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CAMBIQ

Active
Private limited companyfounded 20233 yrs activeSenator A. Jeurissenlaan 1156, 3520 Zonhoven, BelgiumKBO/BCE: BE 0801.459.233
Summary

CAMBIQ has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160,487 and a net result of €124,067. Its solvency ranks better than 46% of 14258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability84▲+34
Solvency49▲+17
Growth78
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 2.19 against 4.7 in 2024; short-term debt: 45.1% and cash: 10.8% of total assets), but 75.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
24.3%
Return on assets
18.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-04-2026, 121 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
121 d early
2024
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 76 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CAMBIQ was incorporated on 4 May 2023 as a Private limited company.1 Since 2026 the company has been called CAMBIQ.2 The registered office was moved to bus in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 01-06-2026

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Financials · fiscal year 2025, micro schema

Equity
€160,487▲ 341%
2024 · €36,420
Total assets
€660,849▲ 22.4%
2024 · €539,951
Net result
€124,067▲ 370%
2024 · €26,420
Working capital
€355,346▼ 16.2%
2024 · €424,072
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€49,168-€187,771▲ 282%
Net result€26,420within the sector's middle half-€124,067above the sector's middle half▲ 370%
Equity€36,420within the sector's middle half-€160,487within the sector's middle half▲ 341%
Total assets€539,951within the sector's middle half-€660,849within the sector's middle half▲ 22.4%
Debt€503,531-€500,362▼ 0.6%
Working capital€424,072above the sector's middle half-€355,346above the sector's middle half▼ 16.2%
Solvency6.7%within the sector's middle half-24.3%within the sector's middle half▲ 17.5pp
Current ratio4.70above the sector's middle half-2.19within the sector's middle half▼ 2.51
Return on assets (ROA)4.9%within the sector's middle half-18.8%above the sector's middle half▲ 13.9pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000€200,000Operating result 2024: €49,168€49,168Net result 2024: €26,420€26,420Operating result 2025: €187,771€187,771Net result 2025: €124,067€124,06720242025€0€50,000€100,000€150,000€200,000Operating result 2024: €49,168€49,200Net result 2024: €26,420€26,400Operating result 2025: €187,771€188,000Net result 2025: €124,067€124,00020242025
The operating result rises in 2025; 2025 is 282% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €660,849
Fixed assets €7,203 ▲ 500%
Current assets €653,646 ▲ 21.3%
Equity and liabilities €660,849
Equity €160,487 ▲ 341%
Debt €500,362 ▼ 0.6%
Debt's share of the balance-sheet total falls from 93.3% to 75.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.27▼
2024 · 0.40
Debt to equity
3.12▼
2024 · 13.83
ROE
77.3%▲
2024 · 72.5%
Debt ≤ 1 year
€298,300▲
2024 · €114,679
Debt > 1 year
€200,000▼
2024 · €387,000
Income taxes
€41,413▲
2024 · €10,107
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,602 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
2.3% went bankrupt
0.9% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,602 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€539,951€660,849▲
Fixed assets21/28€1,200€7,203▲
Tangible fixed assets22/27-€7,003
Assets under construction and advance payments27-€7,003
Financial fixed assets28€1,200€200▼
Current assets29/58€538,751€653,646▲
Stocks and contracts in progress3€492,800€572,430▲
Stocks30/36€492,800€572,430▲
Amounts receivable within one year40/41€19,588€10,000▼
Trade receivables40€13,850€10,000▼
Other amounts receivable41€5,737€0▼
Cash at bank and in hand54/58€26,363€71,216▲
Equity and liabilities
Total equity and liabilities10/49€539,951€660,849▲
Equity10/15€36,420€160,487▲
Contributions10/11€10,000€10,000=
Reserves13€26,420€150,487▲
Distributable reserves133€26,420€150,487▲
Amounts payable17/49€503,531€500,362▼
Amounts payable after more than one year17€387,000€200,000▼
Financial debts170/4€387,000€200,000▼
Amounts payable within one year42/48€114,679€298,300▲
Trade debts44€36,737€22,683▼
Suppliers440/4€36,737€22,683▼
Advances received on contracts in progress46€3,850€0▼
Taxes, remuneration and social security45€10,107€94,602▲
Taxes450/3€10,107€94,602▲
Other amounts payable47/48€63,984€181,015▲
Accrued charges and deferred income492/3€1,852€2,063▲
Income statement Code20242025
Other operating charges640/8€1,092€2,228▲
Gross operating margin9900€50,260€189,999▲
Operating profit (loss)9901€49,168€187,771▲
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€12,645€22,290▲
Recurring financial charges65€12,645€22,290▲
Profit (loss) for the period before taxes9903€36,527€165,480▲
Income taxes67/77€10,107€41,413▲
Profit (loss) for the period9904€26,420€124,067▲
Profit (loss) for the period to be appropriated9905€26,420€124,067▲
Appropriation of the result
Profit (loss) to be appropriated9906€26,420€124,067▲
Transfer to equity691/2€26,420€124,067▲
To other reserves6921€26,420€124,067▲

