TDA CONSTRUCT

Active

Private limited companyfounded 20224 yrs activeJozef Van Elewijckstraat 22, 1853 Grimbergen, BelgiumKBO/BCE: BE 0779.730.738

The computed 12-month bankruptcy probability of TDA CONSTRUCT is 2.0% (moderate). The 2025 annual accounts show equity of €76k and a net result of €15k. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 7321 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

94 / 100

Excellent▲ +20 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability95▲+68

Solvency72▲+4

Growth52=

Stability94

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €7k at 30 days acceptable

Liquidity ample (current ratio 1.54 against 1.42 in 2024), but 61.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

38.3%

Return on assets

7.3%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

25 d early

2024

17 d late

2023

27 d late

2022

29 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€76k▲ 23.6%

2024 · €62k

2022: €34k 2023: €58k 2024: €62k

2022 → 2025

Total assets

€199k▲ 23.1%

2024 · €161k

2022: €129k 2023: €126k 2024: €161k

2022 → 2025

Net result

€15k▲ 345%

2024 · €3k

2022: €33k 2023: €24k 2024: €3k

2022 → 2025

Working capital

€35k▲ 26.7%

2024 · €28k

2022: €29k 2023: €41k 2024: €28k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€34k-€58k▲ 69.1%€62k▲ 5.6%€76k▲ 23.6%

Operating result€47k-€34k▼ 28.6%€7k▼ 80.0%€34k▲ 407%

Net result€33k-€24k▼ 28.8%€3k▼ 86.3%€15k▲ 345%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 407% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €199k

49.6%

50.4%

Fixed assets €99k▲ 47.3%

Current assets €100k▲ 6.0%

Equity and liabilities €199k

38.3%

61.7%

Equity €76k▲ 23.6%

Debt €123k▲ 22.9%

The debt ratio falls from 61.9% to 61.7%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

EBITDA

€58k▲

2024 · €26k

Cash flow

€38k▲

2024 · €22k

Solvency

38.3%▲

2024 · 38.1%

Current ratio

1.54▲

2024 · 1.42

Quick ratio

1.54▲

2024 · 1.42

Debt / equity

1.61▼

2024 · 1.62

ROE

19.1%▲

2024 · 5.3%

ROA

7.3%▲

2024 · 2.0%

Interest coverage

4.01▼

2024 · 26.37

Debt

€123k▲

2024 · €100k

Debt ≤ 1 year

€65k▼

2024 · €67k

Debt > 1 year

€58k▲

2024 · €33k

Income taxes

€5k▲

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€161k€199k▲

Fixed assets21/28€67k€99k▲

Tangible fixed assets22/27€67k€99k▲

Plant, machinery and equipment23€3k€2k▼

Furniture and vehicles24€13k€56k▲

Leasing and similar rights25€51k€41k▼

Current assets29/58€94k€100k▲

Amounts receivable within one year40/41€73k€49k▼

Trade receivables40€67k€44k▼

Other amounts receivable41€7k€5k▼

Cash at bank and in hand54/58€17k€46k▲

Deferred charges and accrued income490/1€4k€5k▲

Equity and liabilities

Total equity and liabilities10/49€161k€199k▲

Equity10/15€62k€76k▲

Contributions10/11€1k€1k=

Reserves13€20k€20k=

Distributable reserves133€20k€20k=

Profit (loss) carried forward14€41k€55k▲

Amounts payable17/49€100k€123k▲

Amounts payable after more than one year17€33k€58k▲

Financial debts170/4€33k€58k▲

Amounts payable within one year42/48€67k€65k▼

Current portion of amounts payable after more than one year42€20k€22k▲

Trade debts44€24k€13k▼

Suppliers440/4€24k€13k▼

Taxes, remuneration and social security45€23k€18k▼

Taxes450/3€11k€8k▼

Remuneration and social security454/9€12k€10k▼

Other amounts payable47/48-€12k

Accrued charges and deferred income492/3€411-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€24k▲

Other operating charges640/8€1k€2k▲

Gross operating margin9900€27k€60k▲

Operating profit (loss)9901€7k€34k▲

Financial income75/76B€0-

Recurring financial income75€0-

Financial charges65/66B€979€14k▲

Recurring financial charges65€979€14k▲

Profit (loss) for the period before taxes9903€6k€20k▲

Income taxes67/77€2k€5k▲

Profit (loss) for the period9904€3k€15k▲

Profit (loss) for the period to be appropriated9905€3k€15k▲

Appropriation of the result

Profit (loss) to be appropriated9906€41k€55k▲

Profit (loss) brought forward from the previous period14P€37k€41k▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

06-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

17-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 17 days late

2024

31-12

Financial Weakest financial yearnet €3k ▼86.3%

Net result drops to €3k, the lowest in the series; recovery starts the following year.

27-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 27 days late

2023

29-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Grimbergen · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Jozef Van Elewijckstraat 221853 Grimbergen

Ground area

1,627 m²

Building footprint

455 m²

Volume, LiDAR

7,966 m³

2 parcels, Brussels, Flanders · tallest building 27.5 m, ±7 floors. Linked by address, not a title deed.

1 establishment unit

TDA CONSTRUCT

Condorlaan 8, 1080 Sint-Jans-MolenbeekGeneral construction of buildings

since 20222.325.968.641

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21524C0232/00A000	Brussels	939 m²	1 · 235 m²	27.5 m · 7 fl.
23084A0526/00N004	Flanders	688 m²	1 · 220 m²	14.3 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 13,071 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded05-01-2022

Fiscal year end31-12

Activities, NACEBEL

41001General construction of residential buildings

81210General cleaning of buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.