LAURENT SIMONS
ActiveSummary
LAURENT SIMONS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €439,991 and a net result of €6,715. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 88% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability41▼-2
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 8.47 against 17.72 in 2024; short-term debt: 11.5% and cash: 1.3% of total assets), and 11.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.5%
Return on assets
1.4%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-05-2026, 22 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
on the day
2023
on the day
2022
1 d early
2021
32 d early
2020
91 d early
2019
80 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€439,991▼ 10.8%
2024 · €493,276
Total assets
€496,910▼ 4.8%
2024 · €521,887
Net result
€6,715▼ 36.8%
2024 · €10,625
Working capital
€424,991▼ 11.1%
2024 · €478,276
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€7,002▲ 77.3%-€2,163▲ 69.1%€56,049€3,454▼ 93.8%-€2,515
Net result-€7,860below the sector's middle half€7,731within the sector's middle half€44,599above the sector's middle half▲ 477%€10,625within the sector's middle half▼ 76.2%€6,715within the sector's middle half▼ 36.8%
Equity€490,321above the sector's middle half▼ 1.6%€498,051above the sector's middle half▲ 1.6%€542,651above the sector's middle half▲ 9.0%€493,276above the sector's middle half▼ 9.1%€439,991above the sector's middle half▼ 10.8%
Total assets€505,691above the sector's middle half▼ 2.2%€516,943above the sector's middle half▲ 2.2%€566,431above the sector's middle half▲ 9.6%€521,887above the sector's middle half▼ 7.9%€496,910above the sector's middle half▼ 4.8%
Debt€15,371▼ 19.3%€18,892▲ 22.9%€23,780▲ 25.9%€28,612▲ 20.3%€56,919▲ 98.9%
Working capital€475,084above the sector's middle half▼ 1.5%€483,051above the sector's middle half▲ 1.7%€527,651above the sector's middle half▲ 9.2%€478,276above the sector's middle half▼ 9.4%€424,991above the sector's middle half▼ 11.1%
Solvency97.0%above the sector's middle half▲ 0.6pp96.3%above the sector's middle half▼ 0.6pp95.8%above the sector's middle half▼ 0.5pp94.5%above the sector's middle half▼ 1.3pp88.5%above the sector's middle half▼ 6.0pp
Current ratio31.91above the sector's middle half▲ 5.5626.57above the sector's middle half▼ 5.3423.19above the sector's middle half▼ 3.3817.72above the sector's middle half▼ 5.478.47above the sector's middle half▼ 9.25
Return on assets (ROA)-1.6%below the sector's middle half▼ 1.7pp1.5%within the sector's middle half▲ 3.0pp7.9%within the sector's middle half▲ 6.4pp2.0%within the sector's middle half▼ 5.8pp1.4%within the sector's middle half▼ 0.7pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2,515 after €3,454 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €496,910
Fixed assets
€15,000 =
Current assets
€481,910 ▼ 4.9%
Equity and liabilities €496,910
Equity
€439,991 ▼ 10.8%
Debt
€56,919 ▲ 98.9%
Debt's share of the balance-sheet total rises from 5.5% to 11.5%. Equity is lower and debt is higher.
Key figures and ratios
Debt to equity
0.13▲
2024 · 0.06
ROE
1.5%▼
2024 · 2.2%
Debt ≤ 1 year
€56,919▲
2024 · €28,612
Income taxes
€2,768▼
2024 · €4,961
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €429 | €236 | - | - | - | - |
| Other operating charges640/8 | - | €88 | €632 | €502 | €505 | ▲ 0.4% |
| Gross operating margin9900 | -€5,935 | -€1,839 | €56,681 | €3,957 | -€2,010 | ▼ 151% |
| Operating profit (loss)9901 | -€7,002 | -€2,163 | €56,049 | €3,454 | -€2,515 | ▼ 173% |
| Financial income75/76B | - | €12,704 | €12,767 | €12,580 | €12,415 | ▼ 1.3% |
| Recurring financial income75 | €1,041 | €12,704 | €12,767 | €12,580 | €12,415 | ▼ 1.3% |
| Financial charges65/66B | - | €1,379 | €1,032 | €449 | €418 | ▼ 6.8% |
| Recurring financial charges65 | €1,898 | €1,379 | €1,032 | €449 | €418 | ▼ 6.8% |
| Profit (loss) for the period before taxes9903 | -€7,860 | €9,162 | €67,784 | €15,586 | €9,483 | ▼ 39.2% |
| Income taxes67/77 | - | €1,431 | €23,185 | €4,961 | €2,768 | ▼ 44.2% |
| Profit (loss) for the period9904 | -€7,860 | €7,731 | €44,599 | €10,625 | €6,715 | ▼ 36.8% |
| Profit (loss) for the period to be appropriated9905 | -€7,860 | €7,731 | €44,599 | €10,625 | €6,715 | ▼ 36.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €505,691 | €516,943 | €566,431 | €521,887 | €496,910 | ▼ 4.8% |
