Debts
€7,306 87% of the balance sheet
TC Construct
Overview
Lifetime
1 annual account with figurespeak -€991 (2025)
-€991
lowest -€1,390 (2025)
-€1,390
peak €1,110 (2025)
€1,110
€7,306
Board1 name since 2025
1 directorCOOLS Tom
Documentsfilings and deeds
21-08-202621 days late
2025micro format
Loss of €1,390Incorporation 17-121 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€2,500 100 shares
Position in the sector
€1,110
Less equity than 90% of companies in specialised construction. Sector median €57,691 · 35,148 companies.
2025 accounts filed 21 days after the deadlineToo young for a bankruptcy probabilityTurnover not published (micro format)
Checked score
21
Critical
Without a bankruptcy probability, the score rests on the figures alone.
Bankruptcy probability within 12 months
The company is less than 12 months old. Its public track record is still too short for a reliable bankruptcy probability.
Financial strengthWeak
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.7, below 1. Short-term debt is 86.8% and cash 19.2% of total assets. 86.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Three signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 35136 sector peers (2025).
NBB · sector comparisonPosition among 35136 sector peers
Solvency
better than 16%
← weakest
strongest →
raises risk · Young company
Founded in 2025, less than a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
21 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1031629642
Incorporation
Founding capital of €2,500, 100 shares · Founder: COOLS Tom · Appointment: COOLS Tom (director) · published on 17-12-2025 · Gazette deed
First establishment
Postelweg 3, Balen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TC Construct Balen | €8,416 | -€991 | 13.2% | - |
| HEBA Interieur Lummen | €11,022 | €301 | 31.0% | - |
| KLUSDIENST ROY LAMPO Blankenberge | €13,118 | -€7,058 | -45.8% | - |
| Houtwerk Ward Retie | €7,624 | -€729 | 24.4% | - |
| RZG Projects Antwerp | €10,704 | -€1,809 | 21.9% | - |
| Redowood Berlaar | €15,100 | €608 | 6.4% | - |
| Polvis interieur & maatwerk Kapellen | €13,024 | €1,933 | 16.7% | - |
These companies have the same main activity as TC Construct: joinery installation (NACE 43320). They are comparable in size and age: total assets between €7,620 and €15,100, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 15-12-2025Normal situation
- Activity
- Joinery installationNACE 43320
- Establishment unit
- 2.382.301.4892490 Balen, since 15-12-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 04-08-2026
Insights on TC Construct
TC Construct is less than twelve months old. There is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €1,110 and a net result of -€1,390.
Its solvency ranks better than 16% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 21-08-2026, 21 days late-€991
-€1,390
-€1,390
-€2,188
13.2%
0.70
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €8,416 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
13.2%
Higher than 16% of 35,136 companies in 2025.
0.70
Higher than 11% of 34,510 companies in 2025.
-16.5%
Higher than 9% of 34,711 companies in 2025.
TC Construct
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
8,416 | |
21/28 |
3,298 | |
22/27 |
3,298 | |
22 |
1,375 | |
24 |
1,923 | |
29/58 |
5,118 | |
3 |
3,500 | |
37 |
3,500 | |
54/58 |
1,618 | |
| Balance sheet: equity and liabilities | ||
10/49 |
8,416 | |
10/15 |
1,110 | |
10/11 |
2,500 | |
14 |
-1,390 | |
17/49 |
7,306 | |
42/48 |
7,306 | |
44 |
7,274 | |
440/4 |
7,274 | |
47/48 |
32 | |
| Income statement | ||
9900 |
-991 | |
640/8 |
400 | |
9901 |
-1,390 | |
9903 |
-1,390 | |
9904 |
-1,390 | |
9905 |
-1,390 | |
| Appropriation of the result | ||
9906 |
-1,390 | |
| Document | ||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 21-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 21-08-2026 | 2026-00415171 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 3,298 | ||
| -2,188 | ||
| 13.2% | ||
| 0.70 | ||
| 0.22 | ||
| 6.58 | ||
| -125.3% | ||
| -16.5% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €3,298 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on TC Construct
Debt's share of the balance-sheet total is 86.8%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 15-12-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 21-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 17-12-2025
Mandates through the years
1 name, the dashed line is todayCOOLS Tom
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- COOLS Tom
- Director (not named in the articles), from 15-12-2025 to date
Control
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €11.10 in 2025
- Source
- deed of 17-12-2025
