TCHOUPY ICE CREAM
ActiveThe computed 12-month bankruptcy probability of TCHOUPY ICE CREAM is 3.5% (moderate). The 2025 annual accounts show equity of €123k and a net result of €41k. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 13270 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+25
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 7.73 against 5.73 in 2024; short-term debt: 11.5% and cash: 72.9% of total assets), and 11.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.5%
Return on assets
29.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
18 d early
2024
5 d early
2023
7 d early
2022
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▲ 84.0%
2024 · €67k
2022: €50k
2023: €63k
2024: €67k
2022 → 2025
Total assets
€139k▲ 73.4%
2024 · €80k
2022: €50k
2023: €80k
2024: €80k
2022 → 2025
Net result
€41k▲ 1,007%
2024 · €4k
2022: €-29
2023: €13k
2024: €4k
2022 → 2025
Working capital
€107k▲ 70.7%
2024 · €63k
2023: €61k
2024: €63k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€50k-€63k▲ 26.5%€67k▲ 5.9%€123k▲ 84.0%
Operating result€13k€6k▼ 52.4%€43k▲ 576%
Net result€-29-€13k€4k▼ 71.9%€41k▲ 1,007%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 576% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€16k▲ 286%
Current assets
€123k▲ 61.8%
Equity and liabilities €139k
Equity
€123k▲ 84.0%
Debt
€16k▲ 20.0%
The debt ratio falls from 16.5% to 11.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€46k▲
2024 · €7k
Cash flow
€44k▲
2024 · €5k
Solvency
88.5%▲
2024 · 83.5%
Current ratio
7.73▲
2024 · 5.73
Quick ratio
7.71▲
2024 · 5.69
Debt / equity
0.13▼
2024 · 0.20
ROE
33.5%▲
2024 · 5.6%
ROA
29.6%▲
2024 · 4.6%
Interest coverage
395.60▲
2024 · 101.96
Debt
€16k▲
2024 · €13k
Debt ≤ 1 year
€16k▲
2024 · €13k
Income taxes
€2k▼
2024 · €3k
Staff costs
€19k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€139k▲
Fixed assets21/28€4k€16k▲
Tangible fixed assets22/27€4k€16k▲
Furniture and vehicles24€4k€16k▲
Current assets29/58€76k€123k▲
Stocks and contracts in progress3€522€291▼
Stocks30/36€522€291▼
Amounts receivable within one year40/41€6k€21k▲
Trade receivables40€5k€19k▲
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€69k€101k▲
Equity and liabilities
Total equity and liabilities10/49€80k€139k▲
Equity10/15€67k€123k▲
Contributions10/11€50k€65k▲
Profit (loss) carried forward14€17k€58k▲
Amounts payable17/49€13k€16k▲
Amounts payable within one year42/48€13k€16k▲
Trade debts44€7k€13k▲
Suppliers440/4€7k€13k▲
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€2k€421▼
Remuneration and social security454/9€4k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€42k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€1k€682▼
Gross operating margin9900€50k€65k▲
Operating profit (loss)9901€6k€43k▲
Financial income75/76B€113€2▼
Recurring financial income75€113€2▼
Financial charges65/66B€74€115▲
Recurring financial charges65€74€115▲
Profit (loss) for the period before taxes9903€6k€43k▲
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€4k€41k▲
Profit (loss) for the period to be appropriated9905€4k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€58k▲
Profit (loss) brought forward from the previous period14P€13k€17k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €41k ▲1007%
Net result €41k, the highest in the series.
31-12
Financial
Equity above €100kEq €123k ▲84%
3 profitable years in a row build equity to €123k.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Ecole, Dion-V. 231325 Chaumont-GistouxGround area
377 m²
Building footprint
112 m²
Volume, LiDAR
649 m³
Parcel 25026B0091/00F000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TCHOUPY ICE CREAM
since 20222.329.396.305
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25026B0091/00F000 | Wallonia | 377 m² | 1 · 112 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteChaumont-Gistoux2.329.396.305
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ITALIAN BLU
BE 0876.135.474
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FRESO
BE 0455.908.017
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ABDS
BE 0734.979.985
Brussel · Eq €123k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 7,546 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2022
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47210Retail sale of fruit and vegetables
47810Retail trade
93291Operation of fairground attractions
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.