TD Consultancy Services
ActiveTD Consultancy Services has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.23M and a net result of €132k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 4356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▼-16
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 10.34 against 6.26 in 2023; short-term debt: 9.7% and cash: 24.5% of total assets), and 9.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.3%
Return on assets
9.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
65 d late
2022
87 d late
2021
20 d early
2020
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.23M▲ 12.1%
2023 · €1.10M
2020: €493k
2021: €691k
2022: €800k
2023: €1.10M
2020 → 2024
Total assets
€1.36M▲ 4.4%
2023 · €1.30M
2020: €773k
2021: €1.06M
2022: €988k
2023: €1.30M
2020 → 2024
Net result
€132k▼ 55.2%
2023 · €295k
2020: €492k
2021: €198k
2022: €110k
2023: €295k
2020 → 2024
Working capital
€1.23M▲ 12.8%
2023 · €1.09M
2020: €459k
2021: €666k
2022: €784k
2023: €1.09M
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€493k-€691k▲ 40.2%€800k▲ 15.9%€1.10M▲ 36.8%€1.23M▲ 12.1%
Operating result€758k-€291k▼ 61.5%€288k▼ 1.3%€314k▲ 9.3%€171k▼ 45.8%
Net result€492k-€198k▼ 59.7%€110k▼ 44.6%€295k▲ 169%€132k▼ 55.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 46% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €1.36M
Equity
€1.23M▲ 12.1%
Debt
€131k▼ 36.5%
The debt ratio falls from 15.9% to 9.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€178k▼
2023 · €323k
Cash flow
€140k▼
2023 · €304k
Solvency
90.3%▲
2023 · 84.1%
Current ratio
10.34▲
2023 · 6.26
Quick ratio
10.34▲
2023 · 6.26
Debt / equity
0.11▼
2023 · 0.19
ROE
10.8%▼
2023 · 26.9%
ROA
9.7%▼
2023 · 22.6%
Interest coverage
732.37▼
2023 · 1944.39
Debt
€131k▼
2023 · €207k
Debt ≤ 1 year
€131k▼
2023 · €207k
Income taxes
€57k▼
2023 · €115k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.30M€1.36M▲
Fixed assets21/28€7k€0▼
Tangible fixed assets22/27€7k€0▼
Furniture and vehicles24€7k€0▼
Current assets29/58€1.29M€1.36M▲
Amounts receivable within one year40/41€155k€45k▼
Trade receivables40€155k€42k▼
Other amounts receivable41-€3k
Current investments50/53€703k€979k▲
Cash at bank and in hand54/58€437k€333k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€1.30M€1.36M▲
Equity10/15€1.10M€1.23M▲
Contributions10/11€1k€1k=
Reserves13€1.09M€1.23M▲
Distributable reserves133€1.09M€1.23M▲
Amounts payable17/49€207k€131k▼
Amounts payable within one year42/48€207k€131k▼
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€202k€125k▼
Taxes450/3€202k€125k▼
Other amounts payable47/48€2k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€7k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€2k€2k▲
Gross operating margin9900€325k€180k▼
Operating profit (loss)9901€314k€171k▼
Financial income75/76B€96k€19k▼
Recurring financial income75€16k€0▼
Non-recurring financial income76B€80k€19k▼
Financial charges65/66B€166€243▲
Recurring financial charges65€166€243▲
Profit (loss) for the period before taxes9903€410k€189k▼
Income taxes67/77€115k€57k▼
Profit (loss) for the period9904€295k€132k▼
Profit (loss) for the period to be appropriated9905€295k€132k▼
Appropriation of the result
Profit (loss) to be appropriated9906€295k€132k▼
Transfer to equity691/2€295k€132k▼
To other reserves6921€295k€132k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Equity above €1MEq €1.10M ▲36.8%
4 profitable years in a row build equity to €1.10M.
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 87 days late
2022
31-12
Financial
Weakest financial yearnet €110k ▼44.6%
Net result drops to €110k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €691k ▲40.2%
2 profitable years in a row build equity to €691k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nelemeersstraat 329830 Sint-Martens-LatemGround area
1,271 m²
Building footprint
194 m²
Volume, LiDAR
833 m³
Parcel 44064A0107/00H000, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TD Consultancy Services
since 20192.289.409.341
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064A0107/00H000 | Flanders | 1,271 m² | 1 · 194 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,563 companies in sector 74999 we hold annual accounts for 1,938. 774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2019
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.