TC Construct
ActiveSummary
TC Construct is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €1,110 and a net result of -€1,390. Its solvency ranks better than 16% of 28051 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability0
Solvency38
Growth-
Track record50
Credit verdict
No credit on open account
Liquidity short (current ratio 0.7; short-term debt: 86.8% and cash: 19.2% of total assets), and 86.8% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 28051 sector peers (2025).
NBB · sector comparisonPosition among 28051 sector peers
Solvency
better than 16%
← weakest
strongest →
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
21 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€1,110
Total assets
€8,416
Net result
-€1,390
Working capital
-€2,188
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €8,416
Fixed assets
€3,298
Current assets
€5,118
Equity and liabilities €8,416
Equity
€1,110
Debt
€7,306
Debt finances 86.8% of the balance-sheet total.
Key figures and ratios
Current ratio
0.70
Quick ratio
0.22
Debt to equity
6.58
ROE
-125.3%
ROA
-16.5%
Debt ≤ 1 year
€7,306
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | -€991 |
| Operating profit (loss)9901 | -€1,390 |
| Profit (loss) for the period before taxes9903 | -€1,390 |
| Profit (loss) for the period9904 | -€1,390 |
| Profit (loss) for the period to be appropriated9905 | -€1,390 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €8,416 | |
| Fixed assets21/28 | €3,298 | |
| Tangible fixed assets22/27 | €3,298 | |
| Land and buildings22 | €1,375 | |
| Furniture and vehicles24 | €1,923 | |
| Current assets29/58 | €5,118 | |
| Stocks and contracts in progress3 | €3,500 | |
| Contracts in progress37 | €3,500 | |
| Cash at bank and in hand54/58 | €1,618 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €8,416 | |
| Equity10/15 | €1,110 | |
| Contributions10/11 | €2,500 | |
| Profit (loss) carried forward14 | -€1,390 | |
| Amounts payable17/49 | €7,306 | |
| Amounts payable within one year42/48 | €7,306 | |
| Trade debts44 | €7,274 | |
| Suppliers440/4 | €7,274 | |
| Other amounts payable47/48 | €32 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€1,390 |
| Operating cash flow (approximation) | -€1,390 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2025
Ground area
4,227 m²
Building footprint
266 m²
Volume, LiDAR
1,555 m³
Parcel 13003A0109/00D025, Flanders · tallest building 16.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TC Construct
since 20252.382.301.489
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13003A0109/00D025 | Flanders | 4,227 m² | 1 · 265 m² | 16.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,028 companies in sector 43320 we hold annual accounts for 9,135. 885 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.