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TE-Bouw

Active
Private limited companyfounded 2022active for 3 yearsKasteellaan 25, 3454 Geetbets, BelgiumKBO/BCE: BE 0793.165.139
Summary

The computed 12-month bankruptcy probability of TE-Bouw is 3.8% (moderate). The 2025 annual accounts show negative equity (-€12,906) and a net result of €16,149. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 9% of 9,217 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€101,178total assets 2025
Equity
-€12,906
Profit
€16,149
Turnover not published (micro format)
Financial health
49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.8%
Structure
Accounts filed 14 days late2 of 3 deeds read
Why 49raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2022Negative equity -€12,906lowers riskFigures for financial year 2025 (filed 14-08-2026)Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 43% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Weak
Solvency 12+12
equity -12.8% of total assets
Liquidity 10+10
short-term debt 112.8% · cash 8.0%
Profitability 89+89
return on assets 16.0%
Bankruptcy probability, 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,424 companies, NACE 41, micro)
Last 24 months 11-2024: 2.6% 12-2024: 2.6%● unchanged vs 11-2024 01-2025: 2.6%● unchanged vs 12-2024 02-2025: 2.6%● unchanged vs 01-2025 03-2025: 2.5%▼ -0.1 percentage points vs 02-2025lowest value 04-2025: 2.5%● unchanged vs 03-2025lowest value 05-2025: 2.6%▲ +0.1 percentage points vs 04-2025 06-2025: 4.9%▲ +2.3 percentage points vs 05-2025 07-2025: 5.1%▲ +0.2 percentage points vs 06-2025 08-2025: 6.0%▲ +0.9 percentage points vs 07-2025 09-2025: 7.5%▲ +1.5 percentage points vs 08-2025 10-2025: 7.5%● unchanged vs 09-2025 11-2025: 7.5%● unchanged vs 10-2025 12-2025: 7.5%● unchanged vs 11-2025 01-2026: 7.5%● unchanged vs 12-2025 02-2026: 7.5%● unchanged vs 01-2026 03-2026: 7.4%▼ -0.1 percentage points vs 02-2026 04-2026: 8.4%▲ +1.0 percentage point vs 03-2026 05-2026: 8.9%▲ +0.5 percentage points vs 04-2026 06-2026: 9.1%▲ +0.2 percentage points vs 05-2026highest value 07-2026: 8.6%▼ -0.5 percentage points vs 06-2026 08-2026: 8.9%▲ +0.3 percentage points vs 07-2026 09-2026: 4.0%▼ -4.9 percentage points vs 08-2026 10-2026: 3.8%▼ -0.2 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.82, below 1; short-term debt: 112.8% and cash: 8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 8% on solvency, 9% on liquidity, 73% on profitability and 81% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 14-08-2026)
NBB · annual accounts
raises risk · Negative equity -€12,906
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 9217 sector peers (2025).
NBB · sector comparison
Position among 9217 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
14 days late
2024
28 days late
2023
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 14 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
19-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. NameName change · Registered-office move…
  3. Back to profitnet €16,149

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€12,906 View
  • Caution: Among the weakest 8% on equitysector median €45,709 · 9,221 companies -€12,906 View
  • Total assets 20253 financial years filed €101,178 View

By topic

Financials

Financial year
2025
Total assets
€101,178
Profit
€16,149
Solvency
-12.8%
Total assets▲ 19,097%
Net result
20232025
Go to Financials

Timeline

Events
6
Since
2024
Next accounts
by 31-07-2027
  1. 28-08-2025Annual accounts filed
  2. 26-05-2025Resignation: Bart Wouters (director)
  3. 31-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
31-10-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
2
Purpose
“Handel in onroerend goed voor eigen rekening; Verhuur van eigen onroerend goed…” (deed in Dutch)
Go to Articles of association

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