TCL Conseil
ActiveSummary
The computed 12-month bankruptcy probability of TCL Conseil is 2.2% (moderate). The 2025 annual accounts show equity of €8k and a net result of €25k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 22% of 7029 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency40▼-13
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.6%
Return on assets
45.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 7029 sector peers (2025).
NBB · sector comparisonPosition among 7029 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
20 d early
2023
33 d early
2022
30 d late
2021
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 53.8%
2024 · €17k
2021: €12k
2022: €16k
2023: €15k
2024: €17k
2021 → 2025
Total assets
€55k▼ 13.0%
2024 · €63k
2021: €39k
2022: €51k
2023: €67k
2024: €63k
2021 → 2025
Net result
€25k▼ 8.5%
2024 · €27k
2021: €4k
2022: €15k
2023: €25k
2024: €27k
2021 → 2025
Working capital
€8k▼ 54.0%
2024 · €17k
2021: €12k
2022: €16k
2023: €14k
2024: €17k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€16k▲ 26.8%€15k▼ 3.2%€17k▲ 14.4%€8k▼ 53.8%
Operating result€7k-€20k▲ 182%€32k▲ 61.8%€36k▲ 12.0%€33k▼ 8.5%
Net result€4k-€15k▲ 248%€25k▲ 62.6%€27k▲ 10.9%€25k▼ 8.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€339 ▼ 49.3%
Current assets
€54k ▼ 12.6%
Equity and liabilities €55k
Equity
€8k ▼ 53.8%
Debt
€47k ▲ 2.5%
Debt's share of the balance-sheet total rises from 72.4% to 85.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€33k▼
2024 · €36k
Cash flow
€25k▼
2024 · €28k
Current ratio
1.16▼
2024 · 1.37
Debt to equity
5.83▲
2024 · 2.63
ROE
310.9%▲
2024 · 156.9%
ROA
45.5%▲
2024 · 43.3%
Interest coverage
30.04▼
2024 · 35.83
Debt ≤ 1 year
€47k▲
2024 · €46k
Income taxes
€7k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€63k€55k▼
Fixed assets21/28€669€339▼
Tangible fixed assets22/27€590€261▼
Furniture and vehicles24€590€261▼
Financial fixed assets28€78€78=
Current assets29/58€62k€54k▼
Amounts receivable within one year40/41€13k-
Trade receivables40€10k-
Other amounts receivable41€3k-
Cash at bank and in hand54/58€49k€54k▲
Equity and liabilities
Total equity and liabilities10/49€63k€55k▼
Equity10/15€17k€8k▼
Contributions10/11€8k€8k=
Profit (loss) carried forward14€9k-
Amounts payable17/49€46k€47k▲
Amounts payable within one year42/48€46k€47k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€20k€13k▼
Taxes450/3€17k€13k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€25k€32k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€329€329=
Other operating charges640/8€118€1k▲
Gross operating margin9900€37k€35k▼
Operating profit (loss)9901€36k€33k▼
Financial income75/76B€4€10▲
Recurring financial income75€4€10▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€35k€32k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€27k€25k▼
Profit (loss) for the period to be appropriated9905€27k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€34k▼
Profit (loss) brought forward from the previous period14P€7k€9k▲
Profit to be distributed694/7€25k€34k▲
Return on contributions (dividend)694€25k€34k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €27k ▲10.9%
Operating result €36k, net result €27k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olivetenhof 101000 BrusselGround area
148 m²
Building footprint
140 m²
Volume, LiDAR
1,706 m³
Parcel 21004A0119/00F000, Brussels · tallest building 15.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
TCL Conseil
since 20212.319.667.601
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21004A0119/00F000 | Brussels | 148 m² | 1 · 140 m² | 15.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MEDITIME
BE 0479.997.867
Wemmel · Eq €8,003
INTERFACE SF
BE 0824.507.225
Elsene · Eq €8,060
MACTAN
BE 0477.942.457
Lummen · Eq €7,848
STUDIO ROE
BE 0797.378.701
Hasselt · Eq €7,704
MARTINE CONSTANT CONSULTING GROUP
BE 0454.157.859
Liège · Eq €8,325
Of 2,713 companies in sector 73200 we hold annual accounts for 1,783. 520 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.