Equity
€73,667 ▲ 7.6%
TCOB has made a profit in every financial year since 2020.
TCOB
Lifetime
6 annual accounts with figures on one time axispeak €91,352 (2025)
€91,352▲ 6.5%
peak €5,200 (2025)
€5,200▲ 159%
peak €73,667 (2025)
€73,667▲ 7.6%
€628,557▼ 10.3%
Board1 name since 2019
Documentsfilings and deeds
30-01-20261 day before the deadline
2025micro format
Result from €2,004 to €5,200
Key points
from the 2025 annual accountsTurnover
≈ €190,000 estimated
The micro format states no turnover.
Debts
€628,557 90% of the balance sheet
Financial debts 62%Suppliers 1%Taxes and wages 2%Other 35%
Of this, €239,953 falls due within a year.
Filings
6 annual accounts 1 late
The 2024 accounts came 3 days late. The other five were filed on time.
At the same address
6 companies
Position in the sector
10.5%
Lower solvency than 83% of companies in head offices and management consultancy. Sector median 55.5% · 39,360 companies.
Checked score
89
Excellent
Financially stronger than 31% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.3%▲ +0.1 percentage points vs 01-2025highest value
03-2025: 0.1%▼ -0.2 percentage points vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.2%▲ +0.1 percentage points vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.3%▲ +0.1 percentage points vs 01-2026
03-2026: 0.1%▼ -0.2 percentage points vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026lowest value
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €73,667 (10.5% of total assets)
lowers risk
Size: total assets €702,224
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 03-02-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 17% of them on solvency, 18% on liquidity, 33% on profitability and 54% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,372 companies had the same profile as TCOB has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
1.4%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TCOB itself is lower: 0.1% within 12 months. It rests on far more data about TCOB than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,372 companies, not a prediction for TCOB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.11 (0.14 in 2024), below 1. Short-term debt is 34.2% and cash 2.5% of total assets. 89.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 39360 sector peers (2025).
NBB · sector comparisonPosition among 39360 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 day early
2024
3 days late
2023
28 days early
2022
1 day early
2021
54 days early
2020
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 14 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end08-11-2026 today31-01-2027 deadline
Board and ownership
- VAN CANTFORT, Laurent Patrick Jacques Rita Ghislain founderdeed of 03-10-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0735507349
First establishment
Milcampslaan 167, Schaerbeek
Incorporation
Founder: VAN CANTFORT, Laurent Patrick Jacques Rita Ghislain · Founding capital of €61,500, 100 shares · Appointment: VAN CANTFORT, Laurent Patrick Jacques Rita Ghislain (sole director) · published on 03-10-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TCOB Schaerbeek | €702,224 | €91,352 | 10.5% | - |
| ERAWAN Conseils Auderghem | €788,029 | €96,602 | -8.2% | - |
| Fairy Tale Watermael-Boitsfort | €782,263 | €83,796 | 27.8% | - |
| N.G.E.E. Molenbeek-Saint-Jean | €594,182 | €98,992 | 17.9% | - |
| Indecs Consulting (EU) Uccle | €666,306 | €97,435 | 28.0% | - |
| CK CONSULTING GROUP Sint-Gillis (bij-Brussel) | €834,453 | €108,048 | 4.3% | - |
| Nica Mol | €678,124 | €87,201 | 51.8% | - |
These companies have the same main activity as TCOB: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €594,000 and €834,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 01-10-2019Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.297.068.9751030 Schaerbeek, since 01-12-2019
- Financial year end
- 30 June
- Peppol
- Reachable since 05-01-2026
Annual accounts to 30-06-2025
- €702,224▼ 8.7%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on TCOB
TCOB files the micro format. That format states no turnover. The gross margin rose from €37,558 in 2020 to €91,352 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TCOB
- What is the company number of TCOB?
- The company number of TCOB is 0735.507.349. The VAT number is the same number with BE in front: BE 0735.507.349.
- Where is TCOB based?
- The registered office is at Milcampslaan 167, 1030 Schaerbeek.Company details
- What does TCOB do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of TCOB?
- TCOB is a public limited company (NV).
- When was TCOB founded?
- TCOB was founded on 01-10-2019.
- Is TCOB still active?
- Yes, TCOB is an active enterprise in the KBO register.
- What is the turnover of TCOB?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €91,352 and 120 comparable companies (NACE 70200). It probably lies between €140,000 and €240,000.Financials
- Is TCOB profitable?
- In financial year 2025, TCOB made a profit of €5,200.
- Where can I find the annual accounts of TCOB?
- TCOB filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TCOB due?
- TCOB must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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