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TEAM BIENÔCHAUD

Active
Private limited companyfounded 20242 yrs activeLenniksesteenweg 547, 1500 Halle, BelgiumKBO/BCE: BE 1004.350.767
Summary

The computed 12-month bankruptcy probability of TEAM BIENÔCHAUD is 2.8% (moderate). The 2024 annual accounts show equity of €32,622 and a net result of €29,622. Its solvency ranks better than 23% of 36381 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability93
Solvency46
Growth-
Track record67
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.16; short-term debt: 79.1% and cash: 20% of total assets), and 79.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
20.9%
Return on assets
19%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 36381 sector peers (2024).
NBB · sector comparison
Position among 36381 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 61 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TEAM BIENÔCHAUD was incorporated on 8 January 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€32,622
Total assets
€155,792
Net result
€29,622
Working capital
€19,711

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €155,792
Fixed assets €12,911
Current assets €142,881
Equity and liabilities €155,792
Equity €32,622
Debt €123,170
Debt finances 79.1% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€45,399
Cash flow
€32,184
Current ratio
1.16
Debt to equity
3.78
ROE
90.8%
ROA
19.0%
Interest coverage
17.18
Debt ≤ 1 year
€123,170
Income taxes
€10,573

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 32 lines
Balance sheet Code2024
Assets
Total assets20/58€155,792
Fixed assets21/28€12,911
Tangible fixed assets22/27€12,911
Furniture and vehicles24€12,911
Current assets29/58€142,881
Amounts receivable within one year40/41€111,539
Trade receivables40€108,062
Other amounts receivable41€3,477
Cash at bank and in hand54/58€31,129
Deferred charges and accrued income490/1€213
Equity and liabilities
Total equity and liabilities10/49€155,792
Equity10/15€32,622
Contributions10/11€3,000
Profit (loss) carried forward14€29,622
Amounts payable17/49€123,170
Amounts payable within one year42/48€123,170
Trade debts44€112,597
Suppliers440/4€112,597
Taxes, remuneration and social security45€10,573
Taxes450/3€10,573
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,562
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6,025
Other operating charges640/8€791
Gross operating margin9900€52,215
Operating profit (loss)9901€42,837
Financial charges65/66B€2,642
Recurring financial charges65€2,642
Profit (loss) for the period before taxes9903€40,195
Income taxes67/77€10,573
Profit (loss) for the period9904€29,622
Profit (loss) for the period to be appropriated9905€29,622
Appropriation of the result
Profit (loss) to be appropriated9906€29,622

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,562
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6,025
Other operating charges640/8€791
Gross operating margin9900€52,215
Operating profit (loss)9901€42,837
Financial charges65/66B€2,642
Recurring financial charges65€2,642
Profit (loss) for the period before taxes9903€40,195
Income taxes67/77€10,573
Profit (loss) for the period9904€29,622
Profit (loss) for the period to be appropriated9905€29,622
Line2024
Assets
Total assets20/58€155,792
Fixed assets21/28€12,911
Tangible fixed assets22/27€12,911
Furniture and vehicles24€12,911
Current assets29/58€142,881
Amounts receivable within one year40/41€111,539
Trade receivables40€108,062
Other amounts receivable41€3,477
Cash at bank and in hand54/58€31,129
Deferred charges and accrued income490/1€213
Equity and liabilities
Total equity and liabilities10/49€155,792
Equity10/15€32,622
Contributions10/11€3,000
Profit (loss) carried forward14€29,622
Amounts payable17/49€123,170
Amounts payable within one year42/48€123,170
Trade debts44€112,597
Suppliers440/4€112,597
Taxes, remuneration and social security45€10,573
Taxes450/3€10,573
Line2024
Profit (loss) for the period9904€29,622
+ Depreciation and write-downs630€2,562
Operating cash flow (approximation)€32,184

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
313 m²
Building footprint
93 m²
Volume, LiDAR
523 m³
Parcel 23027C0145/00N000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TEAM BIENÔCHAUD
Lenniksesteenweg 547, 1500 HallePlumbing work
since 20242.354.381.822
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23027C0145/00N000 Flanders 313 m² 1 · 93 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,044 companies in sector 43221 we hold annual accounts for 3,477. 2,787 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43350Other building finishing work
Contact
E-mail diogocarreira803@gmail.comHalle
Phone +32474451731Halle
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004350767
Also 9925:BE1004350767
Registered 23-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.