TBVS SRL
ActiveSummary
TBVS SRL has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €8k. Equity is growing by ~43.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 2053 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▼-12
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 14.36 against 6.56 in 2024; short-term debt: 7% and cash: 92.5% of total assets), and 7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93%
Return on assets
20.4%
Age of the figures
13 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 03-03-2026, 28 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
28 d early
2024
34 d early
2023
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close25-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▲ 28.1%
2024 · €27k
2023: €11klowest in 3 years
2024: €27k▲ +146% vs 2023
2025: €35k▲ +28.1% vs 2024highest in 3 years
2023 → 2025
Total assets
€37k▲ 16.7%
2024 · €32k
2023: €14klowest in 3 years
2024: €32k▲ +129% vs 2023
2025: €37k▲ +16.7% vs 2024highest in 3 years
2023 → 2025
Net result
€8k▼ 52.7%
2024 · €16k
2023: €10k
2024: €16k▲ +53.0% vs 2023highest in 3 years
2025: €8k▼ -52.7% vs 2024lowest in 3 years
2023 → 2025
Working capital
€35k▲ 28.1%
2024 · €27k
2023: €11klowest in 3 years
2024: €27k▲ +146% vs 2023
2025: €35k▲ +28.1% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€27k▲ 146%€35k▲ 28.1%
2023: €11klowest in 3 years
2024: €27k▲ +146% vs 2023
2025: €35k▲ +28.1% vs 2024highest in 3 years
Operating result€13k-€20k▲ 52.1%€10k▼ 52.0%
2023: €13k
2024: €20k▲ +52.1% vs 2023highest in 3 years
2025: €10k▼ -52.0% vs 2024lowest in 3 years
Net result€10k-€16k▲ 53.0%€8k▼ 52.7%
2023: €10k
2024: €16k▲ +53.0% vs 2023highest in 3 years
2025: €8k▼ -52.7% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €37k
Equity
€35k ▲ 28.1%
Debt
€3k ▼ 46.7%
Debt's share of the balance-sheet total falls from 15.2% to 7.0%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
14.36▲
2024 · 6.56
Debt to equity
0.07▼
2024 · 0.18
ROE
21.9%▼
2024 · 59.3%
ROA
20.4%▼
2024 · 50.3%
Debt ≤ 1 year
€3k▼
2024 · €5k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet
Code20242025
Assets
Total assets20/58€32k€37k▲
Current assets29/58€32k€37k▲
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€5k€3k▼
Cash at bank and in hand54/58€27k€34k▲
Equity and liabilities
Total equity and liabilities10/49€32k€37k▲
Equity10/15€27k€35k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€26k€34k▲
Amounts payable17/49€5k€3k▼
Amounts payable within one year42/48€5k€3k▼
Trade debts44€438€391▼
Suppliers440/4€438€391▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Income statement
Code20242025
Other operating charges640/8€74€407▲
Gross operating margin9900€21k€10k▼
Operating profit (loss)9901€20k€10k▼
Financial charges65/66B€60€60=
Recurring financial charges65€60€60=
Profit (loss) for the period before taxes9903€20k€10k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€16k€8k▼
Profit (loss) for the period to be appropriated9905€16k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€34k▲
Profit (loss) brought forward from the previous period14P€10k€26k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €348 | €74 | €407 | ▲ 452% |
| Gross operating margin9900 | €14k | €21k | €10k | ▼ 50.2% |
| Operating profit (loss)9901 | €13k | €20k | €10k | ▼ 52.0% |
| Financial income75/76B | €0 | - | - | - |
| Recurring financial income75 | €0 | - | - | - |
| Financial charges65/66B | €79 | €60 | €60 | = |
| Recurring financial charges65 | €79 | €60 | €60 | = |
| Profit (loss) for the period before taxes9903 | €13k | €20k | €10k | ▼ 52.2% |
| Income taxes67/77 | €3k | €4k | €2k | ▼ 50.3% |
| Profit (loss) for the period9904 | €10k | €16k | €8k | ▼ 52.7% |
| Profit (loss) for the period to be appropriated9905 | €10k | €16k | €8k | ▼ 52.7% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €14k | €32k | €37k | ▲ 16.7% |
| Current assets29/58 | €14k | €32k | €37k | ▲ 16.7% |
| Amounts receivable within one year40/41 | €299 | €5k | €3k | ▼ 43.7% |
| Trade receivables40 | €299 | €5k | €3k | ▼ 43.7% |
| Cash at bank and in hand54/58 | €14k | €27k | €34k | ▲ 27.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €14k | €32k | €37k | ▲ 16.7% |
| Equity10/15 | €11k | €27k | €35k | ▲ 28.1% |
| Contributions10/11 | €500 | €500 | €500 | = |
| Profit (loss) carried forward14 | €10k | €26k | €34k | ▲ 28.6% |
| Amounts payable17/49 | €3k | €5k | €3k | ▼ 46.7% |
| Amounts payable within one year42/48 | €3k | €5k | €3k | ▼ 46.7% |
| Trade debts44 | - | €438 | €391 | ▼ 10.8% |
| Suppliers440/4 | - | €438 | €391 | ▼ 10.8% |
| Taxes, remuneration and social security45 | €3k | €4k | €2k | ▼ 50.3% |
| Taxes450/3 | €3k | €4k | €2k | ▼ 50.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €16k | €8k | ▼ 52.7% |
| Operating cash flow (approximation) | €10k | €16k | €8k | ▼ 52.7% |
| Change in cash | - | €13k | €7k | ▼ 43.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
Financial
Weakest financial yearnet €8k ▼52.7%
Net result drops to €8k, the lowest in the series.
31-08
Financial
Liquidity doublescurrent ratio 14.36
Current ratio from 6.56 to 14.36; short-term debt falls from €5k to €3k.
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
Financial
Highest result since 2023net €16k ▲53%
Operating result €20k, net result €16k, both a record.
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2022
Ground area
2,336 m²
Building footprint
129 m²
Volume, LiDAR
934 m³
Parcel 25006E0066/00W002, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
TBVS
since 20222.334.076.653
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006E0066/00W002 | Wallonia | 2,336 m² | 1 · 129 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,330. 988 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-05-2022
Fiscal year end31-08
Activities, NACEBEL 2025
85599Other education
Contact
E-mail
virginie.silia@gmail.comWavre
Scores and ratios are computed by Checked and are not a credit decision.