Articles of association
deed of 17-12-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 19:00
Shareholders
At incorporation
deed of 17-12-2025 ↗
- COOLS Tom 100 shares (100%) · €2,500 in cash
Network & group
No group
TC Construct has no parent and no holdings in its annual accounts. COOLS Tom is the only director. TC Construct shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 21 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1031629642
2025
IncorporationFounding capital of €2,500, 100 shares · Founder: COOLS Tom · Appointment: COOLS Tom (director) · published on 17-12-20254 points ▸
First establishment Postelweg 3, Balen
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1031.629.642
- VAT number
- BE 1031.629.642
- Peppol ID
- 0208:1031629642
- Other Peppol ID
- 9925:BE1031629642
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 15-12-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 19:00deed of 17-12-2025 (in Dutch)
- Peppol
- Reachable since 04-08-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TC Construct in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 17-12-2025 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- TC Constructdeed of 17-12-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Postelweg 3 0002, 2490 Balen”deed of 17-12-2025 (in Dutch)
Activities
NACEBEL 202543320
Joinery installation main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De verkoop,levering,distributie,installatie,renovatie en plaatsing van ramen,deuren,poorten en andere buitenschrijnwerk voor zowel…”deed of 17-12-2025 (in Dutch)
11 activities
- De verkoop,levering,distributie,installatie,renovatie en plaatsing van ramen,deuren,poorten en andere buitenschrijnwerk voor zowel particuliere als professionele klanten. Dit omvat,maar is niet beperkt tot,houten,PVC,aluminium en stalen ramen en deuren,schuifdeuren,draaideuren,garagedeuren en andere buitenschrijnwerktoepassingen.
- De verkoop en levering van accessoires en toebehoren voor ramen en deuren,waaronder maar niet beperkt tot beglazing,rubbers,sloten,scharnieren,veiligheidsvoorzieningen,vergrendelingen,roosters,rolluiken,zonwering,gordijnen en andere gerelateerde producten.
- Het uitvoeren van renovatie- en herstellingswerken aan ramen,deuren en schrijnwerk,alsook het uitvoeren van plaatsings- en afstelwerkzaamheden bij bestaande constructies.
- De verkoop,levering,installatie en renovatie van bijgebouwen zoals tuinhuisjes,garages,carports,bergingen,serreconstructies,pergola’s en andere aan- of bijgebouwen,met inbegrip van de bijbehorende funderingen,dakstructuren,wandpanelen en overige noodzakelijke onderdelen.
- Het bieden van advies- en consultancy-diensten voor klanten met betrekking tot de keuze van ramen,deuren,accessoires,bijgebouwen en materialen,alsook over de uitvoering en afwerking van de plaatsings- en renovatiewerken.
- De vervaardiging,bewerking,afwerking en aanpassing van ramen,deuren op maat van de klant,zowel in serie als in unieke uitvoeringen,en met inbegrip van alle benodigde technieken voor de productie van houten,PVC-,aluminium- en andere profielsystemen.
- Het leveren van diensten van beglazing,zowel in nieuwe installaties als bij renovaties,inclusief het plaatsen van isolerende beglazing,veiligheidsglas,zonwerend glas,akoestisch glas en andere specialistische beglazingsopties.
- De installatie en plaatsing van glasbeveiliging en andere veiligheidsmaatregelen in ramen,deuren en bijgebouwen,zoals inbraakwerende beglazing,veiligheidshekken,alarmsystemen en andere beveiligingssystemen die verband houden met de vensters en deuren.
- Het verrichten van bijbehorende werken zoals gevelrenovatie,gevelbekleding,isolatie van ramen en deuren,tochtwering,herstellingen en alle andere werken die de plaatsing of renovatie van ramen,deuren en bijgebouwen betreffen.
- De import en export van producten en materialen die verband houden met ramen,deuren,bijgebouwen en bijbehorende accessoires en toebehoren,evenals het beheer en de distributie van dergelijke producten in de Belgische en buitenlandse markten;
- De bouw,verkoop,levering,installatie en renovatie van bijgebouwen,zoals tuinhuisjes,garages,carports,bergingen,serres,pergola’s,bijkeukens en andere aan- of bijgebouwen. Dit omvat onder andere:
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Postelweg 3 registered office 2490 Balen | 15-12-2025 | 2.382.301.489 |
Buildings and parcels at the address
- Ground area
- 4,227 m²
- Buildings
- 266 m²
- Volume, LiDAR
- 1,555 m³
- Tallest building
- 16.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 13003A0109/00D025 | 4,227 m² | 1 · 265 m² | 16.0 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1031.629.642