| Fixed assets21/28 | €15,236 | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Tangible fixed assets22/27 | €15,236 | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Furniture and vehicles24 | - | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Current assets29/58 | €490,455 | €501,943 | €551,431 | €506,887 | €481,910 | ▼ 4.9% |
| Amounts receivable after more than one year29 | - | €497,698 | €497,698 | €470,000 | €470,000 | = |
| Other amounts receivable291 | - | €497,698 | €497,698 | €470,000 | €470,000 | = |
| Amounts receivable within one year40/41 | €2,895 | €1,804 | €205 | €238 | €2,518 | ▲ 958% |
| Other amounts receivable41 | - | €1,804 | €205 | €238 | €2,518 | ▲ 958% |
| Current investments50/53 | - | - | - | €945 | €945 | = |
| Cash at bank and in hand54/58 | €945 | €945 | €53,500 | €35,677 | €6,276 | ▼ 82.4% |
| Deferred charges and accrued income490/1 | - | €1,496 | €27 | €27 | €2,171 | ▲ 7,803% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €505,691 | €516,943 | €566,431 | €521,887 | €496,910 | ▼ 4.8% |
| Equity10/15 | €490,321 | €498,051 | €542,651 | €493,276 | €439,991 | ▼ 10.8% |
| Contributions10/11 | €7,608 | €7,608 | €7,608 | €9,608 | €9,608 | = |
| Capital10 | - | €7,608 | €7,608 | - | - | - |
| Issued capital100 | - | €20,000 | €20,000 | - | - | - |
| Uncalled capital101 | - | €12,392 | €12,392 | - | - | - |
| Reserves13 | €17,000 | €17,000 | €61,500 | €59,500 | €59,500 | = |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | - | - | - |
| Legal reserve130 | - | €2,000 | €2,000 | - | - | - |
| Distributable reserves133 | - | €15,000 | €59,500 | €59,500 | €59,500 | = |
| Profit (loss) carried forward14 | €465,713 | €473,443 | €473,543 | €424,168 | €370,883 | ▼ 12.6% |
| Amounts payable17/49 | €15,371 | €18,892 | €23,780 | €28,612 | €56,919 | ▲ 98.9% |
| Amounts payable within one year42/48 | €15,371 | €18,892 | €23,780 | €28,612 | €56,919 | ▲ 98.9% |
| Financial debts43 | - | €7,991 | - | - | - | - |
| Credit institutions430/8 | - | €7,991 | - | - | - | - |
| Trade debts44 | €606 | €534 | €187 | €765 | €326 | ▼ 57.4% |
| Suppliers440/4 | - | €534 | €187 | €765 | €326 | ▼ 57.4% |
| Taxes, remuneration and social security45 | - | €1,431 | €23,185 | €22,961 | €18,203 | ▼ 20.7% |
| Taxes450/3 | - | €1,431 | €23,185 | €22,961 | €18,203 | ▼ 20.7% |
| Other amounts payable47/48 | - | €8,936 | €408 | €4,886 | €38,390 | ▲ 686% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,860 | €7,731 | €44,599 | €10,625 | €6,715 | ▼ 36.8% |
| + Depreciation and write-downs630 | €429 | €236 | - | - | - | - |
| Operating cash flow (approximation) | -€7,430 | €7,967 | €44,599 | €10,625 | €6,715 | ▼ 36.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €0 | €52,555 | -€17,823 | -€29,401 | ▼ 65.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €44,599 ▲477%
Operating result €56,049, net result €44,599, both a record.
30-09
Financial
Equity above €500,000Eq €542,651 ▲9%
2 profitable years in a row build equity to €542,651.
29-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €7,731
Net result €7,731 after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet -€7,860
Net result drops to -€7,860, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
01-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1997
Ground area
9,777 m²
Building footprint
4,731 m²
Volume, LiDAR
26,904 m³
2 parcels, Flanders · tallest building 34.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Holstraat(SGW) 1, 9170 Sint-Gillis-Waas
since 19972.081.727.688
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3986/00A000 | Flanders | 5,681 m² | 1 · 4,504 m² | 34.9 m · 2 fl. |
| 46020C1314/00D000 | Flanders | 4,096 m² | 1 · 227 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,136 companies in sector 46130 we hold annual accounts for 647. 452 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-04-1997
Fiscal year end30-09
Activities, NACEBEL 2025
46130Agents in the wholesale of timber and building materials
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460588167
Also
9925:BE0460588167
Registered
30-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.