BRAINLANE
ActiveBRAINLANE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €3k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability12▼-5
Solvency24=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.12 in 2024), and 86.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.6%
Return on assets
0.3%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2672 sector peers (2025).
NBB · sector comparisonPosition among 2672 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
31 d early
2023
1 d early
2022
24 d late
2021
17 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€114k▲ 2.5%
2024 · €111k
2018: €79k
2019: €82k
2020: €84k
2021: €96k
2022: €102k
2023: €107k
2024: €111k
2018 → 2025
Total assets
€833k▲ 17.0%
2024 · €712k
2018: €627k
2019: €683k
2020: €536k
2021: €552k
2022: €577k
2023: €718k
2024: €712k
2018 → 2025
Net result
€3k▼ 25.7%
2024 · €4k
2018: €2k
2019: €3k
2020: €3k
2021: €11k
2022: €6k
2023: €5k
2024: €4k
2018 → 2025
Working capital
€114k▲ 57.0%
2024 · €72k
2018: €13k
2019: €21k
2020: €20k
2021: €48k
2022: €69k
2023: €71k
2024: €72k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€102k▲ 6.5%€107k▲ 4.8%€111k▲ 3.5%€114k▲ 2.5%
Operating result€34k-€26k▼ 22.4%€26k▼ 1.2%€37k▲ 42.5%€33k▼ 9.5%
Net result€11k-€6k▼ 45.5%€5k▼ 20.7%€4k▼ 23.1%€3k▼ 25.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €833k
Fixed assets
€48k▲ 0.8%
Current assets
€785k▲ 18.1%
Equity and liabilities €833k
Equity
€114k▲ 2.5%
Debt
€720k▲ 19.6%
The debt ratio rises from 84.5% to 86.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€45k▼
2024 · €47k
Cash flow
€14k▲
2024 · €14k
Solvency
13.6%▼
2024 · 15.5%
Current ratio
1.17▲
2024 · 1.12
Quick ratio
1.17▲
2024 · 1.12
Debt / equity
6.34▲
2024 · 5.43
ROE
2.5%▼
2024 · 3.4%
ROA
0.3%▼
2024 · 0.5%
Interest coverage
2.40▲
2024 · 2.21
Debt
€720k▲
2024 · €601k
Debt ≤ 1 year
€672k▲
2024 · €592k
Debt > 1 year
€27k
Income taxes
€12k▲
2024 · €12k
Staff costs
€627k▲
2024 · €598k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€712k€833k▲
Fixed assets21/28€47k€48k▲
Tangible fixed assets22/27€22k€22k▲
Plant, machinery and equipment23€16k€13k▼
Furniture and vehicles24€5k€9k▲
Other tangible fixed assets26€580-
Financial fixed assets28€25k€25k=
Current assets29/58€665k€785k▲
Amounts receivable within one year40/41€626k€742k▲
Trade receivables40€587k€736k▲
Other amounts receivable41€38k€6k▼
Cash at bank and in hand54/58€22k€26k▲
Deferred charges and accrued income490/1€17k€18k▲
Equity and liabilities
Total equity and liabilities10/49€712k€833k▲
Equity10/15€111k€114k▲
Contributions10/11€64k€64k=
Reserves13€47k€50k▲
Distributable reserves133€47k€50k▲
Amounts payable17/49€601k€720k▲
Amounts payable after more than one year17-€27k
Financial debts170/4-€27k
Amounts payable within one year42/48€592k€672k▲
Current portion of amounts payable after more than one year42-€7k
Financial debts43€146k€154k▲
Credit institutions430/8€146k€154k▲
Trade debts44€160k€193k▲
Suppliers440/4€160k€193k▲
Taxes, remuneration and social security45€125k€139k▲
Taxes450/3€53k€53k▲
Remuneration and social security454/9€72k€85k▲
Other amounts payable47/48€162k€179k▲
Accrued charges and deferred income492/3€9k€21k▲
Income statement
Code20242025
Non-recurring operating income76A€1k€3k▲
Remuneration, social security and pensions62€598k€627k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€12k€9k▼
Gross operating margin9900€657k€681k▲
Operating profit (loss)9901€37k€33k▼
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€21k€19k▼
Recurring financial charges65€21k€19k▼
Profit (loss) for the period before taxes9903€16k€15k▼
Income taxes67/77€12k€12k▲
Profit (loss) for the period9904€4k€3k▼
Profit (loss) for the period to be appropriated9905€4k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€3k▼
Transfer to equity691/2€4k€3k▼
To other reserves6921€4k€3k▼
Social balance
Average headcount (FTE)90878.38.8▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
31-12
Financial
Equity above €100kEq €102k ▲6.5%
5 profitable years in a row build equity to €102k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €11k ▲324%
Net result €11k, the highest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Genkersteenweg 2043500 HasseltGround area
1,247 m²
Building footprint
307 m²
Volume, LiDAR
2,475 m³
Parcel 71323C0670/00H002, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Genkersteenweg 204, 3500 Hasselt
since 20022.095.891.767
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0670/00H002 | Flanders | 1,247 m² | 1 · 307 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 6,920 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2002
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
72100
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.