TC EXPRESS
ActiveSummary
The computed 12-month bankruptcy probability of TC EXPRESS is 4.6% (elevated). The 2025 annual accounts show equity of €6,890 and a net result of €1,297. Equity is shrinking by ~25.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 38% of 485 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 4 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 12 days after the deadline, and 56% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 3,273 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,273 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €432 | - |
| Other operating charges640/8 | €201 | €900 | €1,105 | €964 | ▼ 12.8% |
| Gross operating margin9900 | €504 | -€3,304 | -€2,435 | €7,048 | ▲ 390% |
| Operating profit (loss)9901 | €303 | -€4,204 | -€3,540 | €5,653 | ▲ 260% |
| Financial income75/76B | €400 | €4,896 | €1,250 | €1,215 | ▼ 2.8% |
| Recurring financial income75 | €400 | €4,896 | €1,250 | €1,215 | ▼ 2.8% |
| Financial charges65/66B | €380 | €939 | €1,017 | €2,793 | ▲ 175% |
| Recurring financial charges65 | €380 | €939 | €1,017 | €2,793 | ▲ 175% |
| Profit (loss) for the period before taxes9903 | €322 | -€247 | -€3,307 | €4,075 | ▲ 223% |
| Income taxes67/77 | €304 | €676 | €196 | €2,778 | ▲ 1,320% |
| Profit (loss) for the period9904 | €18 | -€922 | -€3,502 | €1,297 | ▲ 137% |
| Profit (loss) for the period to be appropriated9905 | €18 | -€922 | -€3,502 | €1,297 | ▲ 137% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €18,343 | €19,586 | €19,577 | €34,006 | ▲ 73.7% |
| Fixed assets21/28 | - | - | - | €1,753 | - |
| Tangible fixed assets22/27 | - | - | - | €1,753 | - |
| Furniture and vehicles24 | - | - | - | €1,753 | - |
| Current assets29/58 | €18,343 | €19,586 | €19,577 | €32,253 | ▲ 64.8% |
| Amounts receivable within one year40/41 | €10,835 | €17,212 | €11,452 | €21,421 | ▲ 87.0% |
| Trade receivables40 | €10,706 | €11,104 | €11,259 | €21,421 | ▲ 90.3% |
| Other amounts receivable41 | €129 | €6,108 | €194 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €2,798 | €286 | €8,125 | €10,313 | ▲ 26.9% |
| Deferred charges and accrued income490/1 | €4,710 | €2,088 | €0 | €520 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €18,343 | €19,586 | €19,577 | €34,006 | ▲ 73.7% |
| Equity10/15 | €15,018 | €14,096 | €10,594 | €6,890 | ▼ 35.0% |
| Contributions10/11 | €15,000 | €15,000 | €15,000 | €10,000 | ▼ 33.3% |
| Reserves13 | €18 | €18 | €0 | - | - |
| Distributable reserves133 | €18 | €18 | €0 | - | - |
| Profit (loss) carried forward14 | - | -€922 | -€4,406 | -€3,110 | ▲ 29.4% |
| Amounts payable17/49 | €3,325 | €5,490 | €8,983 | €27,116 | ▲ 202% |
| Amounts payable within one year42/48 | €3,325 | €5,090 | €8,983 | €25,699 | ▲ 186% |
| Trade debts44 | - | €1,264 | €233 | €10,603 | ▲ 4,455% |
| Suppliers440/4 | - | €1,264 | €233 | €10,603 | ▲ 4,455% |
| Taxes, remuneration and social security45 | €2,985 | €3,826 | €3,733 | €8,907 | ▲ 139% |
| Taxes450/3 | €2,985 | €3,326 | €3,733 | €8,907 | ▲ 139% |
| Remuneration and social security454/9 | - | €500 | €0 | - | - |
| Other amounts payable47/48 | €341 | €0 | €5,018 | €6,189 | ▲ 23.3% |
| Accrued charges and deferred income492/3 | - | €400 | €0 | €1,417 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18 | -€922 | -€3,502 | €1,297 | ▲ 137% |
| + Depreciation and write-downs630 | - | - | - | €432 | - |
| Operating cash flow (approximation) | €18 | -€922 | -€3,502 | €1,728 | ▲ 149% |
| Change in cash | - | -€2,512 | €7,839 | €2,188 | ▼ 72.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442C1052/00E000 | Flanders | 8,890 m² | 1 · 1,054 m² | - |
Linked by address, not proof of ownership
Recognitions · licences · registrations
Food safety, FASFC
1 siteParcel delivery
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.