TDA CONSTRUCT
ActiveSummary
TDA CONSTRUCT has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76,053 and a net result of €14,521. Equity has been growing by about 23% per year since 2022. Its solvency ranks better than 45% of 9,394 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 05-01-2022 Normal situation
- Registered office
- 44 active companies are registered at this address 12 started in the 12 months before. Source: KBO register, as of 3 November 2026.
- Activity
- General construction of residential buildings NACE 41001and 1 other
- Establishment unit
- 2.325.968.641 1080 Sint-Jans-Molenbeek, since 05-01-2022
- Financial year end
- 31 December
- Peppol
- Reachable
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.2%
- Gross margin
- €60,134
- ▲ 121%
- Turnover
- ≈ €310,000
- estimated
- Profit
- €14,521
- ▲ 345%
- Equity
- €76,053
- ▲ 23.6%
- Total assets
- €198,825
- ▲ 23.1%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2022Size: total assets €198,825lowers riskLiquidity: current ratio 1.54, cash €45,991Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 46% of them on solvency, 70% on liquidity, 34% on profitability and 67% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 12 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 06-07-2026 at the NBB all 4 filings
Every figure per financial year
The operating result for 2025 is nearly 5.1 times that of 2024. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | €61,168 | €2,198 | €54,111 | €58,233 |
| Depreciation and write-downs of the year | €14,093 | €17,274 | €19,109 | €23,923 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €792 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,093 | €17,274 | €19,109 | €23,923 | ▲ 25.2% |
| Other operating charges640/8 | €1,642 | €1,392 | €1,427 | €2,124 | ▲ 48.8% |
| Gross operating margin9900 | €63,447 | €52,177 | €27,253 | €60,134 | ▲ 121% |
| Operating profit (loss)9901 | €46,920 | €33,512 | €6,718 | €34,087 | ▲ 407% |
| Financial income75/76B | €37 | - | €0 | - | - |
| Recurring financial income75 | €37 | - | €0 | - | - |
| Financial charges65/66B | €632 | €1,626 | €979 | €14,476 | ▲ 15× |
| Recurring financial charges65 | €632 | €1,626 | €979 | €14,476 | ▲ 15× |
| Profit (loss) for the period before taxes9903 | €46,325 | €31,886 | €5,738 | €19,611 | ▲ 242% |
| Income taxes67/77 | €12,873 | €8,068 | €2,476 | €5,090 | ▲ 106% |
| Profit (loss) for the period9904 | €33,452 | €23,818 | €3,262 | €14,521 | ▲ 345% |
| Profit (loss) for the period to be appropriated9905 | €33,452 | €23,818 | €3,262 | €14,521 | ▲ 345% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €128,931 | €126,479 | €161,459 | €198,825 | ▲ 23.1% |
| Fixed assets21/28 | €47,075 | €31,999 | €67,001 | €98,696 | ▲ 47.3% |
| Tangible fixed assets22/27 | €47,075 | €31,999 | €67,001 | €98,696 | ▲ 47.3% |
| Plant, machinery and equipment23 | €3,053 | €3,659 | €3,369 | €1,865 | ▼ 44.6% |
| Furniture and vehicles24 | €44,022 | €28,340 | €12,659 | €56,280 | ▲ 345% |
| Leasing and similar rights25 | - | - | €50,974 | €40,551 | ▼ 20.4% |
| Current assets29/58 | €81,856 | €94,479 | €94,458 | €100,129 | ▲ 6.0% |
| Amounts receivable within one year40/41 | €72,012 | €69,380 | €73,264 | €48,984 | ▼ 33.1% |
| Trade receivables40 | €68,781 | €64,761 | €66,753 | €44,422 | ▼ 33.5% |
| Other amounts receivable41 | €3,231 | €4,619 | €6,511 | €4,562 | ▼ 29.9% |
| Cash at bank and in hand54/58 | €7,474 | €23,043 | €16,766 | €45,991 | ▲ 174% |
| Deferred charges and accrued income490/1 | €2,369 | €2,057 | €4,427 | €5,154 | ▲ 16.4% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €128,931 | €126,479 | €161,459 | €198,825 | ▲ 23.1% |
| Equity10/15 | €34,452 | €58,270 | €61,532 | €76,053 | ▲ 23.6% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Distributable reserves133 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | €13,452 | €37,270 | €40,532 | €55,053 | ▲ 35.8% |
| Amounts payable17/49 | €94,479 | €68,209 | €99,927 | €122,772 | ▲ 22.9% |
| Amounts payable after more than one year17 | €31,158 | €13,816 | €32,855 | €57,868 | ▲ 76.1% |
| Financial debts170/4 | €31,158 | €13,816 | €32,855 | €57,868 | ▲ 76.1% |
| Amounts payable within one year42/48 | €52,419 | €53,227 | €66,661 | €64,904 | ▼ 2.6% |
| Current portion of amounts payable after more than one year42 | €17,206 | €17,342 | €19,659 | €22,286 | ▲ 13.4% |
| Trade debts44 | €21,609 | €2,391 | €23,917 | €12,863 | ▼ 46.2% |
| Suppliers440/4 | €21,609 | €2,391 | €23,917 | €12,863 | ▼ 46.2% |
| Taxes, remuneration and social security45 | €13,603 | €32,464 | €23,084 | €17,566 | ▼ 23.9% |
| Taxes450/3 | €13,603 | €22,463 | €11,084 | €7,566 | ▼ 31.7% |
| Remuneration and social security454/9 | - | €10,000 | €12,000 | €10,000 | ▼ 16.7% |
| Other amounts payable47/48 | - | €1,030 | - | €12,189 | - |
| Accrued charges and deferred income492/3 | €10,902 | €1,166 | €411 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,452 | €23,818 | €3,262 | €14,521 | ▲ 345% |
| + Depreciation and write-downs630 | €14,093 | €17,274 | €19,109 | €23,923 | ▲ 25.2% |
| Operating cash flow (approximation) | €47,545 | €41,092 | €22,371 | €38,444 | ▲ 71.8% |
| Investment in fixed assets (approximation) | - | -€2,198 | -€54,111 | -€55,618 | ▼ 2.8% |
| Change in cash | - | €15,569 | -€6,277 | €29,224 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as TDA CONSTRUCT has now. Two years later, 95.9% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of TDA CONSTRUCT itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for TDA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Owners
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager,helft koper(s) naar evenredigheid verworven aantal, elke overdracht onder levenden ten bezwarende of kosteloze titel…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 07-01-2022 (in Dutch)
Network & group
TDA CONSTRUCT shares no director with another company.
