KDJ
ActiveSummary
The computed 12-month bankruptcy probability of KDJ is 3.0% (moderate). The 2024 annual accounts show equity of €147,672 and a net result of €28,417. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 82% of 6719 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability86▲+86
Solvency97▼-3
Growth52=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.54 against 14.2 in 2023; short-term debt: 27.6% and cash: 58.9% of total assets), and 27.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-11-2025, 108 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
108 d late
2023
104 d late
2022
30 d late
2021
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 76 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
In the rankings
#7 company by equity in Nijlen, Transport and storage sector
Equity
€147,672▲ 23.8%
2023 · €119,255
Total assets
€203,862▲ 60.4%
2023 · €127,069
Net result
€28,417
2023 · -€43,673
Working capital
€142,895▲ 38.5%
2023 · €103,171
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€97,737-€119,588▲ 22.4%-€40,042€28,400
Net result€72,405above the sector's middle half-€88,522above the sector's middle half▲ 22.3%-€43,673below the sector's middle half€28,417above the sector's middle half
Equity€74,405within the sector's middle half-€162,928above the sector's middle half▲ 119%€119,255above the sector's middle half▼ 26.8%€147,672above the sector's middle half▲ 23.8%
Total assets€147,212within the sector's middle half-€215,413within the sector's middle half▲ 46.3%€127,069within the sector's middle half▼ 41.0%€203,862within the sector's middle half▲ 60.4%
Debt€72,807-€52,486▼ 27.9%€7,815▼ 85.1%€56,190▲ 619%
Working capital€74,405-€135,537▲ 82.2%€103,171▼ 23.9%€142,895▲ 38.5%
Solvency50.5%within the sector's middle half-75.6%above the sector's middle half▲ 25.1pp93.9%above the sector's middle half▲ 18.2pp72.4%above the sector's middle half▼ 21.4pp
Staff (FTE)0.6-2▲ 233%2=2.1▲ 5.0%
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €28,400 after a loss of €40,042 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €203,862
Fixed assets
€4,777 ▼ 70.3%
Current assets
€199,085 ▲ 79.4%
Equity and liabilities €203,862
Equity
€147,672 ▲ 23.8%
Debt
€56,190 ▲ 619%
Debt's share of the balance-sheet total rises from 6.1% to 27.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€39,707▲
2023 · -€28,735
Cash flow
€39,724▲
2023 · -€32,366
Current ratio
3.54▼
2023 · 14.20
Quick ratio
2.75▼
2023 · 8.53
Debt to equity
0.38▲
2023 · 0.07
ROE
19.2%▲
2023 · -36.6%
ROA
13.9%▲
2023 · -34.4%
Interest coverage
171.37▲
2023 · -7.91
Debt ≤ 1 year
€56,190▲
2023 · €7,815
Staff costs
€68,534▲
2023 · €43,744
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €36,754 | €83,636 | €43,744 | €68,534 | ▲ 56.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €6,935 | €11,307 | €11,307 | = |
| Other operating charges640/8 | €3,610 | €4,097 | €6,167 | €6,198 | ▲ 0.5% |
| Gross operating margin9900 | €138,101 | €214,256 | €21,176 | €114,439 | ▲ 440% |
| Operating profit (loss)9901 | €97,737 | €119,588 | -€40,042 | €28,400 | ▲ 171% |
| Financial income75/76B | €108 | €4 | - | €249 | - |
| Recurring financial income75 | €108 | €4 | - | €249 | - |
| Financial charges65/66B | €520 | €512 | €3,631 | €232 | ▼ 93.6% |
| Recurring financial charges65 | €520 | €512 | €3,631 | €232 | ▼ 93.6% |
| Profit (loss) for the period before taxes9903 | €97,325 | €119,079 | -€43,673 | €28,417 | ▲ 165% |
| Income taxes67/77 | €24,920 | €30,557 | - | - | - |
| Profit (loss) for the period9904 | €72,405 | €88,522 | -€43,673 | €28,417 | ▲ 165% |
| Profit (loss) for the period to be appropriated9905 | €72,405 | €88,522 | -€43,673 | €28,417 | ▲ 165% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €147,212 | €215,413 | €127,069 | €203,862 | ▲ 60.4% |
| Fixed assets21/28 | - | €27,390 | €16,083 | €4,777 | ▼ 70.3% |
| Tangible fixed assets22/27 | - | €26,985 | €15,678 | €4,372 | ▼ 72.1% |
