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TCA

Active
Private limited companyfounded 20224 yrs activeCocquytpolderdijk(STJ) 12, 9982 Sint-Laureins, BelgiumKBO/BCE: BE 0788.585.155

TCA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180k and a net result of €70k. Equity is growing by ~60.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
100 / 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+18
Growth78=
Stability94
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 1.7 in 2024), and 42.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
57.6%
Return on assets
22.5%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
4 d early
2024
22 d early
2023
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€180k▲ 64.0%
2024 · €109k
2023: €46k 2024: €109k
2023 → 2025
Total assets
€312k▲ 19.4%
2024 · €261k
2023: €197k 2024: €261k
2023 → 2025
Net result
€70k▲ 11.0%
2024 · €63k
2023: €41k 2024: €63k
2023 → 2025
Working capital
€160k▲ 80.2%
2024 · €89k
2023: €-12k 2024: €89k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€46k-€109k▲ 136%€180k▲ 64.0%
Operating result€63k-€89k▲ 41.2%€100k▲ 12.1%
Net result€41k-€63k▲ 52.7%€70k▲ 11.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2023: €63k€63kNet result 2023: €41k€41kOperating result 2024: €89k€89kNet result 2024: €63k€63kOperating result 2025: €100k€100kNet result 2025: €70k€70k202320242025
The operating result has risen two years in a row; 2025 is 12% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €312k
Fixed assets €36k▼ 19.5%
Current assets €276k▲ 27.4%
Equity and liabilities €312k
Equity €180k▲ 64.0%
Debt €132k▼ 12.8%
The debt ratio falls from 58.1% to 42.4%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€110k
2024 · €100k
Cash flow
€81k
2024 · €74k
Solvency
57.6%
2024 · 41.9%
Current ratio
2.38
2024 · 1.70
Quick ratio
2.31
2024 · 1.47
Debt / equity
0.74
2024 · 1.39
ROE
39.0%
2024 · 57.7%
ROA
22.5%
2024 · 24.2%
Interest coverage
24.76
2024 · 308.05
Debt
€132k
2024 · €152k
Debt ≤ 1 year
€116k
2024 · €128k
Debt > 1 year
€16k
2024 · €24k
Income taxes
€25k
2024 · €26k
Staff costs
€47k
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€261k€312k
Fixed assets21/28€44k€36k
Intangible fixed assets21€600€400
Tangible fixed assets22/27€44k€35k
Plant, machinery and equipment23€2k€1k
Furniture and vehicles24€9k€10k
Leasing and similar rights25€32k€24k
Financial fixed assets28€201€201=
Current assets29/58€217k€276k
Stocks and contracts in progress3€29k€8k
Stocks30/36€29k€8k
Amounts receivable within one year40/41€71k€58k
Trade receivables40€71k€58k
Other amounts receivable41€151€151=
Cash at bank and in hand54/58€116k€210k
Equity and liabilities
Total equity and liabilities10/49€261k€312k
Equity10/15€109k€180k
Contributions10/11€5k€5k=
Reserves13€100k€150k
Distributable reserves133€100k€150k
Profit (loss) carried forward14€4k€25k
Amounts payable17/49€152k€132k
Amounts payable after more than one year17€24k€16k
Financial debts170/4€24k€16k
Amounts payable within one year42/48€128k€116k
Current portion of amounts payable after more than one year42€8k€8k=
Trade debts44€38k€22k
Suppliers440/4€38k€22k
Advances received on contracts in progress46€212€212=
Taxes, remuneration and social security45€20k€27k
Taxes450/3€20k€25k
Remuneration and social security454/9€283€2k
Other amounts payable47/48€61k€59k
Income statement Code20242025
Remuneration, social security and pensions62€11k€47k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k
Other operating charges640/8€2k€895
Non-recurring operating charges66A€2k-
Gross operating margin9900€115k€158k
Operating profit (loss)9901€89k€100k
Financial charges65/66B€323€4k
Recurring financial charges65€323€4k
Profit (loss) for the period before taxes9903€89k€95k
Income taxes67/77€26k€25k
Profit (loss) for the period9904€63k€70k
Profit (loss) for the period to be appropriated9905€63k€70k
Appropriation of the result
Profit (loss) to be appropriated9906€64k€75k
Profit (loss) brought forward from the previous period14P€1k€4k
Transfer to equity691/2€60k€50k
To other reserves6921€60k€50k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Highest result since 2023net €70k ▲11%
Operating result €100k, net result €70k, both a record.
30-06
Financial Equity above €150kEq €180k ▲64%
3 profitable years in a row build equity to €180k.
09-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Equity above €100kEq €109k ▲136%
2 profitable years in a row build equity to €109k.
29-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Cocquytpolderdijk(STJ) 129982 Sint-Laureins
Ground area
230 m²
Building footprint
106 m²
Volume, LiDAR
594 m³
Parcel 43013C1040/00E000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cocquytpolderdijk(STJ) 12, 9982 Sint-Laureins
Wholesale trade
since 20222.333.763.679
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43013C1040/00E000 Flanders 230 m² 1 · 106 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,499 companies in sector 46649 we hold annual accounts for 1,753. 1,225 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-07-2022
Fiscal year end30-06
Activities, NACEBEL
46649Wholesale of other machinery and equipment
82990Other business support services
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
56301Cafés and bars
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:frederiekandries@live.be
Enterprise