Companies at the same address
43 other companies- RIMI CONSTRUCT Registered office · since 2026 1044334860
- SLY COLOR DESIGN Registered office · since 2026 1043269147
- TDM CONCEPT Registered office · since 2026 1041898279
- VBAD GROUP Registered office · since 2026 1040319258
- JIANU RENOV Registered office · since 2026 1037641860
- EPS Company Registered office · since 2026 1037277517
- OXIPLUS Registered office · since 2026 1035792031
- FLR GROUP Registered office · since 2026 1035152821
- DIDI ENTREPRISE Registered office · since 2026 1032806510
- MG DECO Registered office · since 2026 1032788989
Connections & network
1 current directorThe network starts from the directors of TDA CONSTRUCT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
22-12
Gazette deed
Registered office moved from Kraainem to Grimbergen2 points ▸
- General meeting, “Wijziging van de maatschappelijke zetel, al de aandeelhouders die het totaal van het kapitaal vertegenwoordigen aanwezig of vertegenwoordigd” (deed in Dutch)
- Registered-office move, JOZEF VAN ELEWIJCKSTAAT 22 BUS 7,1853 GRIMBERGEN
07-01
Gazette deed
IncorporationAppointment: TAMAS Andrei (director) · Founding capital · Registered office clause15 points ▸
- Founding capital, €1,000, mentioned 2 times in the deed
- Registered office clause, “1950 Kraainem,Steenweg op Mechelen,455 bus 1, slechts uitwerking vanaf uitvoering van e-depot in kruispuntbank voor ondernemingen” (deed in Dutch)
- Other provision, “nog niet, website en e-mailadres” (deed in Dutch)
- Director appointment, TAMAS Andrei (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Other provision, /
- Other provision, “in uitvoering van voorwerp, vergunning-toegang tot beroep” (deed in Dutch)
- Other provision, “recht op geschriften en verlijden”, 95 (deed in Dutch)
- Founder, TAMAS Andrei
- Other provision, “bevoegdheid en bekwaamheid comparant” (deed in Dutch)
- Other provision, “toelichting en voorlezing akte” (deed in Dutch)
- Other provision, “afzien integrale voorlezing” (deed in Dutch)
- The act holds 3 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- Steenweg Op Mechelen 455/1, 1950 Kraainem until 20-12-2023 · act of 22-12-2023
Activities
NACEBEL 2025Codes under NACEBEL 2008
Text of the purpose
“Alle bouwondernemingsactiviteiten in de breedste zin van het woord,het optrekken van de ruwbouw,de algemene bouwonderneming,bekisting,betonwapening;de coördinatie van onderaannemers,de afbraak,vlak- en afgravingwerken,alle metsel-,voeging- en waterdichtheidwerken;alle asfalteringwerken;de montage van daken en het onderhoud ervan;het plaatsen van dakbedekking van ongeacht welk materiaal en van dakgoten en regenafvoerbuizen;alle geraamtewerken (hout- en stalconstructies,of andere);akoestische en thermische isolatie;de bekleding van wanden,vloeren,plafonds,gevels;al dan niet industriële schilderwerken;betegelen- en mozaïekwerken;deklaag- en stucwerken;de montage van buiten- en binnenschrijnwerk van hout en kunststof:deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen,enzovoort;de installatie van al dan niet verplaatsbare tussenwanden en de installatie van garagepoorten,luiken,zonneblinden,traliewerk,hekken,enzovoort in hout of kunststof;de natuursteen- en marmerbewerking;alle vernieuwingswerken,schoonmaakwerken;het schoorsteenvegen;het plaatsen van stellingen,ijzerwaren,smeedwerk,alle metaalwerken;alle werken van glazenmakervak,het plaatsen van ruiten,spiegels,glas-in-loodramen,het vervaardigen van doorzichtige wanden;alle sanitair- en loodgieterijwerken;de installatie van elektrische bedrading en toebehoren,van de installatie van bewakingssystemen en alarminstallaties tegen diefstal;het garneren van meubilair;de kleinhandel,de invoer en de uitvoer van constructiematerialen;alle hydraulische werken,maritieme of rivierwerken,constructie of herstelling van sluizen,stuwdammen,dijken,kanalen en kunstwerken,doorleggings- afwatering- en pompenwerken,irrigatie- en uitbaggeringwerken,creatie en onderhoud van vijvers,rivieren en beekjes;het aanleggen van wegen,fietspaden,enzovoort;”
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0779.730.738
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21524C0232/00A000 | Brussels | 939 m² | 1 · 235 m² | 27.5 m · 7 |
| 23084A0526/00N004 | Flanders | 688 m² | 1 · 220 m² | 14.3 m · 4 |