| Furniture and vehicles24 | - | €26,985 | €15,678 | €4,372 | ▼ 72.1% |
| Financial fixed assets28 | - | €405 | €405 | €405 | = |
| Current assets29/58 | €147,212 | €188,023 | €110,986 | €199,085 | ▲ 79.4% |
| Stocks and contracts in progress3 | - | - | €44,301 | €44,301 | = |
| Stocks30/36 | - | - | €44,301 | €44,301 | = |
| Amounts receivable within one year40/41 | €75,102 | €64,814 | €46,658 | €31,276 | ▼ 33.0% |
| Trade receivables40 | €73,329 | €43,532 | €22,131 | €31,276 | ▲ 41.3% |
| Other amounts receivable41 | €1,774 | €21,282 | €24,527 | - | - |
| Cash at bank and in hand54/58 | €41,623 | €119,275 | €15,145 | €120,079 | ▲ 693% |
| Deferred charges and accrued income490/1 | €30,487 | €3,934 | €4,882 | €3,428 | ▼ 29.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €147,212 | €215,413 | €127,069 | €203,862 | ▲ 60.4% |
| Equity10/15 | €74,405 | €162,928 | €119,255 | €147,672 | ▲ 23.8% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €50,000 | €100,000 | €100,000 | €100,000 | = |
| Distributable reserves133 | €50,000 | €100,000 | €100,000 | €100,000 | = |
| Profit (loss) carried forward14 | €22,405 | €60,928 | €17,255 | €45,672 | ▲ 165% |
| Amounts payable17/49 | €72,807 | €52,486 | €7,815 | €56,190 | ▲ 619% |
| Amounts payable within one year42/48 | €72,807 | €52,486 | €7,815 | €56,190 | ▲ 619% |
| Current portion of amounts payable after more than one year42 | - | €45,893 | - | - | - |
| Trade debts44 | €32,584 | €1,292 | €4,230 | €9,221 | ▲ 118% |
| Suppliers440/4 | €32,584 | €1,292 | €4,230 | €9,221 | ▲ 118% |
| Taxes, remuneration and social security45 | €40,223 | €5,301 | €3,585 | €21,561 | ▲ 501% |
| Taxes450/3 | €40,223 | €272 | €3,585 | - | - |
| Remuneration and social security454/9 | - | €5,029 | - | €21,561 | - |
| Other amounts payable47/48 | - | - | - | €25,408 | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €72,405 | €88,522 | -€43,673 | €28,417 | ▲ 165% |
| + Depreciation and write-downs630 | - | €6,935 | €11,307 | €11,307 | = |
| Operating cash flow (approximation) | €72,405 | €95,457 | -€32,366 | €39,724 | ▲ 223% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - |
| Change in cash | - | €77,653 | -€104,130 | €104,934 | ▲ 201% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
16-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 108 days late
2024
31-12
Financial
Back to profitnet €28,417
Net result €28,417 after one loss-making year.
12-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 104 days late
2023
31-12
Financial
Weakest financial yearnet -€43,673
Net result drops to -€43,673, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 14.20
Current ratio from 3.58 to 14.20; short-term debt falls from €52,486 to €7,815.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2021net €88,522 ▲22.3%
Operating result €119,588, net result €88,522, both a record.
31-12
Financial
Equity above €150,000Eq €162,928 ▲119%
2 profitable years in a row build equity to €162,928.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2021
Ground area
80 m²
Building footprint
80 m²
Volume, LiDAR
415 m³
Parcel 12018C0333/00H000, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KDJ
since 20212.318.075.514
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12018C0333/00H000 | Flanders | 80 m² | 1 · 80 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 44 EUR awarded · 44 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 44 EUR | 44 EUR |
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Of 12,584 companies in sector 49410 we hold annual accounts for 8,199. 6,369 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46720Wholesale of motor vehicle parts and accessories
49420Removal services
77110Renting and leasing of cars and light motor vehicles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0767766975
Also
9925:BE0767766975
Registered
02-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.