€29k▲
Remuneration and social security454/9€3k€3k▲
Accrued charges and deferred income492/3-€440
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€12k▼
Other operating charges640/8€126€453▲
Non-recurring operating charges66A-€23k
Gross operating margin9900€59k€88k▲
Operating profit (loss)9901€42k€53k▲
Financial income75/76B€239€1▼
Recurring financial income75€239€1▼
Financial charges65/66B€14k€16k▲
Recurring financial charges65€14k€16k▲
Profit (loss) for the period before taxes9903€28k€37k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€22k€28k▲
Profit (loss) for the period to be appropriated9905€22k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€28k▲
Transfer to equity691/2€22k€28k▲
To other reserves6921€22k€28k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €28k ▲28%
Operating result €53k, net result €28k, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sprookjesdreef 6A8750 WingeneGround area
935 m²
Building footprint
206 m²
Volume, LiDAR
1,122 m³
Parcel 37019B0019/00T004, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sprookjesdreef 6A, 8750 Wingene
since 20232.348.258.251
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37019B0019/00T004 | Flanders | 935 m² | 1 · 206 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500059AS8F40E9B96
Similar companies · same sector, comparable size
Velo-D Management
BE 0784.482.946
Brasschaat · Eq €62k
EUNOIA STUDIO
BE 0732.577.256
Leuven · Eq €62k
Elbo-Care
BE 0734.736.101
Sint-Niklaas · Eq €62k
Multiserv Belgium
BE 0687.946.764
Liège · Eq €62k
HMJ
BE 0683.855.443
Blankenberge · Eq €62k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,051 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2023
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.