PLFA
ActivePLFA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.21M and a net result of €45k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 73% of 2267 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-10
Solvency95▼-5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 4.76 in 2024; short-term debt: 17.8% and cash: 2.6% of total assets), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
2.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
7 d late
2024
34 d early
2023
16 d late
2022
31 d late
2021
27 d late
2020
31 d late
2019
108 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.21M▼ 11.3%
2024 · €1.37M
2018: €144k
2019: €212k
2020: €305k
2021: €307k
2022: €424k
2023: €1.20M
2024: €1.37M
2018 → 2025
Total assets
€1.74M▲ 12.3%
2024 · €1.55M
2018: €629k
2019: €631k
2020: €720k
2021: €643k
2022: €687k
2023: €1.52M
2024: €1.55M
2018 → 2025
Net result
€45k▼ 73.3%
2024 · €168k
2018: €131k
2019: €98k
2020: €103k
2021: €2k
2022: €119k
2023: €774k
2024: €168k
2018 → 2025
Working capital
€346k▲ 7.0%
2024 · €323k
2018: €59k
2019: €50k
2020: €124k
2021: €74k
2022: €163k
2023: €703k
2024: €323k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€307k-€424k▲ 38.4%€1.20M▲ 182%€1.37M▲ 14.1%€1.21M▼ 11.3%
Operating result€37k-€189k▲ 413%€297k▲ 56.9%€35k▼ 88.3%€73k▲ 109%
Net result€2k-€119k▲ 5,378%€774k▲ 553%€168k▼ 78.3%€45k▼ 73.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 109% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.74M
Fixed assets
€1.08M▼ 4.8%
Current assets
€654k▲ 60.0%
Equity and liabilities €1.74M
Equity
€1.21M▼ 11.3%
Debt
€528k▲ 189%
The debt ratio rises from 11.8% to 30.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€110k▲
2024 · €69k
Cash flow
€82k▼
2024 · €203k
Solvency
69.6%▼
2024 · 88.2%
Current ratio
2.12▼
2024 · 4.76
Quick ratio
2.12▼
2024 · 4.76
Debt / equity
0.44▲
2024 · 0.13
ROE
3.7%▼
2024 · 12.3%
ROA
2.6%▼
2024 · 10.9%
Interest coverage
11.81▼
2024 · 13.45
Debt
€528k▲
2024 · €182k
Debt ≤ 1 year
€309k▲
2024 · €86k
Debt > 1 year
€219k▲
2024 · €96k
Income taxes
€29k▲
2024 · €17k
Staff costs
€43k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.55M€1.74M▲
Fixed assets21/28€1.14M€1.08M▼
Intangible fixed assets21€4k€2k▼
Tangible fixed assets22/27€1.13M€1.07M▼
Land and buildings22€505k€1.03M▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€3k€40k▲
Assets under construction and advance payments27€613k€0▼
Financial fixed assets28€9k€9k▼
Current assets29/58€409k€654k▲
Amounts receivable within one year40/41€282k€578k▲
Trade receivables40€750€26k▲
Other amounts receivable41€282k€553k▲
Current investments50/53€17k€29k▲
Cash at bank and in hand54/58€109k€45k▼
Deferred charges and accrued income490/1€835€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.55M€1.74M▲
Equity10/15€1.37M€1.21M▼
Contributions10/11€12k€12k=
Reserves13€1.35M€1.20M▼
Tax-exempt reserves132€257k€206k▼
Distributable reserves133€1.10M€992k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€182k€528k▲
Amounts payable after more than one year17€96k€219k▲
Financial debts170/4€96k€219k▲
Amounts payable within one year42/48€86k€309k▲
Current portion of amounts payable after more than one year42€40k€61k▲
Financial debts43€10k€0▼
Credit institutions430/8€10k€0▼
Trade debts44€3k€10k▲
Suppliers440/4€3k€10k▲
Taxes, remuneration and social security45€21k€71k▲
Taxes450/3€21k€66k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€12k€167k▲
Accrued charges and deferred income492/3€88€89▲
Income statement
Code20242025
Remuneration, social security and pensions62€0€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€37k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€73k€158k▲
Operating profit (loss)9901€35k€73k▲
Financial income75/76B€156k€11k▼
Recurring financial income75€156k€11k▼
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€186k€74k▼
Income taxes67/77€17k€29k▲
Profit (loss) for the period9904€168k€45k▼
Transfer from tax-exempt reserves789-€72k
Transfer to tax-exempt reserves689€0€21k▲
Profit (loss) for the period to be appropriated9905€168k€96k▼
Appropriation of the result
Profit (loss) to be appropriated9906€168k€96k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€200k
Transfer to equity691/2€168k€96k▼
To other reserves6921€168k€96k▼
Profit to be distributed694/7€0€200k▲
Return on contributions (dividend)694€0€200k▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 16 days late
2023
31-12
Financial
Highest result since 2018net €774k ▲553%
Operating result €297k, net result €774k, both a record.
31-12
Financial
Equity above €1MEq €1.20M ▲182%
6 profitable years in a row build equity to €1.20M.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 27 days late
2021
31-12
Financial
Weakest financial yearnet €2k ▼97.9%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 108 days late
2019
31-12
Financial
Equity above €200kEq €212k ▲47.2%
2 profitable years in a row build equity to €212k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2017
Ground area
912 m²
Building footprint
276 m²
Volume, LiDAR
1,337 m³
Parcel 36502B1235/00V000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EnergieVoorMorgen
since 20172.264.746.892
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B1235/00V000 | Flanders | 912 m² | 1 · 276 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 4,185 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2017
Fiscal year end31-12
Activities, NACEBEL
74999Other professional, scientific and technical activities
82990Other business support services
68121Development of residential building projects
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43350Other building finishing work
46831Wholesale of construction materials, general range
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.