TEAM SOLUTIONS
ActiveTEAM SOLUTIONS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €506k and a net result of €2k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-3
Solvency95=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.96 against 3.27 in 2024; short-term debt: 28.3% and cash: 14.1% of total assets), and 30% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70%
Return on assets
0.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-03-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
33 d early
2023
41 d early
2022
5 d early
2021
3 d early
2020
14 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€506k▼ 7.5%
2024 · €547k
2018: €109k
2019: €161k
2020: €272k
2021: €489k
2022: €525k
2023: €529k
2024: €547k
2018 → 2025
Total assets
€723k▼ 7.1%
2024 · €779k
2018: €525k
2019: €609k
2020: €691k
2021: €812k
2022: €749k
2023: €875k
2024: €779k
2018 → 2025
Net result
€2k▼ 90.8%
2024 · €18k
2018: €22k
2019: €52k
2020: €111k
2021: €217k
2022: €36k
2023: €4k
2024: €18k
2018 → 2025
Working capital
€402k▼ 10.0%
2024 · €446k
2018: €697
2019: €27k
2020: €145k
2021: €285k
2022: €358k
2023: €406k
2024: €446k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€489k-€525k▲ 7.4%€529k▲ 0.8%€547k▲ 3.5%€506k▼ 7.5%
Operating result€316k-€69k▼ 78.0%€24k▼ 65.3%€57k▲ 135%€23k▼ 59.8%
Net result€217k-€36k▼ 83.4%€4k▼ 89.1%€18k▲ 367%€2k▼ 90.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €723k
Fixed assets
€117k▼ 14.0%
Current assets
€606k▼ 5.7%
Equity and liabilities €723k
Equity
€506k▼ 7.5%
Debt
€217k▼ 6.2%
The debt ratio rises from 29.7% to 30.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€67k▼
2024 · €143k
Cash flow
€46k▼
2024 · €105k
Solvency
70.0%▼
2024 · 70.3%
Current ratio
2.96▼
2024 · 3.27
Quick ratio
2.96▼
2024 · 3.27
Debt / equity
0.43▲
2024 · 0.42
ROE
0.3%▼
2024 · 3.4%
ROA
0.2%▼
2024 · 2.4%
Interest coverage
10.18▼
2024 · 17.84
Debt
€217k▼
2024 · €231k
Debt ≤ 1 year
€205k▲
2024 · €197k
Debt > 1 year
€12k▼
2024 · €35k
Income taxes
€14k▼
2024 · €30k
Staff costs
€696k▼
2024 · €715k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€779k€723k▼
Fixed assets21/28€136k€117k▼
Intangible fixed assets21€59k€69k▲
Tangible fixed assets22/27€74k€45k▼
Plant, machinery and equipment23€4k€521▼
Furniture and vehicles24€41k€23k▼
Leasing and similar rights25€29k€21k▼
Financial fixed assets28€3k€3k=
Current assets29/58€643k€606k▼
Amounts receivable within one year40/41€436k€464k▲
Trade receivables40€433k€449k▲
Other amounts receivable41€2k€15k▲
Cash at bank and in hand54/58€170k€102k▼
Deferred charges and accrued income490/1€38k€41k▲
Equity and liabilities
Total equity and liabilities10/49€779k€723k▼
Equity10/15€547k€506k▼
Contributions10/11€19k€19k=
Reserves13€529k€488k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€527k€486k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€231k€217k▼
Amounts payable after more than one year17€35k€12k▼
Financial debts170/4€35k€12k▼
Amounts payable within one year42/48€197k€205k▲
Current portion of amounts payable after more than one year42€45k€22k▼
Financial debts43€139€864▲
Credit institutions430/8€139€864▲
Trade debts44€48k€85k▲
Suppliers440/4€48k€85k▲
Taxes, remuneration and social security45€104k€96k▼
Taxes450/3€8k€20k▲
Remuneration and social security454/9€95k€76k▼
Income statement
Code20242025
Non-recurring operating income76A€1k€12k▲
Remuneration, social security and pensions62€715k€696k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k€45k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€17k
Other operating charges640/8€4k€4k▼
Gross operating margin9900€863k€784k▼
Operating profit (loss)9901€57k€23k▼
Financial income75/76B€17€4▼
Recurring financial income75€17€4▼
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€49k€16k▼
Income taxes67/77€30k€14k▼
Profit (loss) for the period9904€18k€2k▼
Profit (loss) for the period to be appropriated9905€18k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€2k▼
Transfer from equity791/2-€43k
Transfer to equity691/2€18k€2k▼
To other reserves6921€18k€2k▼
Profit to be distributed694/7-€43k
Return on contributions (dividend)694-€43k
Social balance
Average headcount (FTE)90878.99.0▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €2k ▼90.8%
Net result drops to €2k, the lowest in the series.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €500kEq €525k ▲7.4%
5 profitable years in a row build equity to €525k.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €217k ▲94.5%
Operating result €316k, net result €217k, both a record.
16-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €200kEq €272k ▲69.3%
3 profitable years in a row build equity to €272k.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
30-09
Financial
Equity above €150kEq €161k ▲47.6%
2 profitable years in a row build equity to €161k.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Assesteenweg 651740 TernatGround area
4,916 m²
Building footprint
451 m²
Volume, LiDAR
3,312 m³
Parcel 23086B0225/00N000, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Team Solutions
since 20042.148.222.673
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086B0225/00N000 | Flanders | 4,916 m² | 1 · 451 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 858 EUR awarded · 858 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 858 EUR | 858 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 11,916 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-08-2004
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
72100
74142
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:rudi.mincke@teamsolutions.be
Phone:025323814