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BANDJESS

Active
Private limited companyfounded 20224 years activeDuchéhof (Maurits) 20, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0784.531.545
Summary

BANDJESS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,000 and a net result of €35,832. Equity is shrinking by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 10% of 38,858 sector peers (NACE 70, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Limited-service restaurants, excluding mobile food services NACE 56112
2 sites
Size
€129,225total assets 2025
Staff
1 FTE
Equity
€3,000
Profit
€35,832
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.1%
Structure
Accounts 74 days early0 of 1 deed read
Why 91- Equity €3,000 (2.3% of total assets)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €129,225+ Liquidity: current ratio 0.68, cash €40,051Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 31% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Average
Solvency 27-36
equity 2.3% of total assets
Liquidity 43-21
short-term debt 83.0% · cash 31.0%
Profitability 100=
return on assets 27.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,264 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.2%▲ +0.1 percentage points vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025highest value 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: < 0.1%▼ -0.1 percentage points vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: 0.1%▲ +0.1 percentage points vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 11% on solvency, 23% on liquidity, 85% on profitability and 6% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €129,225
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.68, cash €40,051
NBB · annual accounts
raises risk · Equity €3,000 (2.3% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 38858 sector peers (2025).
NBB · sector comparison
Position among 38858 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
74 days early
2024
37 days early
2023
12 days late
2022
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (3 of the last 4 filed years within 41 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2022net €35,832 ▲78.7%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 11% on solvencysector median 56.0% · 38,858 companies 2.3% View
  • Total assets 20254 fiscal years filed €129,225 View
  • Active since 2022founded 06-04-2022 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€129,225
Profit
€35,832
Solvency
2.3%
Total assets▲ 59.9%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 12-08-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 29-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
06-04-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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