Equity
€61,868 ▲ 84.4%
TEAMJ.BE has made a profit in every financial year since 2023.
TEAMJ.BE
Lifetime
3 annual accounts with figures on one time axispeak €88,347 (2025)
€88,347▲ 50.9%
peak €28,320 (2025)
€28,320▲ 28.0%
peak €61,868 (2025)
€61,868▲ 84.4%
€444,521▲ 9.4%
Board2 names since 2023
2 directorsLABEEUW,Tineke and 1 other
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Gross margin from €58,560 to €88,347Result from €22,128 to €28,320Equity from €33,547 to €61,868Investments €145,198Cash from €501 to €11
Key points
from the 2025 annual accountsTurnover
≈ €180,000 estimated
The micro format states no turnover.
Debts
€444,521 88% of the balance sheet
Financial debts 74%Suppliers 2%Taxes and wages 7%Other 16%
Of this, €73,468 falls due within a year.
Investments
€145,198 12.6 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 40.4% higher than in 2024.
Liquidity
1.56 was 4.77 in 2024
Short-term debts rose from €38,063 to €73,468.
Position in the sector
€506,388
Larger balance sheet than 82% of companies in office administrative support. Sector median €134,020 · 9,701 companies.
Checked score
67
Healthy
Financially stronger than 43% of micro companies in office administrative support (NACE 82)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%lowest value
01-2025: 0.3%● unchanged vs 12-2024lowest value
02-2025: 0.4%▲ +0.1 percentage points vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.6%▲ +0.2 percentage points vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.7%▲ +0.1 percentage points vs 02-2026
04-2026: 0.6%▼ -0.1 percentage points vs 03-2026
05-2026: 0.7%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%▼ -0.1 percentage points vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.9%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.9%● unchanged vs 08-2026highest value
10-2026: 0.9%● unchanged vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.56, cash €11, halved
Founded in 2023
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Size: total assets €506,388
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 22% of them on solvency, 32% on liquidity, 31% on profitability and 87% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,602 companies had the same profile as TEAMJ.BE has now. Each dot stands for 5 companies, two years later.
96.4%
were still trading
0.9%
stopped another way
2.3%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TEAMJ.BE itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,602 companies, not a prediction for TEAMJ.BE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.56 (4.77 in 2024), above the usual 1.5. Short-term debt is 14.5% and cash 0% of total assets. However, 87.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9691 sector peers (2025).
NBB · sector comparisonPosition among 9691 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
7 days early
2024
15 days early
2023
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 8 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- STRUBBE,Bart Peter 750 sharesdeed of 04-07-2023
- LABEEUW,Tineke 750 sharesdeed of 04-07-2023
- Strubbe Bart 750 sharesdeed of 04-07-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803414376
Incorporation
Founding capital of €1,500, 1,500 shares · Founders: STRUBBE, Bart Peter; LABEEUW, Tineke · Appointments: STRUBBE, Bart Peter (director) and LABEEUW, Tineke (director) · published on 04-07-2023 · Gazette deed
First establishment
Sprookjesdreef 6A, Wingene
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TEAMJ.BE Wingene | €506,388 | €88,347 | 12.2% | - |
| Elome Consult Oudenaarde | €596,089 | €87,013 | 18.0% | - |
| DEWE Antwerp | €553,901 | €77,322 | 19.4% | - |
| TRHAB CENTER Habay | €589,637 | €106,134 | - | - |
| GROSEPI Ardooie | €348,107 | €95,452 | 26.7% | - |
| BDL CONSULTING Damme | €717,283 | €119,984 | 28.9% | - |
| PREWEL Menen | €396,207 | €110,717 | 2.0% | - |
These companies have the same main activity as TEAMJ.BE: other business support services (NACE 82990). They are comparable in size and age: total assets between €348,000 and €717,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 30-06-2023Normal situation
- Activity
- Other business support servicesNACE 82990and 1 other
- Establishment unit
- 2.348.258.2518750 Wingene, since 30-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 18-06-2025
Annual accounts 2025
- €506,388▲ 15.1%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on TEAMJ.BE
TEAMJ.BE files the micro format. That format states no turnover. The gross margin rose from €58,159 in 2023 to €88,347 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TEAMJ.BE
- What is the company number of TEAMJ.BE?
- The company number of TEAMJ.BE is 0803.414.376. The VAT number is the same number with BE in front: BE 0803.414.376.
- Where is TEAMJ.BE based?
- The registered office is at Sprookjesdreef 6A, 8750 Wingene.Company details
- What does TEAMJ.BE do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of TEAMJ.BE?
- TEAMJ.BE is a private limited company (BV).
- When was TEAMJ.BE founded?
- TEAMJ.BE was founded on 30-06-2023.
- Is TEAMJ.BE still active?
- Yes, TEAMJ.BE is an active enterprise in the KBO register.
- What is the turnover of TEAMJ.BE?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €88,347 and 36 comparable companies (NACE 82). It probably lies between €150,000 and €250,000.Financials
- Is TEAMJ.BE profitable?
- In financial year 2025, TEAMJ.BE made a profit of €28,320.
- Where can I find the annual accounts of TEAMJ.BE?
- TEAMJ.BE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TEAMJ.BE due?
- TEAMJ.BE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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