TB SOLUTIONS
ActiveTB SOLUTIONS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €-40k. Equity is shrinking by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 7983 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-27
Solvency72▼-10
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 1.98 in 2024; short-term debt: 45.3% and cash: 15.9% of total assets), but 53.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
27 d late
2023
84 d late
2022
85 d late
2021
30 d late
2020
30 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€217k▼ 15.6%
2024 · €257k
2018: €427k
2019: €564k
2020: €453k
2021: €492k
2022: €402k
2023: €248k
2024: €257k
2018 → 2025
Total assets
€462k▲ 3.3%
2024 · €447k
2018: €1.62M
2019: €1.97M
2020: €914k
2021: €990k
2022: €734k
2023: €457k
2024: €447k
2018 → 2025
Net result
€-40k
2024 · €8k
2018: €-9k
2019: €137k
2020: €-110k
2021: €39k
2022: €-90k
2023: €-153k
2024: €8k
2018 → 2025
Working capital
€184k▼ 1.5%
2024 · €186k
2018: €-255k
2019: €-93k
2020: €450k
2021: €492k
2022: €365k
2023: €179k
2024: €186k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€492k-€402k▼ 18.3%€248k▼ 38.2%€257k▲ 3.4%€217k▼ 15.6%
Operating result€61k-€-79k€-152k▼ 93.8%€22k€-40k
Net result€39k-€-90k€-153k▼ 70.0%€8k€-40k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €40k after €22k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €462k
Fixed assets
€69k▼ 1.7%
Current assets
€393k▲ 4.3%
Equity and liabilities €462k
Equity
€217k▼ 15.6%
Debt
€245k▲ 28.9%
The debt ratio rises from 42.5% to 53.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-38k▼
2024 · €24k
Cash flow
€-39k▼
2024 · €10k
Solvency
46.9%▼
2024 · 57.5%
Current ratio
1.88▼
2024 · 1.98
Quick ratio
1.88▼
2024 · 1.98
Debt / equity
1.13▲
2024 · 0.74
ROE
-18.5%▼
2024 · 3.3%
ROA
-8.7%▼
2024 · 1.9%
Interest coverage
-92.71▼
2024 · 1.70
Debt
€245k▲
2024 · €190k
Debt ≤ 1 year
€209k▲
2024 · €190k
Staff costs
€40k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€447k€462k▲
Fixed assets21/28€71k€69k▼
Tangible fixed assets22/27€8k€6k▼
Other tangible fixed assets26€8k€6k▼
Financial fixed assets28€63k€63k=
Current assets29/58€377k€393k▲
Amounts receivable within one year40/41€299k€307k▲
Trade receivables40€42k€66k▲
Other amounts receivable41€256k€241k▼
Cash at bank and in hand54/58€78k€74k▼
Deferred charges and accrued income490/1€210€12k▲
Equity and liabilities
Total equity and liabilities10/49€447k€462k▲
Equity10/15€257k€217k▼
Contributions10/11€599k€599k=
Capital10€599k€599k=
Issued capital100€599k€599k=
Reserves13€28k€28k=
Non-distributable reserves130/1€21k€21k=
Legal reserve130€21k€21k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-371k€-411k▼
Amounts payable17/49€190k€245k▲
Amounts payable within one year42/48€190k€209k▲
Trade debts44€4k€25k▲
Suppliers440/4€4k€25k▲
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€4k€2k▼
Remuneration and social security454/9€6k€13k▲
Other amounts payable47/48€176k€170k▼
Accrued charges and deferred income492/3-€36k
Income statement
Code20242025
Non-recurring operating income76A-€8k
Remuneration, social security and pensions62€39k€40k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€1k€520▼
Gross operating margin9900€64k€2k▼
Operating profit (loss)9901€22k€-40k▼
Financial charges65/66B€14k€415▼
Recurring financial charges65€14k€415▼
Profit (loss) for the period before taxes9903€8k€-40k▼
Profit (loss) for the period9904€8k€-40k▼
Profit (loss) for the period to be appropriated9905€8k€-40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-371k€-411k▼
Profit (loss) brought forward from the previous period14P€-379k€-371k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 84 days late
2023
31-12
Financial
Weakest financial yearnet €-153k
Net result drops to €-153k, the lowest in the series; recovery starts the following year.
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 85 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 2.33
Current ratio from 0.83 to 2.33; short-term debt falls from €537k to €339k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €137k
Net result €137k after one loss-making year.
31-12
Financial
Equity above €500kEq €564k ▲32.2%
Equity rises from €427k to €564k.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Volmolenbaan 432400 MolGround area
5,841 m²
Building footprint
321 m²
Volume, LiDAR
1,700 m³
Parcel 13433E0850/00K000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DUROX POLYESTER
since 19932.061.351.750
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13433E0850/00K000 | Flanders | 5,841 m² | 1 · 321 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMO
BE 0896.768.166
Houthalen-Helchteren · Eq €217k
HOME DESIGN & CONCEPT
BE 0479.755.070
Antoing · Eq €217k
CERAMITAL
BE 0445.321.159
Zoersel · Eq €216k
MICHEL HACKING
BE 0817.007.739
Gesves · Eq €216k
DERATO
BE 0820.368.788
Beerse · Eq €218k
Of 1,137 companies in sector 46130 we hold annual accounts for 646. 503 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-02-1993
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.