TB LINE

Active

Private limited companyfounded 20205 yrs activeEikenlaan 76, 2275 Lille, BelgiumKBO/BCE: BE 0756.835.768

The computed 12-month bankruptcy probability of TB LINE is 3.3% (moderate). The 2025 annual accounts show equity of €25k and a net result of €-9k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 24% of 4575 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

43 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability36▼-38

Solvency38▼-18

Growth52=

Track record94

Bankruptcy probability, 12 months

3.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Liquidity short (current ratio 0.58 against 0.98 in 2024; short-term debt: 27.1% and cash: 8.4% of total assets), and 87.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

12.7%

Return on assets

-4.3%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 4575 sector peers (2025).

NBB · sector comparison

Position among 4575 sector peers

Solvency

better than 24%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

8 d early

2024

1 d early

2023

40 d early

2022

35 d early

2021

26 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€25k▼ 25.4%

2024 · €34k

2021: €12k 2022: €44k 2023: €30k 2024: €34k

2021 → 2025

Total assets

€200k▲ 82.1%

2024 · €110k

2021: €55k 2022: €101k 2023: €129k 2024: €110k

2021 → 2025

Net result

€-9k

2024 · €4k

2021: €10k 2022: €31k 2023: €-14k 2024: €4k

2021 → 2025

Working capital

€-23k▼ 2,984%

2024 · €-743

2021: €3k 2022: €13k 2023: €-15k 2024: €-743

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€12k-€44k▲ 255%€30k▼ 31.7%€34k▲ 14.3%€25k▼ 25.4%

Operating result€15k-€38k▲ 154%€-12k€10k€-7k

Net result€10k-€31k▲ 219%€-14k€4k€-9k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €7k after €10k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €200k

84.4%

15.6%

Fixed assets €169k▲ 170%

Current assets €31k▼ 33.9%

Equity and liabilities €200k

12.7%

87.3%

Equity €25k▼ 25.4%

Debt €175k▲ 131%

The debt ratio rises from 69.0% to 87.3%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€10k▼

2024 · €30k

Cash flow

€8k▼

2024 · €23k

Solvency

12.7%▼

2024 · 31.0%

Current ratio

0.58▼

2024 · 0.98

Quick ratio

0.58▼

2024 · 0.98

Debt / equity

6.87▲

2024 · 2.22

ROE

-34.1%▼

2024 · 12.5%

ROA

-4.3%▼

2024 · 3.9%

Interest coverage

2.68▼

2024 · 9.02

Debt

€175k▲

2024 · €76k

Debt ≤ 1 year

€54k▲

2024 · €48k

Debt > 1 year

€120k▲

2024 · €28k

Income taxes

€-2k▼

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€110k€200k▲

Fixed assets21/28€63k€169k▲

Tangible fixed assets22/27€63k€169k▲

Plant, machinery and equipment23€3k€2k▼

Furniture and vehicles24€4k€7k▲

Leasing and similar rights25€56k€160k▲

Current assets29/58€47k€31k▼

Amounts receivable within one year40/41€32k€15k▼

Trade receivables40€19k€4k▼

Other amounts receivable41€13k€10k▼

Cash at bank and in hand54/58€15k€17k▲

Deferred charges and accrued income490/1€452€0▼

Equity and liabilities

Total equity and liabilities10/49€110k€200k▲

Equity10/15€34k€25k▼

Contributions10/11€3k€3k=

Reserves13€32k€23k▼

Distributable reserves133€32k€23k▼

Amounts payable17/49€76k€175k▲

Amounts payable after more than one year17€28k€120k▲

Financial debts170/4€28k€120k▲

Amounts payable within one year42/48€48k€54k▲

Current portion of amounts payable after more than one year42€23k€25k▲

Financial debts43-€2k

Credit institutions430/8-€2k

Trade debts44€5k€4k▼

Suppliers440/4€5k€4k▼

Advances received on contracts in progress46-€3k

Taxes, remuneration and social security45€4k€5k▲

Taxes450/3€1k€1k▼

Remuneration and social security454/9€3k€4k▲

Other amounts payable47/48€16k€16k▼

Income statement Code20242025

Non-recurring operating income76A€5k€0▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€17k▼

Other operating charges640/8€5k€2k▼

Non-recurring operating charges66A-€14k

Gross operating margin9900€34k€26k▼

Operating profit (loss)9901€10k€-7k▼

Financial charges65/66B€3k€4k▲

Recurring financial charges65€3k€4k▲

Profit (loss) for the period before taxes9903€7k€-10k▼

Income taxes67/77€3k€-2k▼

Profit (loss) for the period9904€4k€-9k▼

Profit (loss) for the period to be appropriated9905€4k€-9k▼

Appropriation of the result

Profit (loss) to be appropriated9906€4k€-9k▼

Transfer from equity791/2-€9k

Transfer to equity691/2€4k€0▼

To other reserves6921€4k€0▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

23-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €4k

Net result €4k after one loss-making year.

21-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €-14k ▼144%

Net result drops to €-14k, the lowest in the series; recovery starts the following year.

26-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Highest result since 2021net €31k ▲219%

Operating result €38k, net result €31k, both a record.

05-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lille · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eikenlaan 762275 Lille

Ground area

414 m²

Parcel 13019E1117/00B000, Flanders. Linked by address, not a title deed.

1 establishment unit

TB LINE

Eikenlaan 76, 2275 LilleFreight transport by road

since 20202.308.668.393

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13019E1117/00B000	Flanders	414 m²	-	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 99 EUR awarded · 99 EUR paid

Year	Entries	awarded	paid
2023	1	99 EUR	99 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 99 EUR · 99 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Lille2.308.668.393

2 permissions

Vervoer kamer t° levensmiddelen · since 24-05-2022

Vervoer levensmiddelen onder gecontroleerde temperatuur en/of atmosfeer · since 24-05-2022

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Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 5,284 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded21-10-2020

Fiscal year end31-12

Activities, NACEBEL

49410Freight transport by road

52249Warehousing and support activities for transportation

52250Logistics services

52290Warehousing and support activities for transportation

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.