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TE-MEA

Active
Private limited companyfounded 201115 yrs activeKlipveldstraat 63, 1180 Ukkel, BelgiumKBO/BCE: BE 0835.265.812
Summary

TE-MEA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €326k and a net result of €105k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 74% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
87 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.43 against 6.49 in 2024; short-term debt: 20.7% and cash: 8.4% of total assets), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77.7%
Return on assets
25.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
31 d early
2023
6 d early
2022
4 d early
2021
45 d early
2020
37 d early
2019
38 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€326k▼ 7.8%
2024 · €353k
2018: €136k 2019: €177k 2020: €184k 2021: €215k 2022: €245k 2023: €272k 2024: €353k
2018 → 2025
Total assets
€419k▼ 1.3%
2024 · €425k
2018: €168k 2019: €199k 2020: €230k 2021: €246k 2022: €331k 2023: €376k 2024: €425k
2018 → 2025
Net result
€105k▲ 29.5%
2024 · €81k
2018: €36k 2019: €41k 2020: €41k 2021: €52k 2022: €54k 2023: €64k 2024: €81k
2018 → 2025
Working capital
€298k▼ 6.0%
2024 · €317k
2018: €118k 2019: €161k 2020: €166k 2021: €197k 2022: €189k 2023: €223k 2024: €317k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€215k-€245k▲ 13.8%€272k▲ 11.2%€353k▲ 29.8%€326k▼ 7.8%
Operating result€73k-€72k▼ 1.9%€90k▲ 24.8%€112k▲ 24.9%€150k▲ 33.7%
Net result€52k-€54k▲ 2.6%€64k▲ 19.5%€81k▲ 26.7%€105k▲ 29.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €73k€73kNet result 2021: €52k€52kOperating result 2022: €72k€72kNet result 2022: €54k€54kOperating result 2023: €90k€90kNet result 2023: €64k€64kOperating result 2024: €112k€112kNet result 2024: €81k€81kOperating result 2025: €150k€150kNet result 2025: €105k€105k20212022202320242025€0€50k€100k€150kOperating result 2023: €90k€90kNet result 2023: €64k€64kOperating result 2024: €112k€112kNet result 2024: €81k€81kOperating result 2025: €150k€150kNet result 2025: €105k€105k202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €419k
Fixed assets €34k ▼ 31.2%
Current assets €385k ▲ 2.7%
Equity and liabilities €419k
Equity €326k ▼ 7.8%
Debt €93k ▲ 30.9%
Debt's share of the balance-sheet total rises from 16.8% to 22.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€168k
2024 · €134k
Cash flow
€123k
2024 · €102k
Current ratio
4.43
2024 · 6.49
Debt to equity
0.29
2024 · 0.20
ROE
32.2%
2024 · 23.0%
ROA
25.1%
2024 · 19.1%
Interest coverage
196.85
2024 · 125.04
Debt ≤ 1 year
€87k
2024 · €58k
Debt > 1 year
€6k
2024 · €14k
Income taxes
€45k
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€425k€419k
Formation expenses20€0-
Fixed assets21/28€50k€34k
Tangible fixed assets22/27€50k€34k
Land and buildings22€5k€4k
Furniture and vehicles24€43k€29k
Other tangible fixed assets26€2k€2k
Current assets29/58€375k€385k
Amounts receivable after more than one year29€168k€78k
Other amounts receivable291€168k€78k
Amounts receivable within one year40/41€14k€43k
Trade receivables40€14k€37k
Other amounts receivable41€10€6k
Current investments50/53-€225k
Cash at bank and in hand54/58€189k€35k
Deferred charges and accrued income490/1€4k€4k
Equity and liabilities
Total equity and liabilities10/49€425k€419k
Equity10/15€353k€326k
Contributions10/11€19k€19k=
Reserves13€332k€304k
Non-distributable reserves130/1€0-
Distributable reserves133€332k€304k
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€71k€93k
Amounts payable after more than one year17€14k€6k
Financial debts170/4€14k€6k
Amounts payable within one year42/48€58k€87k
Current portion of amounts payable after more than one year42€7k€7k
Trade debts44€3k€8k
Suppliers440/4€3k€8k
Taxes, remuneration and social security45€40k€54k
Taxes450/3€40k€54k
Other amounts payable47/48€8k€17k
Accrued charges and deferred income492/3-€103
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€18k
Other operating charges640/8€665€685
Gross operating margin9900€134k€169k
Operating profit (loss)9901€112k€150k
Financial income75/76B€2k€1k
Recurring financial income75€2k€1k
Financial charges65/66B€1k€854
Recurring financial charges65€1k€854
Profit (loss) for the period before taxes9903€113k€150k
Income taxes67/77€32k€45k
Profit (loss) for the period9904€81k€105k
Profit (loss) for the period to be appropriated9905€81k€105k
Appropriation of the result
Profit (loss) to be appropriated9906€84k€108k
Profit (loss) brought forward from the previous period14P€3k€3k
Transfer from equity791/2-€133k
Transfer to equity691/2€81k€105k
To other reserves6921€81k€105k
Profit to be distributed694/7-€133k
Return on contributions (dividend)694-€133k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €105k ▲29.5%
Operating result €150k, net result €105k, both a record.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €200kEq €215k ▲17%
4 profitable years in a row build equity to €215k.
24-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €150kEq €177k ▲30.1%
2 profitable years in a row build equity to €177k.
12-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Klipveldstraat 631180 Ukkel
Ground area
134 m²
Building footprint
82 m²
Volume, LiDAR
857 m³
Parcel 21614E0050/00C009, Brussels · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TE-MEA
Klipveldstraat 63, 1180 UkkelCutting, shaping and finishing of stone
since 20112.198.034.846
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21614E0050/00C009 Brussels 134 m² 1 · 82 m² 13.3 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,651 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.