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€1,092€2,228▲ 104%
Gross operating margin9900€50,260€189,999▲ 278%
Operating profit (loss)9901€49,168€187,771▲ 282%
Financial income75/76B€4€0▼ 99.4%
Recurring financial income75€4€0▼ 99.4%
Financial charges65/66B€12,645€22,290▲ 76.3%
Recurring financial charges65€12,645€22,290▲ 76.3%
Profit (loss) for the period before taxes9903€36,527€165,480▲ 353%
Income taxes67/77€10,107€41,413▲ 310%
Profit (loss) for the period9904€26,420€124,067▲ 370%
Profit (loss) for the period to be appropriated9905€26,420€124,067▲ 370%
Line20242025Change
Assets
Total assets20/58€539,951€660,849▲ 22.4%
Fixed assets21/28€1,200€7,203▲ 500%
Tangible fixed assets22/27-€7,003-
Assets under construction and advance payments27-€7,003-
Financial fixed assets28€1,200€200▼ 83.3%
Current assets29/58€538,751€653,646▲ 21.3%
Stocks and contracts in progress3€492,800€572,430▲ 16.2%
Stocks30/36€492,800€572,430▲ 16.2%
Amounts receivable within one year40/41€19,588€10,000▼ 48.9%
Trade receivables40€13,850€10,000▼ 27.8%
Other amounts receivable41€5,737€0▼ 100%
Cash at bank and in hand54/58€26,363€71,216▲ 170%
Equity and liabilities
Total equity and liabilities10/49€539,951€660,849▲ 22.4%
Equity10/15€36,420€160,487▲ 341%
Contributions10/11€10,000€10,000=
Reserves13€26,420€150,487▲ 470%
Distributable reserves133€26,420€150,487▲ 470%
Amounts payable17/49€503,531€500,362▼ 0.6%
Amounts payable after more than one year17€387,000€200,000▼ 48.3%
Financial debts170/4€387,000€200,000▼ 48.3%
Amounts payable within one year42/48€114,679€298,300▲ 160%
Trade debts44€36,737€22,683▼ 38.3%
Suppliers440/4€36,737€22,683▼ 38.3%
Advances received on contracts in progress46€3,850€0▼ 100%
Taxes, remuneration and social security45€10,107€94,602▲ 836%
Taxes450/3€10,107€94,602▲ 836%
Other amounts payable47/48€63,984€181,015▲ 183%
Accrued charges and deferred income492/3€1,852€2,063▲ 11.4%
Line20242025Change
Profit (loss) for the period9904€26,420€124,067▲ 370%
Operating cash flow (approximation)€26,420€124,067▲ 370%
Investment in fixed assets (approximation)--€6,003-
Change in cash-€44,853-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-06
State Gazette act Registered office · Statutes amendment
Name change · Registered-office move · Power of attorney5 facts ▸
  • General meeting, 28-05-2026
  • Name change, CAMBIQ
  • Statutes amendment, 1
  • Registered-office move, Senator Alfons Jeurissenlaan 1156 bus 20,3520 Zonhoven
  • Power of attorney, Jan Jutten
01-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €150,000Eq €160,487 ▲341%
2 profitable years in a row build equity to €160,487.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
9,122 m²
Building footprint
1,173 m²
Volume, LiDAR
585 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
23 companies at this address See who is registered here
1 establishment unit
HULSBOSCH INVEST
Kwamol 12, 3945 HamReal estate development
since 20232.344.956.984
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71442C1052/00E000 Flanders 8,890 m² 1 · 1,054 m² -
71046B1107/00S000 Flanders 231 m² 1 · 120 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 4,202 EUR awarded
Year Entries awardedpaid
2025 1 4,202 EUR0 EUR
Schemes
1 entry · 4,202 EUR · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 9,698 companies in sector 68121 we hold annual accounts for 7,393. 5,337 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-05-2023
Fiscal year end31-12
Legal name NL HULSBOSCH INVEST
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801459233
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.