REA-LIFE+
ActiveREA-LIFE+ has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €3k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 2042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+5
Solvency96▲+2
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.7 against 3.11 in 2024; short-term debt: 29.2% and cash: 37.1% of total assets), and 29.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.8%
Return on assets
6.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
14 d early
2024
12 d early
2023
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 10.5%
2024 · €28k
2023: €26k
2024: €28k
2023 → 2025
Total assets
€43k▲ 8.0%
2024 · €40k
2023: €34k
2024: €40k
2023 → 2025
Net result
€3k▲ 146%
2024 · €1k
2023: €24k
2024: €1k
2023 → 2025
Working capital
€9k▼ 66.1%
2024 · €26k
2023: €24k
2024: €26k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€26k-€28k▲ 4.5%€31k▲ 10.5%
Operating result€33k-€5k▼ 83.7%€4k▼ 26.8%
Net result€24k-€1k▼ 95.2%€3k▲ 146%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 27% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€22k▲ 1,125%
Current assets
€21k▼ 44.0%
Equity and liabilities €43k
Equity
€31k▲ 10.5%
Debt
€13k▲ 2.5%
The debt ratio falls from 30.7% to 29.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▲
2024 · €6k
Cash flow
€8k▲
2024 · €2k
Solvency
70.8%▲
2024 · 69.3%
Current ratio
1.70▼
2024 · 3.11
Quick ratio
1.70▼
2024 · 3.11
Debt / equity
0.41▼
2024 · 0.44
ROE
9.5%▲
2024 · 4.3%
ROA
6.7%▲
2024 · 3.0%
Interest coverage
207.59▲
2024 · 110.97
Debt
€13k▲
2024 · €12k
Debt ≤ 1 year
€13k▲
2024 · €12k
Income taxes
€1k▲
2024 · €486
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€43k▲
Fixed assets21/28€2k€22k▲
Tangible fixed assets22/27€2k€22k▲
Plant, machinery and equipment23-€760
Furniture and vehicles24€2k€21k▲
Current assets29/58€38k€21k▼
Amounts receivable within one year40/41€6k€5k▼
Trade receivables40€2k€1k▼
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€32k€16k▼
Deferred charges and accrued income490/1-€483
Equity and liabilities
Total equity and liabilities10/49€40k€43k▲
Equity10/15€28k€31k▲
Contributions10/11€2k€2k=
Reserves13€26k€29k▲
Distributable reserves133€26k€29k▲
Amounts payable17/49€12k€13k▲
Amounts payable within one year42/48€12k€13k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€10k€2k▼
Taxes450/3€10k€2k▼
Other amounts payable47/48€215€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€467€5k▲
Other operating charges640/8€141€144▲
Gross operating margin9900€6k€9k▲
Operating profit (loss)9901€5k€4k▼
Financial income75/76B€39€54▲
Recurring financial income75€39€54▲
Financial charges65/66B€4k€45▼
Recurring financial charges65€52€45▼
Non-recurring financial charges66B€4k-
Profit (loss) for the period before taxes9903€2k€4k▲
Income taxes67/77€486€1k▲
Profit (loss) for the period9904€1k€3k▲
Profit (loss) for the period to be appropriated9905€1k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€3k▲
Transfer to equity691/2€1k€3k▲
To other reserves6921€1k€3k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €1k ▼95.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostmeersdreef 409800 DeinzeGround area
513 m²
Building footprint
102 m²
Volume, LiDAR
683 m³
Parcel 44011A0912/00Z007, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
REA-LIFE+
since 20222.336.855.110
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44011A0912/00Z007 | Flanders | 513 m² | 1 · 102 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 981 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2022
Fiscal year end31-12
Activities, NACEBEL
85599Other education
85592Vocational training
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.